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Bandhan Bank Credit Officer Interview Questions and Answers for Experienced

Updated 2 May 2023

Bandhan Bank Credit Officer Interview Experiences for Experienced

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Job profile what I was doing
  • Q2. What is mpbf method
  • Ans. 

    MPBF method stands for Maximum Permissible Bank Finance method used to calculate the maximum amount of loan that can be sanctioned to a borrower.

    • MPBF is calculated based on the borrower's working capital cycle, inventory holding period, receivables collection period, and payables deferral period.

    • It is used by banks to determine the maximum amount of loan that can be sanctioned to a borrower.

    • MPBF method helps in assessi...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and answer questiona

Interview questions from similar companies

I applied via Company Website and was interviewed before Aug 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. General questions like cod u handle team experience

Interview Preparation Tips

Interview preparation tips for other job seekers - It was nice interview happened through video conferencing

I applied via Recruitment Consultant and was interviewed before Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About your past work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - If you are ready to work in pure retail banking culture, then join. Otherwise look for better.

Interview Questionnaire 

5 Questions

  • Q1. It was with business manager
  • Q2. Technical
  • Q3. About my existing work
  • Q4. Grilled further on existing job
  • Q5. On phone

I applied via Naukri.com and was interviewed before Apr 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. I dnt remember since it was 15 yrs back

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills and should k ow about current affairs

I applied via Referral and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About casa

Interview Preparation Tips

Interview preparation tips for other job seekers - Face confidently and strongly

I applied via Referral and was interviewed in Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. What was the clients you were handling? What is the maximum ticket size you have handled?
  • Ans. 

    I have handled clients from various industries with a maximum ticket size of $10 million.

    • Handled clients from industries such as finance, healthcare, and retail

    • Managed a project with a ticket size of $10 million for a healthcare client

    • Collaborated with cross-functional teams to ensure successful delivery of projects

    • Maintained strong relationships with clients to ensure repeat business

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - HDFC is a great place to work hard and improve your career?

I applied via Recruitment Consultant and was interviewed before Dec 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. NA

Interview Preparation Tips

Interview preparation tips for other job seekers - Ensure you are well informed about the profile you have been called for, be confident and don't share any wrong information, avoid any negative comments about your previous organisation.

I applied via Recruitment Consulltant and was interviewed before Jun 2021. There was 1 interview round.

Round 1 - Boss 

(2 Questions)

  • Q1. Sales experience about Clients
  • Q2. Knowledge for the subject

Interview Preparation Tips

Interview preparation tips for other job seekers - Multitasking abilities with Sales and Operations management. Team Player

I applied via Recruitment Consultant and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. How would you pitch investment to a senior citizen keeping in mind they are more inclied towards FD ?
  • Ans. 

    Highlight the benefits of investing in stocks and mutual funds over FDs for senior citizens.

    • Explain how inflation can erode the value of their savings in FDs over time

    • Emphasize the potential for higher returns in the long run with stocks and mutual funds

    • Highlight the tax benefits of investing in equity-linked savings schemes (ELSS)

    • Assure them that investing in stocks and mutual funds can be done safely with proper rese...

  • Answered by AI
  • Q2. Which funds do you recommend for long term Investment in mutual funds and how should one get a regular pay out of it if the funds are in Growth?
  • Ans. 

    For long-term investment in mutual funds, recommended funds are diversified equity funds and balanced funds. To get regular payouts from growth funds, one can opt for systematic withdrawal plans (SWP).

    • Recommended funds for long-term investment: diversified equity funds and balanced funds

    • Diversified equity funds provide exposure to a wide range of stocks, offering potential for higher returns

    • Balanced funds invest in a m...

  • Answered by AI
  • Q3. What is the market capture of Mutual Funds in India?
  • Ans. 

    Mutual Funds in India have captured around 14% of the total assets under management in the financial market.

    • Mutual Funds in India have grown significantly in the past decade.

    • As of March 2021, the total assets under management (AUM) of the mutual fund industry in India stood at INR 32.17 trillion (USD 430 billion).

    • This is around 14% of the total assets under management in the financial market.

    • The market capture of mutua...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Always be prepare with the names of Fund Managers and their existing share in the fund they handle. Keep a sharp look on current market scenario and be updated about the competition banks offerings.

Bandhan Bank Interview FAQs

How many rounds are there in Bandhan Bank Credit Officer interview for experienced candidates?
Bandhan Bank interview process for experienced candidates usually has 2 rounds. The most common rounds in the Bandhan Bank interview process for experienced candidates are Resume Shortlist and One-on-one Round.

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Bandhan Bank Credit Officer Interview Process for Experienced

based on 1 interview

Interview experience

5
  
Excellent
View more
Join Bandhan Bank Where there's BANDHAN, there's TRUST.
Bandhan Bank Credit Officer Salary
based on 41 salaries
₹1.3 L/yr - ₹5 L/yr
5% less than the average Credit Officer Salary in India
View more details

Bandhan Bank Credit Officer Reviews and Ratings

based on 23 reviews

3.6/5

Rating in categories

3.3

Skill development

3.3

Work-life balance

3.6

Salary

3.3

Job security

3.0

Company culture

3.2

Promotions

3.1

Work satisfaction

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