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Cognizant Mortgage Services Corporation Processing Executive Interview Questions and Answers
Cognizant Mortgage Services Corporation Processing Executive Interview Experiences
1 interview found
Anonymous
Selected
I applied via Recruitment Consulltant and was interviewed in Jul 2024. There was 1 interview round.
(3 Questions)
- Q1. What is GAAP, and how do you understand it?
- Ans.
GAAP stands for Generally Accepted Accounting Principles, which are a set of standard accounting rules and guidelines used in the US.
GAAP is a set of accounting principles, standards, and procedures that companies must follow when preparing financial statements.
It ensures consistency and comparability in financial reporting, making it easier for investors and stakeholders to analyze and understand financial information...
- Q2. What is a mortgage loan?
- Ans.
A mortgage loan is a type of loan specifically used to purchase real estate, where the property itself serves as collateral for the loan.
Mortgage loans are long-term loans typically with a repayment period of 15-30 years.
Interest rates on mortgage loans can be fixed or adjustable.
Failure to repay a mortgage loan can result in foreclosure, where the lender takes possession of the property.
Common types of mortgage loans ...
- Q3. What are mortgage services?
- Ans.
Mortgage services are financial services provided by lenders to help individuals secure loans for purchasing real estate.
Mortgage services include loan origination, underwriting, processing, and closing.
Lenders offer various types of mortgages such as fixed-rate, adjustable-rate, FHA, VA, and jumbo loans.
These services help individuals finance the purchase of homes or properties.
Mortgage services also involve assessing...
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I applied via Recruitment Consulltant and was interviewed in May 2024. There were 2 interview rounds.
The aptitude test was hard, with over 70% of people likely to fail. However, by thinking practically and answering seriously, we can pass this round easily. There are 20 questions, but they don't reveal the cut-off marks or our scores. In my opinion, the cut-off may be 15 because I cleared this round and I think I scored 15. This is just my guess, as they didn't tell me my exact score.
(6 Questions)
- Q1. Self introduction
- Q2. About family background
- Q3. Challenging Decision i took in my life
- Q4. Some 4-5 mathematical questions
- Q5. Talk about how was your last week?
- Q6. Customer needs discount but you need to sell the product without giving any discount.
Interview Preparation Tips
- Just have an confidence thats it
Selected
I applied via Walk-in and was interviewed in Jun 2024. There were 3 interview rounds.
(2 Questions)
- Q1. Tell me something about yourself
- Q2. Are you a fresher
Taken aptitude of 45 min
(2 Questions)
- Q1. Tell me about yourself
- Ans.
Experienced processing executive with a strong background in managing operations and optimizing workflow.
Over 5 years of experience in processing and operations management
Skilled in streamlining processes to improve efficiency
Proven track record of meeting deadlines and exceeding targets
Strong leadership and communication skills
Proficient in using data analysis tools to drive decision-making
- Q2. Are you comfortable with our job roles
Interview Preparation Tips
Selected
I applied via Naukri.com and was interviewed in Jul 2024. There was 1 interview round.
(5 Questions)
- Q1. Tell me about yourself
- Ans.
Experienced processing executive with a strong background in managing operations and optimizing efficiency.
Over 5 years of experience in processing and operations management
Skilled in streamlining workflows and improving productivity
Proven track record of meeting deadlines and exceeding targets
Strong leadership and communication skills
Previously managed a team of 20+ employees at XYZ Company
- Q2. What's your hobbies
- Ans.
My hobbies include hiking, painting, and playing the guitar.
Hiking: I enjoy exploring nature trails and challenging myself physically.
Painting: I find relaxation and creativity in expressing myself through art.
Playing the guitar: Music is a passion of mine, and I love learning new songs and techniques.
- Q3. What's the best memories of your life..
- Ans.
The best memories of my life are spending time with my family on vacations and celebrating special occasions together.
Vacationing at the beach with my family and building sandcastles together
Celebrating birthdays and holidays with my loved ones
Attending family reunions and creating lasting memories with relatives
- Q4. What did u want to join your company..
- Ans.
I wanted to join your company because of its reputation for innovation and growth opportunities.
I am impressed by the company's track record of developing cutting-edge technologies.
I believe the company offers great potential for career advancement and professional development.
I am excited about the opportunity to work with a talented team of professionals.
I am attracted to the company's commitment to fostering a cultu
- Q5. From you listen about the job vacancy
Selected
I applied via Naukri.com and was interviewed in May 2024. There were 3 interview rounds.
(2 Questions)
- Q1. Tell me about your skills
- Q2. What are your strengths and weakness
Written test and voice call
(2 Questions)
- Q1. What is your dream
- Q2. What is your weakness
Interview Preparation Tips
(2 Questions)
- Q1. Tell about yourself
- Q2. Tell about banking policy and procedure
- Ans.
Banking policy and procedures are guidelines set by financial institutions to ensure compliance, efficiency, and security in their operations.
Banking policies outline the rules and regulations that govern the institution's operations.
Procedures detail the step-by-step processes to be followed in various banking activities such as account opening, loan processing, and fraud prevention.
These policies and procedures are d...
(2 Questions)
- Q1. Function of Bank
- Ans.
The function of a bank is to provide financial services such as accepting deposits, lending money, and facilitating transactions.
Accepting deposits from customers
Providing loans and credit to individuals and businesses
Facilitating transactions such as wire transfers and bill payments
Offering investment services like savings accounts and certificates of deposit
- Q2. Secured and unsecured loans
I applied via Recruitment Consulltant and was interviewed in Apr 2024. There was 1 interview round.
(2 Questions)
- Q1. Why did you leave your previous company?
- Ans.
Seeking new challenges and opportunities for growth.
Desire for career advancement
Looking for new challenges
Seeking better work-life balance
Company restructuring or downsizing
Relocation to a different city
- Q2. Your job role and responsibilities
- Ans.
As a Processing Executive, I am responsible for overseeing the processing of various tasks and projects within the organization.
Managing and coordinating the processing of incoming and outgoing documents
Ensuring timely completion of tasks and projects
Collaborating with different departments to streamline processes
Monitoring and analyzing processing efficiency and making recommendations for improvements
(2 Questions)
- Q1. Lakhs of questions
- Q2. Brief and detailed answers of all questions with no breathing taking for a second.
Interview Preparation Tips
I applied via Walk-in and was interviewed in Aug 2024. There was 1 interview round.
Basic questions , maths, communication, reasoning
(2 Questions)
- Q1. Tell me about yourself
- Q2. Why should we hire you
Time and ratio , simplification, train and distance , percentage , bodmas question
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Cognizant Mortgage Services Corporation Processing Executive Reviews and Ratings
based on 1 review
Rating in categories
|
Senior Processing Executive
4
salaries
|  ₹2.7 L/yr - ₹4.9 L/yr |
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