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Citizens Bank Interview Questions, Process, and Tips

Updated 1 Oct 2024

Top Citizens Bank Interview Questions and Answers

Citizens Bank Interview Experiences

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3 interviews found

I applied via Company Website and was interviewed in Jul 2022. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. What is beta and how is it used?
  • Ans. 

    Beta is a measure of a stock's volatility in relation to the overall market. It is used to assess risk and determine potential returns.

    • Beta measures the sensitivity of a stock's price movement to changes in the market.

    • A beta of 1 indicates that the stock tends to move in line with the market.

    • A beta greater than 1 suggests the stock is more volatile than the market.

    • A beta less than 1 indicates the stock is less volatile...

  • Answered by AI
  • Q2. What are some ways to value a company?
  • Ans. 

    There are several ways to value a company, including discounted cash flow, comparable company analysis, and precedent transactions.

    • Discounted cash flow (DCF) analysis

    • Comparable company analysis (CCA)

    • Precedent transactions analysis

    • Asset-based valuation

    • Earnings multiples

    • Industry-specific valuation methods

  • Answered by AI
Round 2 - Technical 

(2 Questions)

  • Q1. What is EBITDA and how is it used?
  • Ans. 

    EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure of a company's financial performance.

    • EBITDA is calculated by adding a company's earnings before interest, taxes, depreciation, and amortization.

    • It is used to evaluate a company's financial health and operating performance.

    • EBITDA is often used by investors and analysts to compare companies in the same industry.

    • It is also u...

  • Answered by AI
  • Q2. How do you determine if a company can take on additional debt?
  • Ans. 

    To determine if a company can take on additional debt, several factors need to be considered.

    • Analyze the company's current debt-to-equity ratio

    • Evaluate the company's cash flow and ability to make interest payments

    • Assess the company's credit rating and borrowing capacity

    • Consider the company's industry and economic conditions

    • Review the company's financial statements and projections

    • Compare the company's debt levels to its...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, prepare for technical questions, stay on top of current financial news.

Skills evaluated in this interview

Investment Banking Intern Interview Questions asked at other Companies

Q1. How do you determine if a company can take on additional debt?
View answer (1)
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Not Selected

I applied via Referral and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell us about your experience working with Digital channels?
  • Ans. 

    I have extensive experience working with digital channels, including social media, email marketing, and online advertising.

    • Managed social media accounts to increase engagement and followers

    • Implemented email marketing campaigns to drive customer retention and acquisition

    • Utilized online advertising platforms like Google Ads and Facebook Ads to reach target audiences

    • Analyzed digital channel performance metrics to optimize

  • Answered by AI
  • Q2. How did you manage Agile transformation
  • Ans. 

    I managed Agile transformation by implementing Agile methodologies, conducting training sessions, fostering collaboration, and adapting to feedback.

    • Implemented Agile methodologies such as Scrum or Kanban

    • Conducted training sessions for team members on Agile principles and practices

    • Fostered collaboration and communication among team members

    • Adapted to feedback and continuously improved Agile processes

    • Used tools like Jira

  • Answered by AI

Product Manager Interview Questions asked at other Companies

Q1. You see the number of people cancelling the order increasing. Cancel window 24 hours. What would you do?
View answer (26)
Citizens Bank Interview Questions and Answers for Freshers
illustration image
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Jun 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(2 Questions)

  • Q1. Data base related question?
  • Q2. Pega architecture Questions?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest on what you have done. Make sure you have a right attitude to solve problems and learn new things.
Everyone doesn’t know everything so we have to open for accepting challenges and adapt to changes.

Senior Architect Interview Questions asked at other Companies

Q1. What is a typical cladding material. What are the types and how are they applicable for specific buildings.
View answer (2)

Interview questions from similar companies

I applied via Campus Placement

Interview Preparation Tips

Round: Resume Shortlist
Experience: My resume had a couple of projects and a paper publication added to it, which was a part of my second year intern at TCS Innovation Labs.

