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AU Small Finance Bank Legal Officer Interview Questions and Answers for Freshers

Updated 4 Jul 2022

AU Small Finance Bank Legal Officer Interview Experiences for Freshers

1 interview found

I applied via Approached by Company and was interviewed in Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(4 Questions)

  • Q1. Sarfeasi act full form
  • Ans. 

    SARFAESI Act stands for Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act.

    • Enacted in 2002 to empower banks and financial institutions to recover their non-performing assets (NPAs)

    • Allows banks to take possession of the collateral security in case of default by the borrower

    • Provides for the establishment of Asset Reconstruction Companies (ARCs) to take over and manage NPAs

    • Helps...

  • Answered by AI
  • Q2. Basic of sarfeasi act
  • Q3. Process of mortgage property possession
  • Ans. 

    The process of mortgage property possession involves legal procedures to transfer ownership from the borrower to the lender in case of default.

    • The lender must first send a notice of default to the borrower.

    • If the borrower fails to cure the default, the lender can initiate foreclosure proceedings.

    • Foreclosure can be done through judicial or non-judicial means depending on the state laws.

    • Once the foreclosure is complete, ...

  • Answered by AI
  • Q4. Section of 13(2) , 13(4)
  • Ans. 

    Section 13(2) and 13(4) of what law?

    • Need to know the law in question to answer

    • Cannot provide a description without context

    • Please provide more information

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - We have get information about banking laws

Skills evaluated in this interview

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in May 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(7 Questions)

  • Q1. Do you know about P.R Card
  • Ans. Property Card which having Show property description.
  • Answered Anonymously
  • Q2. Do you knowledge about 7/12 property?
  • Ans. 

    7/12 property refers to land records maintained by the revenue department in India.

    • 7/12 property records contain details like land ownership, area, type of land, etc.

    • These records are important for verifying land ownership and legal disputes.

    • In Maharashtra, India, 7/12 extract is used to show ownership details of agricultural land.

  • Answered by AI
  • Q3. Namuna D property
  • Q4. What is नमुना ड property?
  • Ans. 

    नमुना ड property refers to a sample property in legal terms.

    • नमुना ड property is a sample property used in legal proceedings as evidence.

    • It is often presented in court to demonstrate a particular point or argument.

    • Examples of नमुना ड property include documents, physical objects, or digital evidence.

    • The authenticity and relevance of नमुना ड property are crucial in legal cases.

  • Answered by AI
  • Q5. How many types of deeds?
  • Ans. 

    There are several types of deeds, including warranty deeds, quitclaim deeds, special warranty deeds, and grant deeds.

    • Warranty deeds provide the highest level of protection for the buyer

    • Quitclaim deeds offer the least protection and simply transfer the grantor's interest in the property

    • Special warranty deeds only guarantee against defects that occurred during the grantor's ownership

    • Grant deeds are commonly used in some

  • Answered by AI
  • Q6. How many types of deeds?
  • Ans. 

    There are several types of deeds, including warranty deeds, quitclaim deeds, special warranty deeds, and grant deeds.

    • Warranty deeds provide the highest level of protection for the buyer, guaranteeing that the seller owns the property and has the right to sell it.

    • Quitclaim deeds transfer whatever interest the seller has in the property, without making any guarantees about the title.

    • Special warranty deeds only guarantee ...

  • Answered by AI
  • Q7. What is mean by Mortgage
  • Ans. 

    A mortgage is a legal agreement by which a bank or other creditor lends money at interest in exchange for taking the title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.

    • A mortgage is a type of loan used to purchase real estate, where the property itself serves as collateral for the loan.

    • The borrower agrees to repay the loan with interest over a speci...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep grow your knowledge about Corporate sector.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Are we funding Natham property or not?
  • Ans. 

    The funding for Natham property is not confirmed.

    • There is no confirmation on whether we are funding Natham property or not.

    • Further investigation or clarification is needed to determine the funding status.

    • It is important to verify the funding details before making any decisions.

    • There may be legal implications involved in funding Natham property.

  • Answered by AI
  • Q2. What documents are required for obtaining an opinion?
  • Ans. 

    Various documents are required for obtaining an opinion, including legal contracts, case law, statutes, and relevant correspondence.

    • Legal contracts

    • Case law

    • Statutes

    • Relevant correspondence

  • Answered by AI
  • Q3. Are we funding guideline value zero or not
  • Ans. 

    No, we are not funding guideline value zero.

    • Guideline value zero is not eligible for funding.

    • Funding is typically based on a certain minimum guideline value.

    • Ensure guideline values are met before considering funding.

    • Consider alternative funding options if guideline value is zero.

  • Answered by AI
  • Q4. Are we funding for agricultural and commercial funding or not
  • Ans. 

    Yes, we are funding for agricultural and commercial funding.

    • We provide funding for agricultural projects such as crop cultivation, livestock farming, and agribusiness ventures.

    • We also offer funding for commercial projects like small businesses, startups, and expansion initiatives.

    • Our funding options cater to both agricultural and commercial sectors to support economic growth and development.

  • Answered by AI
  • Q5. Registration act basic sections

Interview Preparation Tips

Interview preparation tips for other job seekers - Being prepared for the registration act.
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(2 Questions)

  • Q1. What are types of deed
  • Ans. 

