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CredFine Interview Questions and Answers

Updated 25 Jul 2021

CredFine Interview Experiences

1 interview found

Interview Questionnaire 

5 Questions

  • Q1. Tell me about your self
  • Q2. Tell me about your experience
  • Q3. Whats is the loan
  • Ans. 

    A loan is a sum of money borrowed by an individual or organization that is expected to be paid back with interest.

    • Loans can be obtained from banks, credit unions, or other financial institutions.

    • There are different types of loans such as personal loans, home loans, car loans, and business loans.

    • The borrower is expected to pay back the loan amount along with interest within a specified period of time.

    • The interest rate a...

  • Answered by AI
  • Q4. Types of personal loan
  • Ans. 

    Types of personal loans include secured, unsecured, fixed-rate, and variable-rate loans.

    • Secured personal loans require collateral, such as a car or home

    • Unsecured personal loans do not require collateral

    • Fixed-rate personal loans have a set interest rate for the life of the loan

    • Variable-rate personal loans have an interest rate that can change over time

    • Other types of personal loans include debt consolidation loans and pa

  • Answered by AI
  • Q5. Secured loan and unsecured loan

Assistant Relationship Officer Interview Questions asked at other Companies

Q1. Whats is the loan
View answer (1)

Interview questions from similar companies

I applied via Company Website and was interviewed in Mar 2018. There were 4 interview rounds.

Interview Preparation Tips

General Tips: I am mohd zaffer with three year computer diploma three year work experience in computer center lam interested for this bank job sir you gave me opportunity for this job
Skills: Computer Networking

Intern Interview Questions & Answers

ICICI Bank user image Priyanka Bagree

posted on 3 May 2017

I was interviewed before May 2016.

Interview Questionnaire 

4 Questions

  • Q1. Tell us something which we can't find out from your CV.
  • Ans. 

    I am an avid rock climber and have scaled some of the tallest peaks in the region.

    • I have been rock climbing for over 5 years.

    • I have climbed peaks such as Mount Everest Base Camp and El Capitan in Yosemite.

    • Rock climbing has taught me valuable lessons in perseverance and problem-solving.

  • Answered by AI
  • Q2. Fall in the Chinese yuan
  • Ans. 

    The fall in the Chinese yuan is due to various factors such as trade tensions, economic slowdown, and government policies.

    • Trade tensions between China and the US have led to a decrease in demand for the yuan

    • China's economic growth has slowed down, leading to a decrease in investor confidence

    • The Chinese government has implemented policies to devalue the yuan in order to boost exports

    • The fall in the yuan has led to conce

  • Answered by AI
  • Q3. Ratios for banks
  • Ans. 

    Ratios are important for banks to measure their financial health and performance.

    • Common ratios used for banks include capital adequacy ratio, loan-to-deposit ratio, and net interest margin.

    • Capital adequacy ratio measures a bank's ability to absorb losses, while loan-to-deposit ratio shows the bank's ability to lend money.

    • Net interest margin measures the difference between interest earned on loans and interest paid on d...

  • Answered by AI
  • Q4. Why ICICI?
  • Ans. 

    ICICI is a leading financial institution known for its innovative products and services.

    • ICICI has a strong reputation in the financial industry

    • Offers a wide range of products and services for customers

    • Known for its innovative digital banking solutions

    • Provides opportunities for growth and development

  • Answered by AI

Interview Preparation Tips

Round: Test
Tips: The best way to clear this round is to be truthful. There are no correct answers which will also be told during this test. It is very easy, however, to understand if someone is lying on this test.
Duration: 40 minutes

Round: Group Discussion
Tips: Be confident.
Try and start the GD but make sure you can give it a direction.
Don't repeat points just to get more talking time.
Allow others to explain their point of view.
Duration: 10 minutes

Round: Technical + HR Interview
Tips: Don't get worked up or stressed if you don't know the answer to a question.
Prepare very well on the things mentioned in your CV.
Don't try to make up things.

College Name: IIM Raipur

Interview Questionnaire 

1 Question

  • Q1. About banks in Indian market About kotak Savings accounts Current accounts Rate of interest NII NIV

Interview Preparation Tips

Round: Resume Shortlist
Experience: Hi..
It is magical movment for me when i got call from the HR of HDFC bank. I am just uploading my resume on the banks carrier & after a month or 2 months they called me for the interview.
Tips: Many of us upload their resume on all job sites in addition to that also upload your resume on the respective companies carrier site, if they found your resume as suitable then they definitely contact you.

I was interviewed before Mar 2016.

Interview Questionnaire 

2 Questions

  • Q1. Some technical questions were asked
  • Q2. They spring hibernate MVC flow and core java and Oracle connectivity questions

Interview Preparation Tips

Round: Technical + HR Interview
Experience: There was a Team manager and his junior for the interview

I was interviewed before May 2016.

Interview Preparation Tips

Round: Resume Shortlist
Tips: Short and concise

Round: Test
Tips: Basic concept must be cleared
Total Questions: 50

Round: HR Interview
Tips: Fundamental and your goals towards ur life.. should be clear.

I applied via Other

Interview Questionnaire 

1 Question

  • Q1. Why u are being here for this job...can u say a reason??
  • Ans. 

    I am passionate about sales and have a proven track record of exceeding targets in previous roles.

    • Passionate about sales and enjoy the challenge of meeting targets

    • Proven track record of exceeding sales targets in previous roles

    • Excited about the opportunity to contribute to the growth of the company

  • Answered by AI

Interview Preparation Tips

General Tips: Dont tell the simple answer that it was my personal choice..so tell them about your colleague or friends who working in best way in that company
Skills: Communication, Body Language, Presentation Skills
Duration: <1 week

I was interviewed before Sep 2016.

Interview Questionnaire 

1 Question

  • Q1. Growth prospects and compensation

Interview Preparation Tips

Round: Test
Duration: 25 minutes
Total Questions: 40

Round: Group Discussion
Tips: You should show how you can stand out in the competitive crowd
Duration: 5 minutes

Skills: Selling Skills, Analytical Skills

Interview Preparation Tips

Round: Resume Shortlist
Experience: Initial shortlisting was based on resume where CGPA cutoff was around 8.

Round: Test
Experience: Questions were related to Data interpretation and Aptitude,which mostly tests a person's patience too.Around 20-25 were shortlisted after this round.

Round: Case Study Interview
Experience: Questions relating to case studies and course done in your maths were asked.

Round: HR Interview
Experience: In this round,the candidate was asked to talk about himself, his qualities and mostly the activities he was involved in the past 4-5 years of his life.

Skill Tips: A proper revision of math courses will also be useful during interviews and can do much better by having preparation in case studies.
Skills: Good communication skills
College Name: IIT MADRAS

CredFine Interview FAQs

What are the top questions asked in CredFine interview?

Some of the top questions asked at the CredFine interview -

  1. Whats is the lo...read more
  2. Types of personal l...read more
  3. Secured loan and unsecured l...read more

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CredFine Reviews and Ratings

based on 11 reviews

3.3/5

Rating in categories

3.4

Skill development

3.2

Work-life balance

3.0

Salary

3.0

Job security

2.8

Company culture

2.9

Promotions

3.2

Work satisfaction

Explore 11 Reviews and Ratings
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