American Express Credit Specialist Salaries by 40+ Employees (Updated 2025)

1 - 8 years exp.

₹4.5 Lakhs - ₹9.8 Lakhs

Salary of majority employees

5% less than the average Credit Specialist Salary in Financial Services Companies for 1 - 8 years of experience

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Salaries in different departments

Customer Success, Service & Operations Credit Specialist Salary 1 - 8 years exp. (28 salaries)	₹4.5 L/yr - ₹9.8 L/yr
Finance & Accounting Credit Specialist Salary 2 - 5 years exp. (4 salaries)	₹5.5 L/yr - ₹8 L/yr
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Marketing & Communication Credit Specialist Salary 1 - 3 years exp. (AmbitionBox Estimate)	₹6.3 L/yr - ₹8.3 L/yr
Human Resources Credit Specialist Salary 3 years exp. (AmbitionBox Estimate)	₹6.7 L/yr - ₹8 L/yr

Last Updated: 23 Feb 2025

Companies similar to American Express for Credit Specialist

Company name	Avg Annual Salary	Open Jobs
State Bank of India Credit Specialist Salary 7 - 9 years exp. (3 salaries)	₹18 L/yr - ₹22 L/yr 171% more
Axis Bank Credit Specialist Salary 22 - 24 years exp. (4 salaries)	₹48 L/yr - ₹51 L/yr 576% more
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HSBC Group Credit Specialist Salary 2 - 8 years exp. (27 salaries)	₹4.7 L/yr - ₹11 L/yr 10% more
JPMorgan Chase & Co. Credit Specialist Salary 0 - 6 years exp. (13 salaries)	₹3.5 L/yr - ₹8.5 L/yr 24% less
UBS Credit Specialist Salary 6 - 8 years exp. (5 salaries)	₹19 L/yr - ₹22 L/yr 177% more
Citicorp Credit Specialist Salary 3 - 9 years exp. (4 salaries)	₹4.5 L/yr - ₹8 L/yr 17% less

Credit Specialist salary at American Express ranges between ₹4.5 Lakhs to ₹9.8 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 48 latest salaries received from various employees of American Express.

Experience wise American Express Credit Specialist salaries

Last Updated: 23 Feb 2025

Experience	Avg Annual Salary
1 year (4 salaries)	₹5 L/yr - ₹7 L/yr
2 years (11 salaries)	₹4.5 L/yr - ₹7.7 L/yr
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3 years (9 salaries)	₹4.5 L/yr - ₹8 L/yr
4 years (7 salaries)	₹4.6 L/yr - ₹7.5 L/yr
5 years (10 salaries)	₹4.5 L/yr - ₹9.8 L/yr
6 years (4 salaries)	₹4.8 L/yr - ₹9.2 L/yr
7 years (AmbitionBox Estimate)	₹7.2 L/yr - ₹9.2 L/yr
8 years (3 salaries)	₹6.5 L/yr - ₹14.8 L/yr

View all

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Top skills at American Express for Credit Specialist

Collections Communication Skills Credit Collection Customer Experience Collection Management Customer Service US Process voice process Procurement Sales Operations US Shift Finance customer care Supplier Management Change Management

Salary related reviews for American Express

4.6

Rated by 11 employees for salary & benefits

Senior Analyst in Gurgaon / Gurugram

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 30 Dec 2024

5.0

for Salary and Benefits

Likes

Amex is the best company I have ever worked with, work culture, flexibility, compensation, management etc everything is superb

Salary - Excellent

+6 more

Dislikes

Amex few HR's never reply or help, when Amex ex -employee want to rejoin Amex they should help them by providing support & feedback needed. They should reply on time.

Deputy Manager in Mumbai

Full Time

Sales & Business Development Department

4.0

• posted on 06 Dec 2024

4.0

for Salary and Benefits

Likes

Salary on time and on 25th of every month, good incentives structure

Salary - Good

+2 more

Dislikes

No work life balance in sales, you get tortured on weekends also plus the growth stops once you rch a level of SRM. Rest things were fine.

Analyst in Gurgaon / Gurugram

Full Time

Data Science & Analytics Department

2.0

• posted on 12 Aug 2023

4.0

for Salary and Benefits

Likes

Salary benefits, employee benefits, free cab, Free food, snacks. Tech team is awesome. Employees are friendly at first.

Salary - Good

Dislikes

1.Managers are centric. In the name of support or help, just words. They get personal in the name of collaboration and 'blue box' values. 2.Professionalism is getting outdoors. Work is getting managed on personal calls. Long discussions on mobile because the manager has other priorities or may be time crunch. 3. Fake BRAND image when comes to culture and values. 4.Company is providing benefits but to leverage them the leader is not supporting. For my earned leaves, getting approval is not easy. 5.Employees staying here for 5-10-15 yrs. So they think they are the boss (fake swag). They can treat anyone with disrespect or say anything comes to their mind on calls or in person in the name of collaboration. 6. Politics is real here. Presentation of your work is more important here than work itself. Fake swag I told you. Never going to join this organization and recommend to anyone. Other teams/departments also has similar kind of opinion about their managers, and the culture. (Instances from cyber city gurgaon office building #5)

Skill development - Poor

+5 more

Team Lead in Gurgaon / Gurugram

Full Time

Production, Manufacturing & Engineering Department

3.0

• posted on 28 Jun 2022

4.0

for Salary and Benefits

Likes

Work from Home as of now, Salary above average.

