AU Small Finance Bank Portfolio Collection Manager Interview Questions and Answers

Group accounts may or may not be considered NPA if one account gets stamped as NPA.

• Whether group accounts will be considered NPA or not depends on the terms and conditions of the loan agreement.

• If the loan agreement has a cross-default clause, then the group accounts will be considered NPA.

• However, if the loan agreement has a carve-out provision, then the group accounts may not be considered NPA.

• The decision ultimately...read more