Tips: I believe that the resume shortlist to appear for the test is just a formality and not a big deal to get through. Most of the students are allowed to appear for the test which is where, the main shortlisting occurs.
Although, the company does cut off people from certain departments. For example, none of the Agriculture and food engineering students were shortlisted for appearing for the test.
Also, from what I have heard, the company runs resumes through a program to take out the shortlist. Hence, certain key words such as "Scholar" or "Conference" may get you a good chance to get through the shortlisting.

Round: Test
Experience: The test is mainly quant based and how fast you can think and rationalize. They expect excellent speed; they ask you 20 questions to be answered in 30 minutes.
Tips: Normally, if a student is asked to appear for this right after his JEE examination, he would be able to get through it easily. But since our analytical thinking goes way down once we actually get in, it has to be worked upon again. I'd suggest you to solve all the quant questions of any CAT preparatory book for the American Express test. The test questions are quite similar to those that the CAT students prepare for.

Round: Technical Interview
Experience: In general, the American Express interviews are considered to be pretty peaceful compared to the interviews of other companies. I was just asked about my work at TCS Innovation Labs and the paper I would be publishing based on that work and the courses I have done in Data Analytics and what all do I know in it. They do not test the knowledge you say you possess.
Tips: While I was preparing for my interview, I was told to read about Amex and its products. Secondly, and most importantly, I was aksed to read a lot about credit card frauds and suggest ways of preventing that. Even during my time, a lot of people were asked about this and judged severely on that. This is a must must if you would be appearing for its interview.

Also, you would do well if you are able to connect with the interviewer. For instance, if both of you have been a part of the same inter IIT or have the same tastes, etc.

Also, the interviews are that peaceful that you are able to direct the interview in your favour. There are certain parts of your CV that you can easily talk about and certain parts that you would want to avoid. If you are able to think on your feet, it is easy to re direct the interview in your favour and the things that you would like to talk about; in my case, it was my work at TCS.

Round: Puzzle Interview
Experience: The main decision whether you have to be taken in or not is decided in your first round of interview after which, the puzzle interview is just a formality and to find out whether you are able to think on your feet or not. Not a big deal, pretty easy.
Tips: Nothing to be worried about, the puzzles asked are pretty easy and most probably, you would have already heard them if you have a nag of solving puzzles.

General Tips: Do not worry or stress yourself much. The interview is pretty easy if you have an edge in the skills that the company wants. I had started studying Data Analytics in my second year summer vacations, just 1 hour a day for hardly about a month. Which gave me enough of an edge. The main hurdle lies in getting through the test round where about 300 people are simply cut off.
Skill Tips: You should be able to code efficiently. Knowledge in Python and SQL is a big plus.
Also, I had done a course on Coursera called "Machine Learning" of Stanford University. Today, the company does not expect a lot of knowledge in Data Analytics from students which is why this course gave me the edge I needed to get through the interview. It's a pretty easy course and not very demanding. I would recommend this if you want to find out even whether you'd be interested in Data Analytics or not.
I was asked about the things I know and whether I have ever implemented them.
Skills: Analytics And Coding
Duration: 2
College Name: IIT Kharagpur
Motivation: American Express is known to have a good working culture and is currently the third best company to work for in India. The internship stipend is largest compared to any other company in India along with accommodation and travel. The company has a well structured internship program and also has good challenging work to offer.
Funny Moments: After the test, I was not shortlisted for the interview round.. Which broke my heart.
Just after the presentation, I walked up to the person presenting and handed him a hard copy of my resume asking him to at least give me a shot at the interview if they think my profile is good enough.
I believe that this was a turning point of this entire experience. I believe, at that moment itself, I gained their favour to take me in. Which is probably why my interview was peaceful, which is probably why I could get through even though my interview was the last among a bunch of 25 students..

I was interviewed in Jan 2017.

Interview Questionnaire 

3 Questions

  • Q1. 1. Why do you want to join Citi?
  • Ans. 

    I want to join Citi because of its global presence, strong reputation, and opportunities for growth.

    • Citi is a global company with a presence in over 100 countries, which provides an opportunity to work with diverse teams and gain international exposure.

