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Creditas Solutions Interview Questions, Process, and Tips

Updated 28 Jan 2025

Top Creditas Solutions Interview Questions and Answers

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Creditas Solutions Interview Experiences

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14 interviews found

Credit Counselor Interview Questions & Answers

user image Nitish Kumar

posted on 8 Sep 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Jan 2024. There were 3 interview rounds.

Round 1 - HR 

(4 Questions)

  • Q1. What is your understanding of the company and the role you are applying for?
  • Ans. 

    The company is a financial counseling service that helps individuals manage their debt and improve their credit scores. The role involves providing personalized financial advice and creating debt management plans.

    • The company specializes in providing financial counseling services to individuals in debt.

    • The role involves assessing clients' financial situations and creating personalized debt management plans.

    • Credit Counse...

  • Answered by AI
  • Q2. What methods would you employ to collect payments from delinquent accounts?
  • Ans. 

    I would use a combination of communication, negotiation, and payment plans to collect payments from delinquent accounts.

    • Contact the debtor to discuss the situation and establish a payment plan.

    • Offer incentives for early payment or lump sum settlements.

    • Utilize collection agencies or legal action as a last resort.

    • Document all communication and payment agreements for future reference.

  • Answered by AI
  • Q3. What are Non-Performing Assets (NPA), and what does it mean to write them off?
  • Ans. 

    Non-Performing Assets (NPA) are loans or advances that have stopped generating income for the lender. Writing off an NPA means removing it from the books as a loss.

    • Non-Performing Assets (NPA) are loans or advances where the borrower has stopped making interest or principal repayments for a specified period of time.

    • Banks classify NPAs based on the number of days a loan has been overdue, such as Substandard Assets, Doubt...

  • Answered by AI
  • Q4. What are accounts payable and accounts receivable?
  • Ans. 

    Accounts payable are amounts owed by a company to its suppliers for goods or services received, while accounts receivable are amounts owed to a company by its customers for goods or services provided.

    • Accounts payable represent the money a company owes to its suppliers or vendors.

    • Accounts receivable represent the money owed to a company by its customers.

    • Accounts payable are considered a liability on the company's balanc...

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. What led you to choose this field?
  • Ans. 

    Passion for helping others manage their finances and improve their financial well-being.

    • Enjoy educating and empowering individuals to make informed financial decisions

    • Strong interest in personal finance and budgeting

    • Previous experience in finance or related field

    • Desire to make a positive impact on people's lives

  • Answered by AI
  • Q2. What are your long-term goals within this fintech organization?
  • Ans. 

    My long-term goal within this fintech organization is to become a senior credit counselor and eventually lead a team of credit counselors.

    • Continue to improve my knowledge and skills in credit counseling

    • Work towards obtaining any necessary certifications or qualifications

    • Demonstrate leadership qualities and take on more responsibilities within the organization

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Ops round

Credit Counselor Interview Questions asked at other Companies

Q1. What are Non-Performing Assets (NPA), and what does it mean to write them off?
View answer (1)
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Oct 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all Resume tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Why should we hire you
  • Ans. 

    I have a strong background in credit management and a proven track record of success in improving credit processes and reducing risk.

    • I have X years of experience in credit management, including roles at reputable companies such as ABC Bank and XYZ Corporation.

    • I have consistently achieved excellent results in managing credit risk and improving collections, resulting in a significant reduction in bad debt.

    • I am highly ski...

  • Answered by AI
  • Q2. What can you do for the company
  • Ans. 

    I can bring my extensive experience in credit management and risk assessment to help the company improve its credit processes and minimize financial risks.

    • I have a proven track record in managing credit portfolios and reducing bad debt

    • I can develop and implement effective credit policies and procedures

    • I can analyze financial statements and assess creditworthiness of potential customers

    • I can negotiate favorable credit t...

  • Answered by AI
  • Q3. How can we trust you
  • Ans. 

    You can trust me because of my experience, integrity, and track record of success.

    • I have X years of experience in the credit industry, which has allowed me to develop a deep understanding of the field and its challenges.

    • I have a proven track record of making sound credit decisions and managing risk effectively. For example, in my previous role, I successfully reduced the company's bad debt by 20% within a year.

    • I priori...

  • Answered by AI

Credit Executive Interview Questions asked at other Companies

Q1. What's process for approval and disbursement in CV loan
View answer (2)
Creditas Solutions Interview Questions and Answers for Freshers
illustration image

Credit Controller Interview Questions & Answers

user image abhishek pandey

posted on 1 Jun 2024

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. About self only
  • Q2. NPA , and bucket knowledge

Credit Controller Interview Questions asked at other Companies

Q1. what do you mean by physical evidence in 7p's of marketing
View answer (2)

Counsellor Interview Questions & Answers

user image Manohar Thakur

posted on 31 Aug 2023

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Mar 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all Resume tips
Round 2 - HR 

(3 Questions)

  • Q1. Normally asked from previous company.
  • Q2. Work profile in the previous company.
  • Q3. Recovery related questions asked
Round 3 - One-on-one 

(1 Question)

  • Q1. Always asking collection related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - I will never suggest to anyone to do work here

Counsellor Interview Questions asked at other Companies

Q1. Can you re-locate? If No then suppose Google give you package of 50 lakhs per annum, then will you be re- locate?
View answer (1)

Creditas Solutions interview questions for popular designations

 Credit Counselor

 (4)

 Counsellor

 (3)

 Credit Analyst

 (3)

 Credit Controller

 (1)

 Credit Executive

 (1)

 Credit Analyst-Corporate Banking

 (1)

 Team Lead

 (1)

Credit Counselor Interview Questions & Answers

user image Royal Rajput

posted on 1 Sep 2024

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About my self intro …
  • Q2. About previous job role

Interview Preparation Tips

Interview preparation tips for other job seekers - I will advise that company was wrost and poor management , manager behaviour is rudely ….

