American Income Life Insurance Interview Questions and Answers

Q1. Profile regarding and family regarding
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Q2. Job experiance how to work and how you handle the customer
Ans. 
I have over 10 years of experience in sales, focusing on building strong relationships with customers and exceeding sales targets.
• Developing strong relationships with customers through effective communication and understanding their needs

• Meeting and exceeding sales targets by identifying opportunities and providing solutions

• Handling customer inquiries and concerns in a timely and professional manner

• Utilizing CRM system...read more
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Q3. About the Requirements
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Q4. About the flexibility
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Q1. Basic, Past, future Accomplishments, Accounting knowledge in deep. Etc.
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Q2. First of all clear your knowledge about the field And understand the consequences of your action while giving the interview.
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Discussion about the 1 situation and how to resolve.

Q1. All about the roll and previous company experience
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Q2. CTC discussion and job responsibilities
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Q1.  How many %claims approved in star health.
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Q2. If the customer have a drinked then they addition in hospital after dead ???.then claim has been approved or not ????
Ans. 
The claim may not be approved as the customer's death could be attributed to the drink.
• The customer's death may be considered as a result of their own actions, drinking excessively.

• If the customer's death is directly linked to the drink, the claim may not be approved.

• The insurance company may investigate the circumstances surrounding the customer's death before approving the claim.
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Q3. If rs.1,00,000 is total amount of hospital but approved is 88000 . 12000 is diducted for wt?????
Ans. 
The approved amount for the hospital is Rs. 88,000, with Rs. 12,000 deducted for an unknown reason.
• Total amount of the hospital: Rs. 1,00,000

• Approved amount: Rs. 88,000

• Deducted amount: Rs. 12,000

• Reason for deduction is unknown
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Q4.  If then claim is cashless but not approved .wt is second way to process of claim ????
Ans. 
The second way to process a cashless claim that is not approved is to submit a reimbursement claim.
• The insured can submit all the necessary documents and bills related to the claim for reimbursement.

• The reimbursement claim will be processed based on the policy terms and conditions.

• The insured will receive the reimbursement amount after deducting any applicable deductibles or co-pays.

• Examples of documents required for r...read more
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Q1. Why you leave your jobs in your career.
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Q2. Provide right information about your reliving reason with documented proofs, tell in short way without taking long time, Never use negative words for organization, always doing facts with proof.
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Q3. Always tell to looking for your as well as company growth with using your skills, Always tell about your success an achievements, tell about your buckets customer data which can help for your new organizat...read more
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Q4. What's your achievement in life, And what's your weakness.
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Q5. Show every achievement in your resume which reflect in your confidence, your RnR certificates with documented, if you have any weakness so you have plan for improvement which help grow in any new organizat...read more
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Q6. Why I can hire you .
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Q7. Always show your achievement ,straight and confidence which can help to in your new organization. Don't show your greedy for the job .
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Q8. If you are customer so what you are looking in your investment.
Ans. 
As a customer, I am looking for investments that offer high returns with low risk.
• I want my investments to be diversified to minimize risk

• I prefer investments with a proven track record of success

• I am interested in investments that offer tax benefits

• I want to invest in companies that align with my values

• I am willing to take some risks for the potential of higher returns
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Q9. Always humble with customer, always ask his responsibility in life , what's His first priority in life ,engaze his life goal with your plan and tell about returns and tax benefits. It will work most of tim...read more
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Q1. How you can do a business
Ans. 
To do business, you need to identify a need in the market, create a product or service that meets that need, and market it effectively.
• Identify a need in the market

• Create a product or service that meets that need

• Develop a business plan

• Secure funding

• Market the product or service effectively
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Q2. Yourself
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Q3. How you justify yourself in this situation
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Q1. How many years have you worked in tata aig
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Q2. How many years of experience do you have
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Q1. Why you leave your job
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Q2. Why should I hire you
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Q3. What is your strength
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Q4. What is your weaknesses
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Q5. Tell me about company
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Q6. What about hike
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Q1. Why do you wants to chage the job
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Q2. How much hike you are expecting
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Q3. Why do you wants to join Icici Lombard
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Q4. Technical Questions related to the job profile
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Q5. Last Employer and Achievement
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Q6. What you can do if we hire you
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