Anand Rathi Wealth Management Interview Questions, Process, and Tips

Logical Reasoning and Mathematics

Q1. Basic Questions on Market, Resume Based Questions, Questions about role applied for
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Q1. Basic Questions on Economy, and General interaction
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Q1. Basics of object oriented programming
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Q2. Basics of c# and sal server
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Q1. Excel Formula ?
Ans. Index & Match, Xirr, Vlookup, simple interest
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Q1. Previous company and Role
Ans. 
I worked as a Sales Executive at XYZ Corp for 2 years.
• Managed a portfolio of 50+ clients and achieved 120% of sales target in the first year

• Developed and implemented sales strategies resulting in a 25% increase in revenue

• Collaborated with cross-functional teams to ensure timely delivery of products and services
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Q2. Your current expectations
Ans. 
I expect to be challenged and given opportunities to grow while contributing to the success of the company.
• Opportunities for professional development and growth

• Challenging work that utilizes my skills and abilities

• A supportive and collaborative team environment

• Clear expectations and goals

• Recognition for my contributions to the company's success
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Q1. If you have given 1 Cr then how will you invest. And what will he your total return on investment (CAGR)
Ans. 
I would invest in a diversified portfolio of stocks, bonds, and real estate to minimize risk and maximize returns.
• I would allocate a portion of the funds towards blue-chip stocks with a proven track record of consistent growth and dividends.

• I would also invest in a mix of government and corporate bonds to provide a steady stream of income.

• To further diversify, I would invest in real estate through REITs or rental prope...read more
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Q2. Delta, vega and theta in Options
Ans. 
Delta, vega and theta are important measures used in options trading.
• Delta measures the rate of change of an option's price in relation to the underlying asset's price.

• Vega measures the sensitivity of an option's price to changes in volatility.

• Theta measures the rate of decline in an option's value due to the passage of time.

• Delta is positive for call options and negative for put options.

• Vega is higher for options with...read more
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Q3. What are tax implications of LTCG and STCG. Set off and carry forward of losses.
Ans. 
LTCG and STCG have different tax implications. Losses can be set off and carried forward.
• LTCG (Long Term Capital Gains) are taxed at a lower rate than STCG (Short Term Capital Gains).

• STCG is added to the income and taxed as per the applicable tax slab.

• Losses from both LTCG and STCG can be set off against gains from the same category.

• If there are no gains in the same category, losses can be carried forward for up to 8 y...read more
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Q4. Deductions in Income tax for capital gains.
Ans. 
Capital gains can be eligible for deductions in income tax.
• Long-term capital gains are taxed at a lower rate than short-term gains.

• Investments in certain sectors like infrastructure and startups may be eligible for tax exemptions.

• Losses from capital gains can be carried forward to offset future gains.

• Tax-saving investments like ELSS can also help in reducing tax liability on capital gains.
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Aptitude test to be given on Anand Rathi Private software which needs to be installed.

Don't remember prepare cat level questions

Q1. Basic about the company and basic about finance, mutual funds and stock market
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Q1. Basics of finance and mutual fund
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Q1. Tell me about yourself
Ans. 
I am an experienced Relationship Manager with a strong background in building and maintaining client relationships.
• Over 5 years of experience in the banking industry

• Proven track record of exceeding sales targets

• Expertise in financial planning and investment strategies

• Strong communication and interpersonal skills

• Ability to analyze client needs and provide tailored solutions

• Managed a portfolio of high net worth clients

• De...read more
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Q2. Past experience in stock broking industry
Ans. 
I have 5 years of experience in the stock broking industry.
• Worked as a Relationship Manager at XYZ Stock Broking Firm for 3 years

• Managed a portfolio of high net worth clients and provided investment advice

• Executed trades on behalf of clients and monitored market trends

• Developed strong relationships with clients and ensured their satisfaction

• Stayed updated with market news and analyzed financial reports

• Achieved consiste
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Q3. What is derivatives contract
Ans. 
A financial contract whose value is derived from an underlying asset or security.
• Derivatives contracts are used for hedging or speculation.

• Examples include futures, options, swaps, and forwards.

• They allow investors to take positions on the future price movements of an asset without actually owning it.

• Derivatives can be traded on exchanges or over-the-counter (OTC).
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Q4. What is per day revenue targets in past company
Ans. 
I achieved a per day revenue target of $10,000 in my previous company.
• In my previous company, I was responsible for generating revenue through client acquisition and retention.

• My per day revenue target was $10,000, which I consistently met and exceeded.

• I achieved this target by building strong relationships with clients and identifying their needs to offer tailored solutions.

• I also collaborated with cross-functional te...read more
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Q5. How many clients do you handle in past company
Ans. 
I handled a diverse portfolio of clients, ranging from small businesses to high net worth individuals.
• Managed a portfolio of over 100 clients

• Provided personalized financial advice and solutions to meet their individual needs

• Built strong relationships with clients through regular communication and meetings

• Successfully grew the client base by acquiring new clients through referrals and networking

• Collaborated with interna
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Q6. What is call option and put option
Ans. 
A call option is a financial contract that gives the buyer the right, but not the obligation, to buy an asset at a specified price within a specific time period. A put option is a financial contract that gives the buyer the right, but not the obligation, to sell an asset at a specified price within a specific time period.
• Call option allows the buyer to purchase an asset at a predetermined price, known as the strike pri...read more
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Q7. Do you have bike with you
Ans. 
No
• I do not have a bike with me.

• As a Relationship Manager, my focus is on building and maintaining relationships with clients.

• Having a bike is not a requirement for this role.

• My skills and experience in managing relationships are more important than owning a bike.
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Q8. What is your current ctc
Ans. 
I am currently earning a competitive salary as a Relationship Manager.
• I am earning a competitive salary as a Relationship Manager.

• My current compensation package is in line with industry standards.

• I am satisfied with my current remuneration.

• I have been receiving regular salary increments based on my performance.

• My current CTC reflects my experience and expertise in the field.
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Q1. What is derivatives futures and options
Ans. 
Derivatives futures and options are financial contracts that derive their value from an underlying asset.
• Derivatives are used for hedging or speculation

• Futures are contracts to buy or sell an asset at a future date and price

• Options give the buyer the right, but not the obligation, to buy or sell an asset at a certain price before a certain date

• Derivatives are commonly used in the stock market, commodities market, and f
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Q2. Presently Which stock will you suggest for investment to clients.
Ans. 
I cannot provide a specific stock recommendation as it goes against company policy.
• As a Relationship Manager, I am not authorized to provide specific stock recommendations to clients.

• It is important to follow company policy and regulations to maintain ethical and professional standards.

• Instead, I can provide general market insights and trends to help clients make informed investment decisions.

• It is also important to un...read more
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