Bajaj Capital Senior Customer Relationship Officer Interview Questions and Answers

Q1. Tell me about your self
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Q2. What is mutual fund
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A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds, or other securities, managed by a professional fund manager.
• Mutual funds pool money from multiple investors to invest in a diversified portfolio of securities

• Investors buy shares of the mutual fund, which represent a portion of the holdings in the fund

• Professionally managed by fund managers who make investment decisions on behalf ...read more
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Q3. How stock market work
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The stock market is a platform where investors buy and sell shares of publicly traded companies.
• Investors buy shares of a company in the hope that the value will increase over time.

• Stock prices are influenced by various factors such as company performance, economic conditions, and investor sentiment.

• Stock exchanges like NYSE and NASDAQ facilitate the buying and selling of stocks.

• Stock market indices like the S&P 500 an...read more
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Q4. How many STOCK exchanges in India
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There are 8 stock exchanges in India.
• There are 2 major stock exchanges in India - BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

• Apart from BSE and NSE, there are 6 regional stock exchanges in India.

• Some of the regional stock exchanges include Calcutta Stock Exchange, Madras Stock Exchange, and Ahmedabad Stock Exchange.
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Q5. What is your expected salary
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Q1. Tell me about yourself
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Q2. What's your salary expectation
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Q1. Tell me about yourself
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Q2. What was your role in previous organisation
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Q3. What are your salary expectation
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Q1. Tell me about life insurance
Ans. 
Life insurance is a financial product that provides a lump sum payment to beneficiaries upon the insured's death.
• Life insurance provides financial protection for loved ones in the event of the insured's death.

• There are different types of life insurance policies, such as term life, whole life, and universal life.

• Premiums for life insurance are based on factors like age, health, and coverage amount.

• Life insurance can als...read more
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Q2. What is NAV in SIP
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NAV in SIP stands for Net Asset Value in Systematic Investment Plan, representing the value of each unit of a mutual fund scheme.
• NAV is the price at which investors buy or sell units of a mutual fund.

• It is calculated by dividing the total value of assets in the fund by the total number of units outstanding.

• NAV fluctuates daily based on the performance of the underlying securities in the fund.

• Investors can use NAV to tr...read more
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Q3. What are your salary expectation
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Q4. How will sale products for customers
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I will identify customer needs, recommend suitable products, and provide personalized solutions to meet their financial goals.
• Understand customer needs and financial goals

• Recommend products that align with customer needs

• Provide personalized solutions tailored to each customer

• Build trust and rapport with customers to increase sales

• Follow up with customers to ensure satisfaction and address any concerns
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Q1. Tell me about yourself
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Q2. Salary expectation
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Q1. What is demat account
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A demat account is an account that holds shares and securities in electronic form instead of physical certificates.
• Demat stands for dematerialized account

• It is used for trading and investing in the stock market

• Eliminates the risk of loss, theft, or damage of physical share certificates

• Facilitates easy and quick transfer of securities

• Requires a unique Demat account number (DP ID and Client ID)
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Q2. What is mutual fund and sip
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Mutual fund is a pool of funds collected from multiple investors to invest in securities, while SIP is a systematic investment plan where investors regularly invest a fixed amount.
• Mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.

• SIP is a method of investing a fixed sum regularly in a mutual fund scheme.

• Mutual funds offer diversification, professional ma...read more
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Q1. What is Share Market
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Share market is a platform where buying and selling of company stocks and securities takes place.
• Share market allows companies to raise capital by issuing shares to investors

• Investors can buy and sell shares to make a profit

• Prices of shares fluctuate based on market demand and supply

• Share market can be volatile and risky, requiring careful research and analysis

• Examples: New York Stock Exchange (NYSE), NASDAQ, Bombay St
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Q2. Define mutual fund policy
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Mutual fund policy outlines the investment objectives, strategies, and guidelines for managing a mutual fund.
• Mutual fund policy includes the fund's investment objectives, risk tolerance, asset allocation, and investment restrictions.

• It also outlines the fund manager's responsibilities, fees and expenses, and redemption policies.

• Examples of mutual fund policies include growth funds focusing on capital appreciation, inco...read more
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Missing letters and series questions

Q1. Self introduction
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Q2. Previous company
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Q1. How do you complete your kra
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Q2. Cross selling product
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Q1. Salary expectation
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Q2. Previous package
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