DBS Bank Backend Associate Interview Questions and Answers

There is a general banking paper, which was of moderate level.

Group discussion includes the situation bases questions which are really easy.

Basics , maths and general reasoning along with management

GD had 6 members , topic was given on the spot

Q1. What was the last new you heard about us?
Ans. 
I heard that your company recently launched a new product.
• The company launched a new product

• The product is receiving positive reviews

• The product is expected to increase company revenue
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Q2. How will you handle xyz ?
Ans. 
I will handle xyz by following a systematic approach and seeking guidance from experienced colleagues.
• I will gather all relevant information about xyz to understand the situation better.

• I will consult with experienced colleagues or supervisors to seek their guidance and expertise.

• I will develop a plan of action based on the information and guidance received.

• I will execute the plan while keeping track of progress and ma...read more
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Aptitude questions consists of English, maths ,non verbal, general knowledge, ms office, behaviour round

You have to talk about a topic that they will mention and also discuss it with other members of gd, you need to have fluent communication, topic would be anonymous

Q1. Basic he questions And questions related to your hobbies Basic Banking questions General knowledge
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Q2. Ministers of India How to open a bank account What is e commerce
Ans. 
Opening a bank account requires valid identity and address proof. E-commerce refers to buying and selling goods online.
• To open a bank account, visit the bank with valid identity and address proof documents

• Fill out the account opening form and submit the required documents

• Once the account is opened, you can start depositing and withdrawing money

• E-commerce refers to the buying and selling of goods and services online

• Exam...read more
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Q1. Are you sure I am fit for job
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Q2. If so I am ready for any job
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Q3. Where I have to work in Bangalore
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Q4. Shall I get any opertunity
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Q5. If so give me a job
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Maths, english reasoning

Maths, reasoning and english

Topic- should political funding be made public? time-10 mins

Q1. What is hypothesis testing?
Ans. 
Hypothesis testing is a statistical method used to make inferences about a population based on sample data.
• It involves setting up a hypothesis (null and alternative), collecting data, and using statistical tests to determine the likelihood of the null hypothesis being true.

• The null hypothesis typically states that there is no effect or no difference, while the alternative hypothesis suggests there is an effect or diffe...read more
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Q2. What are ways through which credit card companies earn revenue?
Ans. 
Credit card companies earn revenue through interest charges, annual fees, interchange fees, and late payment fees.
• Interest charges on balances carried over from month to month

• Annual fees charged for card membership

• Interchange fees paid by merchants for processing transactions

• Late payment fees for missed or delayed payments
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