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Citizens Bank Investment Banking Intern Interview Questions, Process, and Tips

Updated 24 Aug 2022

Citizens Bank Investment Banking Intern Interview Experiences

1 interview found

I applied via Company Website and was interviewed in Jul 2022. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. What is beta and how is it used?
  • Ans. 

    Beta is a measure of a stock's volatility in relation to the overall market. It is used to assess risk and determine potential returns.

    • Beta measures the sensitivity of a stock's price movement to changes in the market.

    • A beta of 1 indicates that the stock tends to move in line with the market.

    • A beta greater than 1 suggests the stock is more volatile than the market.

    • A beta less than 1 indicates the stock is less volatile...

  • Answered by AI
  • Q2. What are some ways to value a company?
  • Ans. 

    There are several ways to value a company, including discounted cash flow, comparable company analysis, and precedent transactions.

    • Discounted cash flow (DCF) analysis

    • Comparable company analysis (CCA)

    • Precedent transactions analysis

    • Asset-based valuation

    • Earnings multiples

    • Industry-specific valuation methods

  • Answered by AI
Round 2 - Technical 

(2 Questions)

  • Q1. What is EBITDA and how is it used?
  • Ans. 

    EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure of a company's financial performance.

    • EBITDA is calculated by adding a company's earnings before interest, taxes, depreciation, and amortization.

    • It is used to evaluate a company's financial health and operating performance.

    • EBITDA is often used by investors and analysts to compare companies in the same industry.

    • It is also u...

  • Answered by AI
  • Q2. How do you determine if a company can take on additional debt?
  • Ans. 

    To determine if a company can take on additional debt, several factors need to be considered.

    • Analyze the company's current debt-to-equity ratio

    • Evaluate the company's cash flow and ability to make interest payments

    • Assess the company's credit rating and borrowing capacity

    • Consider the company's industry and economic conditions

    • Review the company's financial statements and projections

    • Compare the company's debt levels to its...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, prepare for technical questions, stay on top of current financial news.

Skills evaluated in this interview

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Probability based optimization problem
  • Ans. 

    Probability based optimization problem

    • Probability based optimization problems involve finding the optimal solution considering uncertain outcomes

    • These problems often require the use of mathematical models and statistical analysis

    • Examples include portfolio optimization, resource allocation, and production planning

    • Solving such problems involves determining the probabilities of different outcomes and optimizing the decisi

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: Basic CAT level questions of Data Sufficiency
Tips: CAT preparation would help. Strong basics in High school mathematics needed, along with some smart thinking at times.
Duration: 30 minutes
Total Questions: 50

Round: Case Study Interview
Experience: 15 minutes given for an almost impossible to get an answer problem. Later asked to explain your solution. The approach matters much much more than the final answer.
Tips: Be cool, think basics. Don't forget elementary things that units conversion, unitary methods, probability distributions etc. If while explaining, you realize you actually made a mistake while attempting the problem, acknowledge it and explain the correct approach from there on, rather than trying to disguise your mistake.

Round: Technical Interview
Experience: Things like, why Citi, prior experience with data analytics, examples from real life for mathematical concepts highlighted in Resume. Some general awareness related questions asked!
Tips: Be thorough through the resume. Act smart and reply what they want to hear. It's okay to ask them for a few minutes in case you want to think before answering something rather than mumbling what comes to your mind first!

Round: HR Interview
Experience: Again things like why Citi, why analytics. This round seemed more out of formality than for selection.

General Tips: Keep calm, and take the interview as a conversation - unless it's a stress interview. Always take your time and think before you answer anything rather than mumbling out the first thing that comes to your mind.
Skills: Probability, Statistics, Analytical skills
College Name: IIT MADRAS
Motivation: Needed a break into the Finance sector!

Interview Questionnaire 

6 Questions

  • Q1. Effect of currency depreciation
  • Ans. 

    Currency depreciation can have various effects on the economy and businesses.

    • Currency depreciation can make exports cheaper and imports more expensive, leading to an increase in exports and a decrease in imports.

    • It can boost tourism as foreign visitors find the destination more affordable.

    • Currency depreciation can also increase the cost of imported goods and raw materials, potentially leading to inflation.

    • It can make f...

  • Answered by AI
  • Q2. Importance of Balance of Payment
  • Ans. 

    Balance of payment is important for assessing a country's economic health and its international transactions.

    • Balance of payment helps in understanding a country's trade position with the rest of the world.

    • It provides insights into the inflow and outflow of foreign currency, which impacts exchange rates.

    • A positive balance of payment indicates that a country is earning more from exports than spending on imports.

    • A negativ...

  • Answered by AI
  • Q3. Probability based questions
  • Q4. Your best quality
  • Ans. 

    My best quality is my ability to effectively communicate and collaborate with others.

    • Strong communication skills

    • Excellent interpersonal skills

    • Ability to work well in a team

    • Active listening

    • Conflict resolution

    • Empathy and understanding

    • Clear and concise verbal and written communication

    • Building positive relationships

    • Providing constructive feedback

    • Facilitating effective meetings

  • Answered by AI
  • Q5. How you handle stress
  • Ans. 

