Bajaj Finserv Interview Questions, Process, and Tips for Experienced

Q1. Tell me about you & your family
Ans. 
I come from a close-knit family of four, including my parents, my younger sister, and myself.
• My parents have always been supportive of my career choices and have instilled in me the values of hard work and dedication.

• My younger sister is currently studying in college and is pursuing a degree in marketing.

• We enjoy spending quality time together on weekends, whether it's going out for dinner or watching movies at home.
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Q2. Why should we hire you
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I have a proven track record of exceeding sales targets, strong leadership skills, and a passion for driving results.
• Proven track record of exceeding sales targets

• Strong leadership skills

• Passion for driving results
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Easy ques to answer basic

Easy ques to write. not tough ques

Q1. Easy ques to write.Not tough
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Q2. Easy Ques to write not tough
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Q1. Great to work here in Bajaj
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Q2. 15min interview and basic of SQL
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First we sit in a room in which we are about 10 members. And we got a blank page where we have to write our points related to our GD topic then we have to represent our points in discussion.

Q1. Give your brief introduction
Ans. 
Experienced sales professional with a proven track record of exceeding targets and building strong client relationships.
• Over 5 years of sales experience in the technology industry

• Consistently met or exceeded sales targets by 20% each quarter

• Built and maintained strong relationships with key clients, resulting in repeat business and referrals
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Q2. Why are you want to work here
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I am passionate about the products/services offered by this company and believe in its mission.
• I admire the company's innovative approach to sales

• I resonate with the company's values and culture

• I see great potential for growth and development in this role
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Q3. Before coming here where you are working
Ans. 
I was working as a sales associate at a retail store.
• Worked as a sales associate at a retail store

• Responsible for assisting customers with their purchases

• Managed inventory and restocked shelves

• Handled cash transactions and processed returns

• Collaborated with team members to meet sales goals
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Q4. What are your hobbies
Ans. 
My hobbies include playing guitar, hiking, and cooking.
• Playing guitar: I enjoy learning new songs and practicing different techniques.

• Hiking: I love exploring nature trails and challenging myself with long hikes.

• Cooking: I like experimenting with new recipes and creating delicious meals for friends and family.
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Q5. What is your expectations
Ans. 
I expect to exceed sales targets, build strong relationships with clients, and contribute to the growth of the company.
• Exceed sales targets by implementing effective sales strategies

• Build strong relationships with clients to ensure repeat business

• Contribute to the growth of the company through innovative sales techniques

• Stay updated on industry trends and competitors to stay ahead in the market
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JUST NORMAL BASICS GK QUESTIONS

HOW TO SALE'S A PERSONAL LOAN IN NON-INTERESTED CUSTOMER

Q1. HOW TO SALE'S A PERSONAL LOAN IN NON-INTERESTED CUSTOMER
Ans. 
To sell a personal loan to a non-interested customer, focus on benefits, address concerns, offer incentives, and provide personalized solutions.
• Highlight the benefits of the personal loan such as low interest rates, flexible repayment options, and quick approval process.

• Address any concerns or objections the customer may have by providing clear and accurate information.

• Offer incentives such as promotional rates, cashba...read more
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Q2. WHAT IS IIR & ROI
Ans. 
IIR stands for Internal Rate of Return, a metric used to evaluate the profitability of an investment. ROI stands for Return on Investment, a measure of the gain or loss generated on an investment relative to the amount of money invested.
• IIR is a financial metric used to calculate the profitability of an investment by determining the discount rate that makes the net present value of all cash flows from the investment eq...read more
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Q3. WHAT IS B2C SALE
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B2C sale refers to business-to-consumer sales, where businesses sell products or services directly to individual consumers.
• In B2C sales, the focus is on selling products or services to individual consumers rather than to other businesses.

• Examples of B2C sales include retail stores, online shopping websites, and direct sales companies.

• B2C sales often involve marketing strategies aimed at reaching a wide consumer audienc...read more
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Q1. WHAT'S YOUR LAST COMPANY JOB ROLE
Ans. 
I was a Senior Financial Analyst responsible for analyzing financial data and preparing reports for management.
• Prepared financial reports for management

• Analyzed financial data to identify trends and make recommendations

• Assisted in budgeting and forecasting processes
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Q2. WHY AM CHANGE COMPANY
Ans. 
Seeking new opportunities for growth and development in a different company.
• Looking for a new challenge and opportunity to expand my skills

• Interested in a company with better growth prospects

• Seeking a more supportive work environment

• Want to explore new industry trends and practices
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Q3. WHAT'S MY SALARY EXPECTATION
Ans. 
My salary expectation is negotiable and based on the responsibilities and benefits offered.
• Research industry standards for similar positions

• Consider cost of living in the area

• Factor in benefits such as healthcare and retirement plans

• Be prepared to discuss salary range rather than a specific number
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Q4. WHAT'S YOU KNOW ABOUT BAJAJFINSERV
Ans. 
Bajaj Finserv is a leading financial services company in India offering a wide range of products including personal loans.
• Bajaj Finserv is a part of Bajaj Holdings & Investments Limited.

• They offer personal loans, home loans, business loans, and other financial products.

• Bajaj Finserv has a strong presence in the Indian market and is known for its quick loan approval process.

• They have a customer-friendly approach and off
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Q5. WHAT'S AM COMFORTABLE B2B & B2C SALES
Ans. 
I am comfortable with both B2B and B2C sales, understanding the unique dynamics of each.
• I have experience in building relationships with businesses (B2B) and individual consumers (B2C).

• I am adept at identifying the needs and pain points of different types of clients.

• I can tailor my sales approach to suit the specific requirements of B2B and B2C customers.

• I have a track record of success in both B2B and B2C sales, with
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