TCS Credit Specialist Salaries by 4 Employees

1 - 3 years exp.

₹2.5 Lakhs - ₹2.7 Lakhs

Low Confidence

Salary of majority employees

67% less than the average Credit Specialist Salary in IT Services & Consulting Companies for 1 - 3 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Specialist Salary 2 - 3 years exp. (3 salaries)	₹2.5 L/yr - ₹2.5 L/yr
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Finance & Accounting Credit Specialist Salary 1 year exp. (AmbitionBox Estimate)	₹2.4 L/yr - ₹3 L/yr

Last Updated: 19 May 2023

Companies similar to TCS for Credit Specialist

Company name	Avg Annual Salary	Open Jobs
Genpact Credit Specialist Salary 4 - 13 years exp. (6 salaries)	₹4.4 L/yr - ₹9.5 L/yr 174% more
Accenture Credit Specialist Salary 3 - 6 years exp. (4 salaries)	₹3.1 L/yr - ₹4.1 L/yr 38% more
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NTT DATA, Inc. Credit Specialist Salary 5 - 9 years exp. (4 salaries)	₹4.4 L/yr - ₹10.4 L/yr 165% more
American Express Credit Specialist Salary 1 - 6 years exp. (45 salaries)	₹4.5 L/yr - ₹9.8 L/yr 177% more
HSBC Group Credit Specialist Salary 2 - 8 years exp. (27 salaries)	₹4.7 L/yr - ₹11 L/yr 222% more

Credit Specialist salary at TCS ranges between ₹2.5 Lakhs to ₹2.7 Lakhs per year for employees with experience between 1 year to 3 years. Salary estimates are based on 4 latest salaries received from various employees of TCS.

Experience wise TCS Credit Specialist salaries

Last Updated: 19 May 2023

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹2.4 L/yr - ₹3.1 L/yr
2 years (AmbitionBox Estimate)	₹2.2 L/yr - ₹2.8 L/yr
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3 years (AmbitionBox Estimate)	₹2.2 L/yr - ₹2.8 L/yr

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Salary related reviews for TCS

1.0

Rated by 1 employees for salary & benefits

Associate Consultant in Mumbai

Full Time

Engineering - Software & QA Department

1.0

• posted on 06 Mar 2025

1.0

for Salary and Benefits

Likes

Nothing found yet

Dislikes

- variable pay is scam for c3a plus people - toxic environment depends on team member and client (no team work) - zero job security , they will hire you any time and fire you with no reason it's like my bat and my ball if you gave me out then I will take my bat and ball with me no body can play - no salary growth

Salary - Bad

+6 more

Associate Consultant in Hyderabad / Secunderabad

Full Time

Customer Success, Service & Operations Department

2.0

• posted on 19 Feb 2025

1.0

for Salary and Benefits

Likes

TCS is good for freshers and juniors. its running on brand name thats it.

Dislikes

compensation is pathetic. year on year raise in compensation is very horrible. huge variable pay and its not paid above c2 level associates.

Salary - Bad

+4 more

Associate Consultant in Kolkata

Full Time

Engineering - Software & QA Department

4.0

• posted on 14 Feb 2025

2.0

for Salary and Benefits

Likes

Worklife balance, Kolkata

Job security - Good

+2 more

Dislikes

... No Proper Grievance Forum – Employee concerns are not effectively addressed. 4. Poor Salary - lack value to the loyal employees. 5.

Salary - Poor

Senior Associate in Mumbai

Full Time

Shipping & Maritime Department

3.0

• posted on 18 Jan 2025

2.0

for Salary and Benefits

Likes

Best place to experience person, if you not want work in pressure than this company is your type.

Job security - Excellent

Dislikes

Salary growth is very low as compared other bpo company for freshers and experience employees politics they think that we are the only boss

Salary - Poor

+2 more

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Hi All, Having 3.11 years of experience in SQL in TCS current package is 4.54 cricbuzz selected me for DBA role after 4 technical rounds and they provided location Bangalore how much package I will ask from them? Kindly let me know please .

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TCS Credit Specialist Salary FAQs

What is the salary of Credit Specialist at TCS ?

The average salary of a Credit Specialist at TCS in India typically ranges from ₹2.5 Lakhs to ₹2.7 Lakhs per year, depending on experience (from 1 year to 3 years).

The top 10% of Credit Specialist at TCS earn more than ₹2.7 Lakhs per year, and the top 1% earn over ₹2.7 Lakhs per year. Credit Specialist Salaries at TCS can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 TCS employees in India.

What is the estimated take home salary of a Credit Specialist at TCS in India?

The estimated take-home salary of a Credit Specialist at TCS in India typically ranges from ₹17,602 to ₹19,301 per month. This is based on the average salary range of ₹2.5 Lakhs to ₹2.7 Lakhs per year for employees with experience ranging from 1 year to 3 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of TCS. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than TCS for Credit Specialist in India?

HSBC Group	₹4.7 Lakhs to ₹11.0 Lakhs per year
American Express	₹4.5 Lakhs to ₹9.8 Lakhs per year
Genpact	₹4.4 Lakhs to ₹9.5 Lakhs per year
NTT DATA, Inc.	₹4.4 Lakhs to ₹10.4 Lakhs per year
Accenture	₹3.1 Lakhs to ₹4.1 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by TCS, depending on the role and experience level.

How the salary growth look like for a Credit Specialist at TCS in India?

The salary growth for a Credit Specialist at TCS depends on factors such as experience, performance, and promotions. On average, a Credit Specialist can expect the following growth trajectory at TCS:

Experience	Average Salary Range
1 year	₹2.4 Lakhs to ₹3.1 Lakhs per year
2 years	₹2.2 Lakhs to ₹2.8 Lakhs per year
3 years	₹2.2 Lakhs to ₹2.8 Lakhs per year

and so on.

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TCS Credit Specialist Salaries

TCS Credit Specialist salary in India ranges between ₹2.5 Lakhs to ₹2.7 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 TCS latest salaries received from various employees of TCS.