CalibeHR SBI cards Office Interview Questions and Answers

Q1. What is credit card
Ans. 
A credit card is a payment card issued by a financial institution that allows the cardholder to borrow funds to pay for goods and services.
• Credit cards allow users to make purchases on credit, with the promise to repay the borrowed amount at a later date.

• They typically have a credit limit, which is the maximum amount the cardholder can borrow.

• Interest is charged on the outstanding balance if not paid in full by the due...read more
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Q2. How many types of credit card
Ans. 
There are several types of credit cards, each with different features and benefits.
• Types include rewards cards, cash back cards, travel cards, secured cards, and business cards.

• Each type offers different rewards, benefits, and interest rates.

• Examples include Visa, Mastercard, American Express, and Discover.
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Q3. Size of credit card
Ans. 
The size of a credit card is standardized at 85.60 mm × 53.98 mm (3.370 in × 2.125 in).
• Standard size is 85.60 mm × 53.98 mm (3.370 in × 2.125 in)

• Thickness is typically around 0.76 mm (0.030 in)

• Size is similar to a driver's license or ID card
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Q4. What is silver credit card
Ans. 
A silver credit card is a type of credit card that offers higher credit limits and more benefits than a standard credit card.
• Silver credit cards typically have higher credit limits compared to standard credit cards.

• They may offer additional perks such as travel insurance, purchase protection, and concierge services.

• Silver credit cards often come with an annual fee, but the benefits can outweigh the cost for frequent us...read more
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Q5. What is diamond credit card
Ans. 
Diamond credit card is a premium credit card offering exclusive benefits and rewards to high-income individuals.
• Diamond credit cards typically have higher credit limits compared to standard credit cards.

• They often come with perks such as travel insurance, concierge services, and access to airport lounges.

• Cardholders may also receive cashback rewards, discounts on purchases, and exclusive offers from partner merchants.

• E...read more
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Q1. What is credit card
Ans. 
A credit card is a payment card issued by a financial institution that allows the cardholder to borrow funds to make purchases.
• Credit cards allow users to make purchases on credit, with the promise to repay the borrowed amount at a later date.

• They often come with a credit limit, which is the maximum amount the cardholder can borrow.

• Credit cards may offer rewards, cashback, or other benefits to cardholders.

• Cardholders a...read more
Answered by AI
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Q2. How many types of credit card
Ans. 
There are several types of credit cards available in the market, each offering different features and benefits.
• Types of credit cards include rewards cards, cashback cards, travel cards, balance transfer cards, secured cards, and more

• Each type of credit card caters to different needs and preferences of consumers

• Examples include Visa, Mastercard, American Express, Discover, and store-specific cards like Target RedCard
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Q3. Size of credit card
Ans. 
The size of a credit card is standardized at 85.60 mm × 53.98 mm (3.370 in × 2.125 in).
• Standard size of a credit card is 85.60 mm × 53.98 mm (3.370 in × 2.125 in)

• The thickness of a credit card is typically around 0.76 mm (0.030 in)

• Credit cards are designed to fit in wallets and cardholders easily
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My name is Dayanidhi dey I am from Balasore odisha

Q1. Tell me about your self....
Ans. My self Dayanidhi dey live in Balasore odisha I have graduation complete fm University BA honours 2019 iam Experience candidates union Bank
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