Credit Access Interview Questions and Answers

Round: Test
Experience: APTITUDE: General questions about ages,interests,trains,percentages etc. VERBAL: Antonyms,synomys,two
passages,basic English grammar. REASONING: Blood relations,graphs,sillograms etc.
Total Questions: 85

Round: HR Interview
Experience: Written test is some what difficult ,interview is easy.

General Tips: Prepare well for written test. Only HR Interview is easy. ALL THE BEST
College Name: NIT WARANGAL

Round: Interview
Experience: Duration of interview - 40 minutesInterview panel: 6 scientist from DRDO and one professor from my departmentOnly technical questions were asked except my name (:P)
Question types can be divided into following categories:
1. Process
2. Theory behind the process (mechanism)
3. Practical application4. Alteration in parameters and their effect on process
Tips: if you are answering correctly then they will take you even deeper until you yield (cross questioning) :O but dont worry, speak only if you know the correct answer. be confident and honest (they will help you).

General Tips: Shortlisting on the basis of CGPA
College Name: IIT Roorkee

Round: Test
Experience: Questions were based on basic maths and english but time duration as per level of questions was very less. I was hardly able to attempt 90 question.
Tips: Firstly attempt questions from the topics in which you are more comfortable. Don't spend much time in thinking.
Duration: 60 minutes
Total Questions: 120

Round: Technical Interview
Experience: As I am from statistics background ao they asked me questions from regression and inference in depth. Rest all question were from basic stats. And yes they ask question from everything what is there in your resume.
Tips: Be ready for question from everything what is there in your resume and prepare them in advance.

Round: HR Interview
Experience: It was easy and hardly last for 10 min
Tips: Be confident on whatever you speak and prepare for general HR questions in advance.

College Name: IIT BOMBAY

Round: Interview
Experience: Its not an elimination round, you can go with your informal clothes on. Any one who has prepared for day 1 and day2 companies will get through this round. Just read news papers and learn to shoot graphs here and there even if it has got absolutely no facts and definitely practice to write a lot.
Tips: Be prepared with both for and against the topic coz the interviewer keeps changing the topic in between the GD.The topic was same as that of the case study Don’t write bullet-ed points, this makes your cases look small. Try applying your vocabulary spectrum. Try to give exhibits even if you don’t know any facts.

Round: Group Discussion
Experience: 12 students on the table, one interviewer.
Tips: Play old school .But don’t wait for your chance, just break into it, but with a gentlemanly attitude. Try giving examples. Throw arbitrary facts to prove your points, if you don’t remember the real figures.

Round: Interview
Tips: Don’t start with your brilliancein your core subject. Tell them you hate your department. Convince them that you won’t ditch them for a Ph.D or an MBA. Tell them you have a friend at Wipro who keeps giving you intel about how great the company is. Look confident and if at times you can be funny, they will appreciate it!!

Skill Tips: 8 and above CGPA is required. Later it was lowered to 7.9, mine was 7.98. They mainly ask HR questions, so being involved in Extra-academic activities gives you more that you can talk of. I had an eye for coding in C++. Helped me on this, but my extra-academics list was enough. Coding was just a bonus. If they are non core its better. But my both the internships were core based. You just have to convince them why you are dropping from core.
College Name: IIT KHARAGPUR

Round: Resume Shortlist
Experience: Fundae session by seniors and a resume workshop by some company. Also, sent resume to some seniors for their opinions and I think this was an important part of it.
Tips: I suggest Pre-placement talks, are a must. What is more important is not to believe the PPTs completely and ask seniors about the level of fundaes (finance/tech/otherwise) and preparation required to crack the company. There is a lot of good material on ATKEARNEY and other website. Other than that I used the material available for years.

Round: Interview
Experience: Final offers in my division were 12. There were two levels of case interviews. The first interview was to judge if I would be suitable for the Strategy and Operations profile or for the Technology and Integration profile. There were two interviewers. They explained to me both the profiles and asked me what I wanted to choose and why. Then asked me some general HR questions like why consulting, why you etc. Then started off with an informal case study. It was about a new company which wanted to start a new low cost airline and had no experience in this market till now. It has two options: either to acquire an existing company or to build up all processes on their own. I was first asked to qualitatively mention what all aspects I would consider. After that they asked me what new things could this company do. They were pretty satisfied with my answers and I was confident of getting listed in the next round. In the next round there was single interviewer who was looking quite senior. Asked some HR questions. One case study about a consumer durables dealer which was again qualitative. Asked some HR questions that's it.

General Tips: Lack of interaction with seniors throughout IIT stay was one thing for which I had to pay. I had no seniors in my wing and I had no fundae of the amount of preparation required.
So make sure that you have certain information.
College Name: IIT-Bombay

Round: Test
Experience: One written test. It contains four sections. Each section is of 15 minutes duration.
Tips: Prepare for general aptitude and learn the basics of C, C++ and Java.
Duration: 60 minutes

Round: HR Interview
Experience: General HR round questions were asked.
Tips: You must show your confidence and maintain eye contact with the interviewer.

General Tips: Brush up all the basics of your core subjects.
Skills: Good technical skills., Good communication skills.
College Name: NA

Round: Group Discussion
Experience: 1) BBG shipping has experience of turning around two companies and is one of the largest companies in this segement



2) City shipping is largest private company into ship repair and ship breaking but not in similar segment.



3) Sonyo shipping is one of the oldest shipping company and has various businesses related this. It is looking forward to expand in china and India and looking forward to expand and acquire some ship breaking company to create a low cost base.



Bids are:



BBG: 100% of debt for seven years 9% interest pa



City: 90% of debt for seven years 10% interest pa



Sonyo: 85% of debt for five years 13% interest pa



As a manager you have to take decision. Your senior has called up to look for bid of City and this will help to build relationship with city. The bank already has relationship with BBG. What will you recommend?

Round: HR Interview
Experience: I can’t say I was 100% right in all my answers but I tried to simplify every answer. I knew my CV very well and was able to anticipate questions like why less marks.

General Tips: Through knowledge of sectors and other fin subjects. Was confident as I had prepared well for the interview. In GD one has to contribute 2-3 good points that was sufficient. There were people who remained silent but contributed even 1 good point were selected for interview atleast. In interview they gauge your fitment wrt role and their core values.
Skills: Economics, Finance
College Name: NA