    • Citi has a strong reputation in the financial industry, known for its expertise and innovative solutions.

    • Citi offers excellent career development opportunities, includin...

  • Answered by AI
  • Q2. 2. Why do you want a career in banking? And not consulting or finance?
  • Ans. 

    I am interested in a career in banking because of the opportunities for growth, the dynamic nature of the industry, and my passion for financial analysis.

    • Opportunities for growth: Banking offers a wide range of career paths and opportunities for advancement. I am excited about the potential to develop my skills and progress within the industry.

    • Dynamic nature of the industry: Banking is constantly evolving, with new tec...

  • Answered by AI
  • Q3. 3. How has the Indian Economy performed in the past 2 years?
  • Ans. 

    The Indian economy has experienced mixed performance in the past 2 years.

    • GDP growth rate has fluctuated

    • Demonetization and GST implementation impacted the economy

    • Unemployment rate has been a concern

    • Inflation has remained relatively low

    • Foreign direct investment has increased

    • Agricultural sector faced challenges due to weather conditions

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: My resume had gotten shortlisted for the profile of an Analyst. This was the first stage.

Round: Group Discussion
Duration: 20 minutes

College Name: Lady Shri Ram College

Interview Preparation Tips

Round: Technical Interview
Experience: Technical on paper test questions:(dis was only for 12 among d 26 shortlisted ppl after apti...others directly had interviews)
5 wer selected in this test who wer nw sent for interviews
TECHNICAL INTERVIEW: (pls list the questions asked in all the rounds)
26 shortlisted after apti (14 directly for interviews & 12 had one more technical on paper test...mentioned above)
der wer min 2 technical rounds for each of them...max were 5

- You are given course dependencies
A->B,C
B->D
C->A
D->nothing
The above dependencies mean...if you want to take course A...you should take courses B and C first....To take B,Course D must be taken first....D is an independent course and can be taken without any prior requirements.
Now you are told these dependencies.Come up with an appropriate data structure to represent these dependencies.Then write a code that finds out all the courses that the student can take up...in this case the student can first take course D because its independent.Now that course D has been taken he can next take up B as it depends on B alone...But the courses A and C can never be taken because they depend on each other...So here all the courses that can be taken are B and D.
After i wrote the code....he asked for all possible test cases
-Given an array of length N....It can be filled with nos. only from 1 to N....find which nos are repeated in the array
-Given pointers to two nodes in a binary tree....find their least common ancestor...each node has pointer to only the parent node...not the left and right child..
-In a binary tree(Not necessarily a BST)...suppose the weight of any node is defined as the product of the key value of the node and the level of the node(Root at level 1)...find the node with maximum weight in the binary tree
-A sorted array of size n is right circularly rotated k times and this rotated array is given to you as input...Find out the value of k in log n time .
-There are some processes running at time T....and there are processes running at time T+30.
You have to find out
1)Which processes died at time T+30,which were alive at time T
2)Which are the new processes at time T+30,which were not there at time T
3)Which are the processes that were there at time T and are still running at time T+30
What data structure will you use to represent the process lists and write code to find out the answers to the 3 questions above
-Given a binary search tree...and a target sum...starting at the root...which all paths add up to the target sum?...if there are multiple paths....return the path with least no. of nodes.


College Name: Veermata Jijabai Technological Institute, Mumbai [ VJTI ]

Interview Questionnaire 

1 Question

  • Q1. Asked many Dbsa questions. You need to be thorough about the joins in the databases.

Interview Preparation Tips

Round: Test
Experience: Practice questions on Indiabix.

Round: Technical Interview
Experience: Operating Systems basics, Dbsa basics

General Tips: 1: Be Confident.
2: Keep Smiling.
3: Do not be Panic.
4: Remember they are here to hire you but not reject you.
5: Do not loose hope.
6: Believe at yourself.
7: Start preparing early.
8: Do demo interviews with your friend.
Skill Tips: Make sure you do a course on object oriented programming
Skills: C, Sql, Java
College Name: BITS PILANI
Motivation: Every body joins a comapny for making a software or earning money. But I was always motivated to MAKE MONEY. I have taken this job because they have very extensive work in Share Market and they have lots of MBA from IIM's, Lots of CAs, CS. Thats why i have choosen Edelweiss. I have rejected epic System USA for this profile.