Salary - Good

+1 more

Dislikes

Less hardly any Opportunities, No growth at all absolute 0 growth that is what I do not like about Amex, I don't like 24*7 shift either, absolute night shifts are worst.

Skill development - Bad

+1 more

Team Lead in Kolkata

Full Time

Marketing & Communication Department

1.0

• posted on 07 Jan 2020

1.0

for Salary and Benefits

Likes

It's just a brand nothing else. They offer you good salary and designation so that you join, but they will ask you to leave the organization whenever they feel like with no reason. This month itself they asked there 35 employees to leave the organization as they realized that their head counts don't require this much employees.

Dislikes

Nothing to like about this company..

Salary - Bad

+6 more

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Help me choose New Regime or Old Regime for my salary revision

Hi I am working as a full stack Architect (14 yeo) and Following is my CTC. Please help me calculate in hand salary and choose New or OLD regime. I have been doing Old regime till last year with a salary of 48 CTC. Now post revision it increased to 56L CTC effective March 1st. My PF alone will cover 80C Also have additional 50000 contribution in NPS My HRA is around 25K per month (300000) Health insurance for family 28000 Mom's medical expense 30000 (No personal (Have medical complications) or corporate insurance unfortunately) I have a home loan however its under construction, so not eligible yet for tax benefits

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American Express Credit Specialist Salary FAQs

What is the salary of Credit Specialist at American Express ?

The average salary of a Credit Specialist at American Express in India typically ranges from ₹4.5 Lakhs to ₹9.8 Lakhs per year, depending on experience (from 1 year to 8 years).

The top 10% of Credit Specialist at American Express earn more than ₹8.0 Lakhs per year, and the top 1% earn over ₹9.8 Lakhs per year. Credit Specialist Salaries at American Express can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 40+ American Express employees in India.

What is the estimated take home salary of a Credit Specialist at American Express in India?

The estimated take-home salary of a Credit Specialist at American Express in India typically ranges from ₹54,881 to ₹56,253 per month. This is based on the average salary range of ₹4.5 Lakhs to ₹9.8 Lakhs per year for employees with experience ranging from 1 year to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 40+ salaries received from various employees of American Express. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Specialist at American Express ?

To be a Credit Specialist at American Express in india, the key skills required include:

- Collections
- Communication Skills
- Credit Collection
- Customer Experience
- Collection Management

These skills are highly valued at American Express and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than American Express for Credit Specialist in India?

Axis Bank	₹48.0 Lakhs to ₹51.0 Lakhs per year
UBS	₹19.0 Lakhs to ₹22.0 Lakhs per year
State Bank of India	₹18.0 Lakhs to ₹22.0 Lakhs per year
HSBC Group	₹4.7 Lakhs to ₹11.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by American Express, depending on the role and experience level.

What is the salary of a Credit Specialist in companies similar to American Express in India?

The salary of a Credit Specialist at companies similar to American Express in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Citicorp	₹4.5 Lakhs to ₹8.0 Lakhs per year
JPMorgan Chase & Co.	₹3.5 Lakhs to ₹8.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Specialist at American Express in India?

The salary growth for a Credit Specialist at American Express depends on factors such as experience, performance, and promotions. On average, a Credit Specialist can expect the following growth trajectory at American Express:

Experience	Average Salary Range
1 year	₹5.0 Lakhs to ₹7.0 Lakhs per year
2 years	₹4.5 Lakhs to ₹7.7 Lakhs per year
3 years	₹4.5 Lakhs to ₹8.0 Lakhs per year
4 years	₹4.6 Lakhs to ₹7.5 Lakhs per year

and so on.

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American Express Credit Specialist Salaries

American Express Credit Specialist salary in India ranges between ₹4.5 Lakhs to ₹9.8 Lakhs with an average annual salary of ₹. Salary estimates are based on 48 American Express latest salaries received from various employees of American Express.

American Express Credit Specialist salaries in India (Updated 2025)

Companies similar to American Express for Credit Specialist

Latest annual salaries shared by American Express Credit Specialist

Experience wise American Express Credit Specialist salaries

Similar Designation salaries in American Express

Top skills at American Express for Credit Specialist

Salary related reviews for American Express

Senior Analyst in Gurgaon / Gurugram

Deputy Manager in Mumbai

Analyst in Gurgaon / Gurugram

Team Lead in Gurgaon / Gurugram

Team Lead in Kolkata

American Express Credit Specialist Salary FAQs

Tell us how to improve this page.

American Express Credit Specialist Salaries by Location