BankBazaar Product Manager Interview Questions and Answers

Netflix daily viewership is falling. How will you analyze the potential reasons?
A brief description of your answers/approach (Optional): Divided the potential reasons into - a) Industry-wide problem, b) Competition, c) Product. For product, showed the entire customer journey and the potential dropoff points

Q1. Mainly questions around profile. Questions on FinTech industry in general and tested my fit.
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Q1. Swiggy wants to get into a new business. Which business would you recommend? Analyze from business and product standpoint
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Q1. Started with work-ex.Tell me about your favourite product and 3 things you'd like to improve
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Q2. 3 things you like and 3 things you'd like to improve
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Q1. Design a "Pay Later" feature for an e-commerce consumer website.. In depth discussion on features, metrics, trade-offs.
Ans. 
Design a Pay Later feature for an e-commerce website
• Allow customers to defer payment for a set period of time

• Offer different payment options such as monthly installments or a lump sum payment

• Implement credit checks to ensure customers are eligible for Pay Later feature

• Track metrics such as conversion rates, average order value, and default rates

• Trade-offs include potential increase in default rates and potential impact
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Q2. On company policies and values and what I did at my startup
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Q1. How would you detect fraud reviews as a PM on Zomato. In depth discussion on factors which the PM would consider in the algorithm
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Q1. HR round on company policies and values and what I did at my startup.
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Product Design Round
As a PM of Swiggy how do you increase efficiency of Swiggy delivery partners? Derive Product led solution and define key metrics

Q1. Engineering Round Draw a high level system Architecture of your last Product that went live.
Ans. 
Developed a mobile app for a food delivery service.
• The app had a client-side and a server-side component.

• The client-side was developed using React Native and Redux.

• The server-side was developed using Node.js and MongoDB.

• The app used Google Maps API for location tracking and delivery tracking.

• The app had a payment gateway integration with Stripe.

• The app had a rating and review system for restaurants and delivery drivers
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Business Acumen
As a PM of Zomato how do you increase adoption of the newly released feature ‘Under 10’? Focus on Product based solutions, roadmap and key metrics

Q1. Hiring Manager Describe a situation in your current role where you challenged the status quo and drove a solution
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Q1. What could be the new scenario in global payments
Ans. 
The new scenario in global payments could involve increased adoption of digital wallets, blockchain technology, and real-time payments.
• Increased adoption of digital wallets for convenient and secure transactions

• Integration of blockchain technology for transparent and efficient cross-border payments

• Shift towards real-time payments to improve speed and efficiency of transactions
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Q1. What animal do you relate yourself with. ?
Ans. 
I relate myself to a lion.
• I am confident and assertive like a lion.

• I am a natural leader and take charge of situations.

• I am fiercely protective of my team and their success.

• I have a strong presence and command respect.

• I am strategic and calculated in my decision-making.

• I am adaptable and can thrive in different environments.
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Q2. What is the role requirement
Ans. 
The role requirement for a Product Manager is to oversee the development and management of a product throughout its lifecycle.
• Develop and execute product strategies and roadmaps

• Gather and analyze market research and customer feedback

• Collaborate with cross-functional teams (engineering, design, marketing)

• Define product requirements and prioritize features

• Monitor product performance and make data-driven decisions

• Ensure t
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Q3. How many minimum lines you need to cut a cake into 3 pieces
Ans. 
Two lines are enough to cut a cake into 3 pieces.
• You need to make two cuts in the cake to get three pieces.

• The first cut should be made horizontally across the middle of the cake.

• The second cut should be made vertically through the center of the cake.

• This will give you three equal pieces of cake.
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