Derivados Consulting Loan Advisor Interview Questions and Answers

Q1. What Is The Time for interview
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Q2. What Is The Offer Letter
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An offer letter is a formal document that outlines the terms and conditions of a job offer.
• Contains details such as job title, salary, start date, benefits, and any conditions of employment.

• Typically includes a deadline for accepting the offer and instructions on how to do so.

• May also include information on background checks, drug tests, and other pre-employment requirements.
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Q3. Conframation Required
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Q4. Please Share Ditails On Mail..
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I will provide details on mail as requested.
• I will include all relevant information in the email.

• I will ensure the email is clear and concise.

• I will address any specific questions or concerns mentioned in the interview.
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Q5. My Notice Timeing 1 Month
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Q1. What Is the Job Loacstion
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Q2. My Experience Is 6 Years..
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Each test carry 30 questions totally 60 question are attended to finish the test

Q1. The manager asked questions and get the answers
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Q2. Why did you choose this job About yourself
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Q1. There was no questions are asked
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Q2. No questions are asked by anyone
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Q1. Tell me something about yourself
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Q2. What is your strength
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General knowledge, Maths, Resuning

Q1. Tell me about yourself?
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Q2. Why you want work at this company?
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Q3. Why do you want this job?
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Q1. Self introduction and daily base process flow
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Q2. Usmortgage related questions too updates
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Q1. Related to experience questions
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Q1. What is sales do
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Sales is the process of selling products or services to customers in exchange for money or other forms of payment.
• Sales involves identifying potential customers and persuading them to make a purchase.

• It includes building relationships with clients, understanding their needs, and offering solutions.

• Sales also involves negotiating prices, closing deals, and following up with customers for repeat business.

• Examples: pitchi...read more
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Q2. How many type of sales
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There are two main types of sales: B2B (business-to-business) sales and B2C (business-to-consumer) sales.
• B2B sales involve selling products or services to other businesses or organizations.

• B2C sales involve selling products or services directly to consumers.

• Examples of B2B sales include selling software to a company for their internal use, while examples of B2C sales include selling clothing to individual customers.

• Eac...read more
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Q1. What is your work experience?
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I have 5 years of experience working as a Relationship Manager in the banking industry.
• Managed a portfolio of high net-worth clients

• Developed and maintained relationships with clients to understand their financial needs

• Provided personalized financial solutions and advice to clients

• Collaborated with internal teams to ensure seamless delivery of services

• Achieved sales targets and contributed to the overall growth of the
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Q2. Please tell me about work of business loan, Secured, unsecured, CC, OD, working capital, LAP.
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Business loans can be secured or unsecured, with options like CC, OD, working capital, and LAP available for businesses.
• Business loans can be secured by collateral such as property or equipment, providing a lower interest rate.

• Unsecured loans do not require collateral but may have higher interest rates to compensate for the risk.

• CC (Cash Credit) is a type of loan where the borrower can withdraw funds up to a certain li...read more
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Q3. Please tell me about your family members
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I come from a close-knit family of five, including my parents, older sister, and younger brother.
• Parents are both retired and enjoy traveling

• Older sister is a lawyer and lives in a different city

• Younger brother is studying engineering at university
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Q1. Tell me about yourself
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Q2. What do you know about icici bank
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ICICI Bank is one of the largest private sector banks in India offering a wide range of financial products and services.
• ICICI Bank was established in 1994 and is headquartered in Mumbai, India.

• It offers services such as retail banking, corporate banking, and investment banking.

• ICICI Bank has a presence in over 17 countries worldwide.

• It is known for its innovative digital banking solutions and customer-centric approach.

• ...read more
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Q3. What is banking
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Banking is a financial service industry that deals with managing money, providing loans, and facilitating transactions.
• Banking involves accepting deposits from customers and lending money to individuals and businesses.

• Banks provide various financial services such as savings accounts, checking accounts, loans, and credit cards.

• They also offer investment products like mutual funds, stocks, and bonds.

• Banking institutions ...read more
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Q4. Why you choose icici ?
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Q5. Where do you want to see yourself in next 5 years
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