    I handle stress by prioritizing tasks, taking breaks, and practicing mindfulness.

    • I prioritize tasks based on deadlines and importance

    • I take short breaks to clear my mind and recharge

    • I practice mindfulness techniques such as deep breathing or meditation

    • I seek support from colleagues or supervisors when needed

  • Answered by AI
  • Q6. Calculate the total no.of accounts that a new bank card get.
  • Ans. 

    The total number of accounts a new bank card can get depends on various factors such as customer demand, marketing efforts, and eligibility criteria.

    • The number of accounts can vary based on the type of bank card (e.g., credit card, debit card)

    • Customer demand and marketing efforts play a significant role in acquiring new accounts

    • Eligibility criteria, such as credit score and income, may determine the number of accounts ...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Tips: Keep the resume short and to the point

Round: Test
Experience: Online test on the lines of common entrance exam with certain questions specific to finance field. And basically tested the general aptitude
Duration: 1 hour 30 minutes
Total Questions: 30

I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Oops concept!
  • Q2. Where do you see yourself in two years?
  • Ans. 

    In two years, I see myself excelling in my role as Assistant Manager, leading a team to success and contributing to the growth of the company.

    • Continuing to develop my leadership skills through training and hands-on experience

    • Taking on more responsibilities and projects to showcase my abilities

    • Building strong relationships with my team members and other departments to foster collaboration

    • Contributing innovative ideas to...

  • Answered by AI
  • Q3. How good are you compared to the people waiting outside?
  • Ans. 

    I believe I am well-equipped with the necessary skills and experience to excel in this role compared to the other candidates.

    • I have X years of experience in a similar role, giving me a strong understanding of the responsibilities and challenges involved.

    • I have a proven track record of successfully leading teams and achieving targets, showcasing my ability to drive results.

    • I possess excellent communication and problem-s...

  • Answered by AI
  • Q4. Why this job? Why not higher studies?
  • Ans. 

    I am passionate about gaining practical experience and contributing to a team's success. I believe this job will provide me with valuable skills and opportunities for growth.

    • I believe gaining practical experience in a professional setting will benefit me more than pursuing higher studies at this time

    • I am excited about the opportunity to work with a team and contribute to the success of the company

    • I see this job as a ch...

  • Answered by AI

Interview Preparation Tips

Round: Technical Interview
Experience: They didn't ask too many technical questions. The interviewer wanted to know if I was genuinely interested in the profile. That's all.
Tips: Stay calm. Don't get stuck up on any topic for too long. Make sure you talk enough. Make sure the interviewer feels that you're a perfect fit for the profile.

Round: HR Interview
Experience: It was mostly HR questions. They just wanted to make sure they're making a right choice in investing you, (long term). To see if we're flexible enough to get along with the team there.
Tips: Give your best. Don't stammer.

Skills: Team Player, Hardwork, Management Skills
College Name: IIT Madras

I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. Practical use of linked list, classes and structures
  • Ans. 

    Linked lists, classes, and structures are used to organize and manage data in a flexible and efficient manner.

    • Linked lists are used to store and manipulate collections of data where the order is important.

    • Classes and structures are used to define custom data types with their own properties and methods.

    • Linked lists can be implemented using classes or structures to create nodes that hold data and references to other node...

  • Answered by AI
  • Q2. How do you reverse the digits of an integer in an optimal way?
  • Ans. 

    To reverse the digits of an integer, convert it to a string, reverse the string, and convert it back to an integer.

    • Convert the integer to a string

    • Reverse the string

    • Convert the reversed string back to an integer

  • Answered by AI
  • Q3. Tell me about yourself
  • Ans. 

    Experienced professional with a background in retail management and a passion for team leadership and customer service.

    • Over 5 years of experience in retail management

    • Strong leadership skills with a focus on team development

    • Customer service oriented with a track record of exceeding sales targets

    • Excellent communication and problem-solving abilities

  • Answered by AI
  • Q4. What are your strengths and weaknesses?
  • Ans. 

    My strengths include strong leadership skills and attention to detail. My weaknesses include a tendency to take on too much at once.

    • Strengths: strong leadership skills

    • Strengths: attention to detail

    • Weaknesses: tendency to take on too much at once

  • Answered by AI
  • Q5. How would you friends give you feedback and how would they describe you?
  • Ans. 

    My friends would describe me as approachable, reliable, and always willing to help.

    • Approachable - I am always there to listen and offer support to my friends.

    • Reliable - My friends know they can count on me to follow through on my commitments.

    • Willing to help - I am always ready to lend a hand or offer advice whenever my friends need it.

  • Answered by AI

Interview Preparation Tips

Round: Technical Interview
Tips: Stay confident. Revise data structures and algorithms, C++/Java

College Name: IIT Madras

Skills evaluated in this interview

I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Oops concept!
  • Q2. Where do you see yourself in two years?
  • Ans. 

