Celebal Technologies Process Lead and Subject Matter Expert Interview Questions, Process, and Tips

Different types of loans include personal loans, home loans, auto loans, student loans, and business loans.

• Personal loans

• Home loans

• Auto loans

• Student loans

• Business loans

Secured loans are backed by collateral, while unsecured loans are not.

• Secured loans require collateral to secure the loan, such as a house or car

• Unsecured loans do not require collateral, but typically have higher interest rates

• Secured loans are less risky for lenders, as they have a way to recover their money if the borrower defaults

• Examples of secured loans include mortgages and auto loans, while credit cards and per

Credit underwriting procedures differ in Retail and Agri Loans due to varying risk factors and collateral requirements.

• Retail loans typically involve individual borrowers with stable income and credit history, while Agri loans involve farmers with fluctuating income and collateral in the form of agricultural assets.

• Retail loans may require credit score checks and income verification, while Agri loans may focus more on ...read more

Yes, I have knowledge of Cloud services such as AWS, Azure, and Google Cloud, as well as SQL databases.

• Familiar with Cloud services like AWS, Azure, and Google Cloud

• Proficient in SQL databases

• Experience in setting up and managing databases in the Cloud