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Axis Direct Gold Loan Executive Interview Questions and Answers
Axis Direct Gold Loan Executive Interview Experiences
1 interview found
I was interviewed before Jul 2016.
Interview Questionnaire
3 Questions
- Q1. Ready to perform well
- Ans.
Yes, I am ready to perform well in the role of a Gold Loan Executive.
I have a strong understanding of the gold loan industry and its processes.
I am familiar with the documentation requirements and legal aspects of gold loans.
I have excellent communication and customer service skills to interact with clients.
I am proficient in evaluating gold jewelry and determining its value.
I am well-versed in the loan disbursement an...
- Q2. Ready to earn incentive
- Ans.
Yes, I am ready to earn incentives.
I am highly motivated to earn incentives and will work hard to achieve my targets.
I have a track record of exceeding sales targets and earning incentives in my previous roles.
I am familiar with the incentive structure and understand how my performance directly impacts my earnings.
I am open to learning new strategies and techniques to maximize my incentive potential.
I am confident in m...
- Q3. Ready to perform well
- Ans.
Yes, I am ready to perform well in the role of a Gold Loan Executive.
I have a strong understanding of the gold loan process and its intricacies.
I am familiar with the documentation required for gold loan applications.
I have excellent communication and customer service skills to assist clients effectively.
I am proficient in evaluating gold value and determining loan amounts.
I am well-versed in maintaining accurate recor...
Interview Preparation Tips
Experience: It's a normal one
Total Questions: 30
Round: HR Interview
Experience: It's a normal one
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Anonymous
posted on 13 Jun 2024
It was easy. Just basic Math and DI
(2 Questions)
- Q1. How do you analyse liquidity of a company?
- Ans.
Analyzing liquidity involves assessing a company's ability to meet short-term financial obligations.
Calculate current ratio (current assets / current liabilities)
Assess quick ratio (liquid assets / current liabilities)
Examine cash flow from operations to see if it covers short-term obligations
Review working capital to determine if there are enough current assets to cover current liabilities
- Q2. Explain LTV and How to you analyse Home loan application?
- Ans.
LTV stands for Loan-to-Value ratio. Analyzing a home loan application involves assessing the borrower's creditworthiness and the property's value.
LTV is calculated by dividing the loan amount by the appraised value of the property.
A lower LTV ratio indicates a lower risk for the lender.
Analyzing a home loan application involves reviewing the borrower's credit score, income, debt-to-income ratio, employment history, and...
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Ankur Singh
posted on 16 Feb 2023
Selected
I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.
(2 Questions)
- Q1. Knowledge about the sector you are working in and what were the responsibilities handled by you in your previous organisation?
- Ans. Talk what you know with confidence and incase you dont know something, dont keep on blabbering something off topic. Tell them you dont know that and you are eager to learn these things with them.
- Q2. What do you offer that others dont ?
Interview Preparation Tips
Always try to find what employer is looking for and reply accordingly.
Always give examples if someone asks you a question and you are not able to answer it appropriately. Try to Explain them with the examples. Always works for me.
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Anonymous
posted on 7 Jun 2024
Selected
I applied via Referral and was interviewed before Jun 2023. There was 1 interview round.
Email and Analytcials
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Axis Direct Gold Loan Executive Reviews and Ratings
based on 2 reviews
Rating in categories
|
Relationship Officer
378
salaries
|  ₹1 L/yr - ₹7 L/yr |
|
Cluster Manager
316
salaries
| ₹2.4 L/yr - ₹5.7 L/yr |
|
Senior Executive
285
salaries
| ₹1.6 L/yr - ₹4.7 L/yr |
|
Sales Executive
265
salaries
| ₹1 L/yr - ₹4 L/yr |
|
Assistant Manager
231
salaries
| ₹2 L/yr - ₹8 L/yr |
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