    In two years, I see myself excelling in my role as Assistant Manager, leading a team to success and contributing to the growth of the company.

    • Continuing to develop my leadership skills through training and mentorship programs

    • Taking on more responsibilities and projects to showcase my capabilities

    • Building strong relationships with my team members and colleagues to foster a positive work environment

    • Contributing innovativ...

  • Answered by AI
  • Q3. How good are you compared to the people waiting outside?
  • Ans. 

    I believe I am highly qualified for the position based on my experience, skills, and dedication to the role.

    • I have X years of experience in a similar role, which has equipped me with the necessary skills and knowledge to excel as an Assistant Manager.

    • I have a proven track record of successfully leading teams, implementing strategies, and achieving targets.

    • I am dedicated, hardworking, and always strive for excellence in...

  • Answered by AI
  • Q4. Why this job? Why not higher studies?
  • Ans. 

    I am passionate about gaining practical experience and contributing to a team, rather than pursuing further academic studies.

    • I believe that hands-on experience in a professional setting will provide me with valuable skills and knowledge.

    • I am eager to apply my academic learning in a real-world environment and make a tangible impact.

    • I see this job as an opportunity to grow professionally and develop leadership skills.

    • I a...

  • Answered by AI

Interview Preparation Tips

Round: Technical Interview
Experience: They didn't ask too many technical questions. The interviewer wanted to know if I was genuinely interested in the profile. That's all.
Tips: Stay calm. Don't get stuck up on any topic for too long. Make sure you talk enough. Make sure the interviewer feels that you're a perfect fit for the profile.

Round: HR Interview
Experience: It was mostly HR questions. They just wanted to make sure they're making a right choice in investing you, (long term). To see if you're flexible enough to get along with the team there.
Tips: Give your best. Don't stammer.

Skills: Team Player, Management Skills, Hardwork
College Name: IIT Madras

I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Oops concept!
  • Q2. Where do you see yourself in two years?
  • Ans. 

    In two years, I see myself excelling in my role as Assistant Manager, leading a team to success and contributing to the growth of the company.

    • Continuing to develop my leadership skills through training and hands-on experience

    • Taking on more responsibilities and projects to showcase my capabilities

    • Building strong relationships with colleagues and higher management for career advancement opportunities

  • Answered by AI
  • Q3. How good are you compared to the people waiting outside?
  • Ans. 

    I believe I am well-equipped with the necessary skills and experience to excel in this role compared to the other candidates.

    • I have X years of experience in a similar role, giving me a strong foundation in management practices.

    • I have a proven track record of successfully leading teams and achieving targets.

    • I possess excellent communication and problem-solving skills, which are essential for this position.

    • I am constantl...

  • Answered by AI
  • Q4. Why this job? Why not higher studies?
  • Ans. 

    I chose this job because it aligns with my skills, interests, and career goals.

    • I have always been passionate about leadership and managing teams.

    • I enjoy the challenges and responsibilities that come with being an assistant manager.

    • This job offers opportunities for growth and advancement within the company.

    • I believe my skills and experience make me a strong fit for this role.

    • Higher studies can be pursued later while gai...

  • Answered by AI

Interview Preparation Tips

Round: Technical Interview
Experience: They didn't ask too many technical questions. The interviewer wanted to know if I was genuinely interested in the profile. That's all.
Tips: Stay calm. Don't get stuck up on any topic for too long. Make sure you talk enough. Make sure the interviewer feels that you're a perfect fit for the profile.

Round: HR Interview
Experience: It was mostly HR questions. They just wanted to make sure they're making a right choice in investing you, (long term). To see if you're flexible enough to get along with the team there.
Tips: Give your best. Don't stammer.

Skills: Management Skills, Team Player, Hardwork
College Name: IIT Madras

I applied via Recruitment Consulltant and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - HR 

(3 Questions)

  • Q1. What are your salary expectations?
  • Q2. Share details of your previous job.
  • Q3. Tell me about yourself.
Round 2 - One-on-one 

(1 Question)

  • Q1. Question related to previous experience and few finance related questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident about your previous experience.

Interview Questionnaire 

1 Question

  • Q1. It was mostly about the instrument reference data and typical business analyst question about change management, BRD, Agile and technology we use.

Interview Questionnaire 

2 Questions

  • Q1. Basic questions about securities market.
  • Q2. About communication skills.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident thats it. All the best for the people who is attending Interview in JP.

Citizens Bank Interview FAQs

How many rounds are there in Citizens Bank Investment Banking Intern interview?
Citizens Bank interview process usually has 2 rounds. The most common rounds in the Citizens Bank interview process are Technical.
What are the top questions asked in Citizens Bank Investment Banking Intern interview?

Some of the top questions asked at the Citizens Bank Investment Banking Intern interview -

  1. How do you determine if a company can take on additional de...read more
  2. What is beta and how is it us...read more
  3. What are some ways to value a compa...read more

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