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AU Small Finance Bank
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AU Small Finance Bank Credit Executive Interview Questions and Answers
AU Small Finance Bank Credit Executive Interview Experiences
1 interview found
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Credit Officer Interview Questions & Answers
Equitas Small Finance Bank
Anonymous
posted on 20 Dec 2024
Selected
I was interviewed in Nov 2024.
(5 Questions)
- Q1. What's your current experience
- Ans.
I have 5 years of experience in credit analysis and risk assessment in the banking industry.
5 years of experience in credit analysis and risk assessment
Proficient in financial statement analysis
Strong understanding of credit risk management
Experience in evaluating loan applications and determining creditworthiness
Familiarity with regulatory requirements in the banking sector
- Q2. Did you achieved any goal in previous platform.
- Ans.
Yes, I achieved a goal of increasing loan approval rate by 15% in my previous role.
Implemented new credit evaluation process to streamline decision-making
Provided training to team members on identifying creditworthy applicants
Collaborated with sales team to improve communication and documentation
Utilized data analytics to identify trends and make data-driven decisions
- Q3. Do you participate any bankingevents
- Ans.
Yes, I actively participate in banking events to stay updated on industry trends and network with professionals.
I regularly attend banking conferences and seminars to learn about new regulations and technologies in the industry.
I have participated in workshops on credit risk management and financial analysis to enhance my skills and knowledge.
I am a member of a banking association where I attend networking events to co
- Q4. Are you suitable for appliedrole.
- Ans.
Yes, I am suitable for the role of Credit Officer due to my strong financial background and experience in analyzing credit risk.
I have a degree in finance and have completed relevant courses in credit analysis.
I have previous experience working as a credit analyst, where I successfully assessed credit risk for various clients.
I am proficient in financial modeling and have a strong understanding of financial statements.
...
- Q5. Tell about Equitas bank
- Ans.
Equitas Small Finance Bank is a scheduled commercial bank in India focused on serving the financial needs of micro and small enterprises.
Equitas Small Finance Bank was established in 2007 as a microfinance institution before receiving a banking license in 2016.
The bank offers a range of financial products and services including savings accounts, fixed deposits, loans, and insurance.
Equitas Small Finance Bank has a stro...
Discuss about financial risk and management
Interview Preparation Tips
Selected
I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.
(5 Questions)
- Q1. What is the difference between OD and VC?
- Q2. How you determine drawing power?
- Q3. What is DLOD?
- Q4. What is Leverage ratio?
- Q5. Why do you what to switch job?
Selected
I was interviewed in Jul 2024.
(3 Questions)
- Q1. Can you provide some information about yourself?
- Q2. What is your experience related to this field?l
- Q3. Your achievements
Reasoning, logical, and mathematical skills.
(1 Question)
- Q1. What is your current salary, and how would you like to discuss it?
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Jana Small Finance Bank
kuldeep patil
posted on 15 Aug 2024
(2 Questions)
- Q1. Introduction and knowledge
- Q2. Credit Underwriting
(2 Questions)
- Q1. About your self
- Q2. Work experience
(2 Questions)
- Q1. RECENT DIRECTIONS BY RBI ON WILLFUL DEFAULTERS
- Ans.
RBI has issued recent directions on willful defaulters to prevent loan defaults and improve credit discipline.
RBI has mandated banks to report all willful defaulters to Credit Information Companies (CICs).
The central bank has also directed banks to publish photographs of willful defaulters in newspapers.
RBI has set up a Central Repository of Information on Large Credits (CRILC) to track defaulters with exposure of Rs. ...
- Q2. MSME PRODUCTS OF BOM
- Ans.
Bank of Maharashtra offers various MSME products to support small and medium enterprises.
BOM offers MSME loans for working capital, term loans, and project finance.
They provide customized financial solutions based on the needs of the MSME sector.
BOM also offers trade finance facilities like letter of credit and bank guarantees to MSMEs.
The bank has specific schemes like Stand-Up India and Mudra Yojana to support MSMEs.
...
Interview Preparation Tips
Area Credit Manager Interview Questions & Answers
Ujjivan Small Finance Bank
koushik roy
posted on 1 Jul 2024
(1 Question)
- Q1. About job experience
Interview Preparation Tips
(1 Question)
- Q1. What documents to take for loan applications
- Ans.
Documents required for loan applications include proof of income, identification, credit history, and collateral.
Proof of income such as pay stubs or tax returns
Identification documents like driver's license or passport
Credit history report from credit bureaus
Collateral documentation for secured loans
Interview Preparation Tips
(1 Question)
- Q1. How would you analyse a company if tou want to give term loan? What if cashflow is negative, will yo lend? Dscr How would you analyse a company
- Ans.
To analyze a company for a term loan, consider factors like cash flow, debt service coverage ratio (DSCR), financial statements, industry trends, and management quality.
Examine the company's financial statements to assess its profitability, liquidity, and leverage.
Calculate the debt service coverage ratio (DSCR) to determine if the company generates enough cash flow to cover its debt obligations.
Evaluate the company's ...
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AU Small Finance Bank Interviews By Designations
- AU Small Finance Bank Assistant Manager Interview Questions
- AU Small Finance Bank Credit Manager Interview Questions
- AU Small Finance Bank Deputy Manager Interview Questions
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Interview Questions for Popular Designations
- Credit Manager Interview Questions
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AU Small Finance Bank Credit Executive Reviews and Ratings
based on 11 reviews
Rating in categories
|
Assistant Manager
1.1k
salaries
|  ₹1.8 L/yr - ₹7.2 L/yr |
|
Deputy Manager
976
salaries
| ₹1.8 L/yr - ₹9 L/yr |
|
Relationship Manager
736
salaries
| ₹2 L/yr - ₹9.8 L/yr |
|
Senior Executive
647
salaries
| ₹1.6 L/yr - ₹5.5 L/yr |
|
Manager
606
salaries
| ₹3.8 L/yr - ₹14 L/yr |
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