    Types of deeds include warranty deeds, quitclaim deeds, special warranty deeds, and deeds of trust.

    • Warranty deeds guarantee that the grantor owns the property and has the right to sell it.

    • Quitclaim deeds transfer the grantor's interest in the property without making any guarantees about the title.

    • Special warranty deeds only guarantee that the grantor has not done anything to harm the title during their ownership.

    • Deeds ...

  • Answered by AI
  • Q2. How to prepare the lagal report
  • Ans. 

    To prepare a legal report, gather all relevant information, analyze the facts, apply relevant laws, and provide recommendations.

    • Gather all relevant information related to the case or issue.

    • Analyze the facts and evidence thoroughly.

    • Apply relevant laws, regulations, and precedents to the situation.

    • Provide a clear and concise summary of the findings and recommendations.

    • Ensure the report is well-organized and easy to under...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - legal groups

I applied via Company Website and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Tell about yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident while describing yourself

I applied via Naukri.com and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Currently Shuts all products. Be ready to find a better Role & Job?
  • Q2. Yes. I'm ready to find a better job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Better search good job. Why they hire & why they're wasted others time and career don't know. Anybody Interested to join this company please keep back up job also. Job security is very poor.

I applied via Campus Placement and was interviewed before Aug 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Functions of HR

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about kyc

I applied via Indeed and was interviewed in Oct 2018. There were 5 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. My personal background and educational highlights.

Interview Preparation Tips

Round: Resume Shortlist
Experience: Relevant Job Experience

General Tips: Read up on the company and their business, get a general idea of how the business work (bigger than your dept. Vise role)
Brush up on the knowledge quoted in your CV.
Be prepared to answer questions on the role you seek (Prepare beforehand what a person in that role is expected to handle)
Skills: Communication, Body Language, Problem Solving, Analytical Skills
Duration: 1-3 Months

I applied via Naukri.com and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. As a team leader what is my responsibility & how I manage team & how I achieve targets, my career goals, discipline, about my work experience
  • Q2. There was 3 interview, I replied them all with honesty, I tell them how I proved myself & how I managed team & achieved given target, I tell them how I improve my team's work culture & discipline

Interview Preparation Tips

Interview preparation tips for other job seekers - There was 3 round interview & they asked many questions but I think main focus if anyone is going for interview..
Communication skills
Be honest, positive & Confident
make sure you know all about your work & responsibilities..

I applied via Campus Placement and was interviewed in Oct 2019. There were 6 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. 1) Tell me something about urself?
  • Q2. 3) Sell me this lipstick in front of me ?
  • Ans. 

    This lipstick will enhance your natural beauty and make you feel confident and glamorous.

    • This lipstick is made with high-quality ingredients that will nourish and protect your lips.

    • The color is a beautiful shade of red that will complement any skin tone.

    • It has a long-lasting formula that will stay put for hours, even through eating and drinking.

    • Wearing this lipstick will make you feel confident and glamorous, ready to ...

  • Answered by AI
  • Q3. 4) What's your preferred job location?
  • Q4. 5) Tell me something which is not in your cv/resume?

Interview Preparation Tips

Interview preparation tips for other job seekers - So,
It's a one day interview process for the grade of Assistant Manager in Bandhan Bank via Campus placement.. There are 3 steps to qualify in this job are as Follows:-
1) PPT discussion nd all
2) Case Study Gd (technical round)
3) PI ( around 30 to 45 minutes per student)

Hence, from my experience It's really cool nd good one .. so come to the point, we have to give answers in positive and confidentially so that they can also understood about ur curiosity on that role .. Second things is about location we they are saying like in my case she told me that supposed we will transfer to you in pondicherry then will u be comfortable then I said yes mam ofcourse the she said how bcz language problems nd all then I said with the help of English i will manage there so basically we have to give answers in a positive way they just want to check ur patience level nonthing else ..

Last but not least if someone told to sell something that first you have to frame the situation after that you rock it at any interviews ..and we have to always give answers with good examples always.. that's it...

AU Small Finance Bank Interview FAQs

How many rounds are there in AU Small Finance Bank Legal Officer interview for freshers?
AU Small Finance Bank interview process for freshers usually has 2 rounds. The most common rounds in the AU Small Finance Bank interview process for freshers are Resume Shortlist and One-on-one Round.
What are the top questions asked in AU Small Finance Bank Legal Officer interview for freshers?

Some of the top questions asked at the AU Small Finance Bank Legal Officer interview for freshers -

  1. Process of mortgage property possess...read more
  2. Sarfeasi act full f...read more
  3. Section of 13(2) , 13...read more

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AU Small Finance Bank Legal Officer Salary
based on 28 salaries
₹1.9 L/yr - ₹5.3 L/yr
19% less than the average Legal Officer Salary in India
View more details

AU Small Finance Bank Legal Officer Reviews and Ratings

based on 7 reviews

3.1/5

Rating in categories

3.1

Skill development

3.0

Work-life balance

2.1

Salary

3.3

Job security

2.6

Company culture

2.1

Promotions

2.7

Work satisfaction

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