Interview Preparation Tips

Round: Test
Experience: There were 25 MCQs and 2 case studies (one was guesstimate and other was a strategy case).

Round: Other Interview
Experience: We had 4 rounds of interviews, each lasting for about 15 minutes. In each one, they asked something from the resume and some puzzles, probability questions and this was again because I told them I like Maths. Last one was telephonic and they asked me about my family background.

General Tips: Be yourself. Prepare everything from your resume. Take a good sleep before the interview. Don't pretend to be over-smart and DO NOT argue with them.
Skills: Puzzle solving skills, Probability
College Name: IIT KANPUR

Interview Questionnaire 

1 Question

  • Q1. Probability based optimization problem
  • Ans. 

    Probability based optimization problem

    • Probability based optimization problems involve finding the optimal solution considering uncertain outcomes

    • These problems often require the use of mathematical models and statistical analysis

    • Examples include portfolio optimization, resource allocation, and production planning

    • Solving such problems involves determining the probabilities of different outcomes and optimizing the decisi

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: Basic CAT level questions of Data Sufficiency
Tips: CAT preparation would help. Strong basics in High school mathematics needed, along with some smart thinking at times.
Duration: 30 minutes
Total Questions: 50

Round: Case Study Interview
Experience: 15 minutes given for an almost impossible to get an answer problem. Later asked to explain your solution. The approach matters much much more than the final answer.
Tips: Be cool, think basics. Don't forget elementary things that units conversion, unitary methods, probability distributions etc. If while explaining, you realize you actually made a mistake while attempting the problem, acknowledge it and explain the correct approach from there on, rather than trying to disguise your mistake.

Round: Technical Interview
Experience: Things like, why Citi, prior experience with data analytics, examples from real life for mathematical concepts highlighted in Resume. Some general awareness related questions asked!
Tips: Be thorough through the resume. Act smart and reply what they want to hear. It's okay to ask them for a few minutes in case you want to think before answering something rather than mumbling what comes to your mind first!

Round: HR Interview
Experience: Again things like why Citi, why analytics. This round seemed more out of formality than for selection.

General Tips: Keep calm, and take the interview as a conversation - unless it's a stress interview. Always take your time and think before you answer anything rather than mumbling out the first thing that comes to your mind.
Skills: Probability, Statistics, Analytical skills
College Name: IIT MADRAS
Motivation: Needed a break into the Finance sector!

Analyst Interview Questions & Answers

Citicorp user image Parva Goyal

posted on 28 Jan 2015

Interview Preparation Tips

Round: Test
Experience: There were 25 MCQs. This was followed by 2 case studies, one guess estimate and the other was strategy case.

Round: Interview
Experience: It was for about 15 minutes. There were 4 such rounds. Questions were asked from resume, Some puzzles and questions on probability were asked because I told them that I like mathematics.

Round: Interview
Experience: This was over the telephone. They asked about my family background.

General Tips: Be yourself. Prepare from your resume thoroughly.
Have enough sleep before your interview as this will affect your performance.
Do not pretend to be over-smart, and DO NOT argue.
And lastly, prepare well, as in the end, it will all seem worth your efforts.
College Name: IIT KANPUR
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Citizens Bank Interview FAQs

How many rounds are there in Citizens Bank interview?
Citizens Bank interview process usually has 1-2 rounds. The most common rounds in the Citizens Bank interview process are Technical, Resume Shortlist and One-on-one Round.
What are the top questions asked in Citizens Bank interview?

Some of the top questions asked at the Citizens Bank interview -

  1. How do you determine if a company can take on additional de...read more
  2. What is beta and how is it us...read more
  3. What are some ways to value a compa...read more

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Citizens Bank Interview Process

based on 4 interviews

Interview experience

4.5
  
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based on 6 reviews

4.9/5

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4.4

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4.1

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4.3

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4.4

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