Credit Counselor Interview Questions asked at other Companies

Q1. What are Non-Performing Assets (NPA), and what does it mean to write them off?
View answer (1)
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Why I want join this organisation
  • Ans. 

    I want to join this organization because of its strong reputation in providing quality counselling services.

    • I am impressed by the organization's commitment to helping individuals improve their mental health.

    • I believe in the organization's values and mission to support individuals in need of counselling.

    • I am excited about the opportunity to work with a team of experienced counsellors and contribute to the organization's

  • Answered by AI
  • Q2. About work experience

Counsellor Interview Questions asked at other Companies

Q1. Can you re-locate? If No then suppose Google give you package of 50 lakhs per annum, then will you be re- locate?
View answer (1)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Communication is checked
Round 2 - One-on-one 

(1 Question)

  • Q1. This is done with ceo and manager

Credit Analyst Interview Questions asked at other Companies

Q1. 1. what is minimum permissible banking finance 2. what do you know about this job profile 3. What iS Current Ratio, DSCR, ISCR 4. what we include in debt payment in calucation of DSCR and ISCR
View answer (1)

I applied via Walk-in and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Case Study 

I have know about the company policy

Interview Preparation Tips

Interview preparation tips for other job seekers - It is very helpful platform .many people's are searching the job but this platform easy to job

Credit Counselor Interview Questions asked at other Companies

Q1. What are Non-Performing Assets (NPA), and what does it mean to write them off?
View answer (1)

Interview Questionnaire 

3 Questions

  • Q1. What is cibil report
  • Ans. 

    CIBIL report is a credit report that provides a summary of an individual's credit history and creditworthiness.

    • CIBIL report stands for Credit Information Bureau (India) Limited report.

    • It is a comprehensive record of an individual's credit activities, including loans, credit cards, and repayment history.

    • The report includes a credit score, which is a numerical representation of the individual's creditworthiness.

    • Lenders u...

  • Answered by AI
  • Q2. Why r u interested in our company
  • Q3. Do you know the write-off and npa account
  • Ans. 

    Yes, write-off and NPA accounts are related to bad debts in financial accounting.

    • Write-off account is used to record bad debts that are deemed uncollectible and removed from the accounts receivable balance.

    • NPA (Non-Performing Asset) account is used to record loans that are in default and have not been repaid for a certain period of time.

    • Both accounts are important for financial reporting and analysis as they reflect th...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Normal communication will require , saw company commpitater

Credit Counselor Interview Questions asked at other Companies

Q1. What are Non-Performing Assets (NPA), and what does it mean to write them off?
View answer (1)

Counsellor Interview Questions & Answers

user image Anonymous

posted on 26 May 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. General Introduction
Round 3 - HR 

(1 Question)

  • Q1. Past experience
Round 4 - Technical 

(1 Question)

  • Q1. Past experience discussion and future goals.

Counsellor Interview Questions asked at other Companies

Q1. Can you re-locate? If No then suppose Google give you package of 50 lakhs per annum, then will you be re- locate?
View answer (1)

Team Lead Interview Questions & Answers

user image Anonymous

posted on 22 Feb 2022

I applied via Naukri.com and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Group Discussion 

Be confident and put your words clear and precise..

Round 2 - One-on-one 

(2 Questions)

  • Q1. Why you are fit for your job
  • Q2. I can do my best on behalf of my knowledge and experience with a long term commitment.

Interview Preparation Tips

Interview preparation tips for other job seekers - 1. Be confident
2. Don't repeat explanation
3. Clear about your thoughts
4. Clear your concept about job role

Team Lead Interview Questions asked at other Companies

Q1. write a java program to get maxing profit by buying and selling a share from a given set of values (they will change the question after you give solution, like if consider buying only once and selling once they will say to buying multiple t... read more
View answer (3)
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Creditas Solutions Interview FAQs

How many rounds are there in Creditas Solutions interview?
Creditas Solutions interview process usually has 2-3 rounds. The most common rounds in the Creditas Solutions interview process are One-on-one Round, HR and Resume Shortlist.
How to prepare for Creditas Solutions interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Creditas Solutions. The most common topics and skills that interviewers at Creditas Solutions expect are Collections, Recovery, Collection Management, Telecalling and Delinquency Management.
What are the top questions asked in Creditas Solutions interview?

Some of the top questions asked at the Creditas Solutions interview -

  1. What methods would you employ to collect payments from delinquent accoun...read more
  2. What are Non-Performing Assets (NPA), and what does it mean to write them o...read more
  3. What do you know about credit sco...read more
How long is the Creditas Solutions interview process?

The duration of Creditas Solutions interview process can vary, but typically it takes about less than 2 weeks to complete.

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Creditas Solutions Interview Process

based on 15 interviews

Interview experience

3.7
  
Good
View more

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Creditas Solutions Reviews and Ratings

based on 124 reviews

3.1/5

Rating in categories

3.1

Skill development

3.0

Work-life balance

3.3

Salary

2.9

Job security

3.0

Company culture

2.8

Promotions

2.9

Work satisfaction

Explore 124 Reviews and Ratings
Credit Counselor
119 salaries
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Credit Analyst
98 salaries
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Credit Counsellor
19 salaries
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Team Lead
14 salaries
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Counsellor
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