Paysense Services India Credit Officer Salaries by 4 Employees (Updated 2025)

3 - 5 years exp.

₹3 Lakhs - ₹3.5 Lakhs

Low Confidence

Avg. annual salary

Monthly In-hand Salary

14% less than the average Credit Officer Salary in FinTech Companies for 3 - 5 years of experience

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Salaries in different departments

Customer Success, Service & Operations Credit Officer Salary 3 - 5 years exp. (3 salaries)	₹2.7 L/yr - ₹3.3 L/yr
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Finance & Accounting Credit Officer Salary 4 years exp. (AmbitionBox Estimate)	₹3.2 L/yr - ₹3.9 L/yr

Last Updated: 26 Feb 2025

Companies similar to Paysense Services India for Credit Officer

Company name	Avg Annual Salary	Open Jobs
Stashfin Credit Officer Salary 1 - 8 years exp. (18 salaries)	₹2.5 L/yr - ₹4.5 L/yr 16% more
Namaste Credit Credit Officer Salary 1 - 2 years exp. (3 salaries)	₹2.4 L/yr - ₹3.8 L/yr 5% less
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Ujjivan Small Finance Bank Credit Officer Salary 0 - 8 years exp. (358 salaries)	₹1.9 L/yr - ₹6 L/yr 37% more
Equitas Small Finance Bank Credit Officer Salary 0 - 9 years exp. (276 salaries)	₹1.6 L/yr - ₹4.4 L/yr 2% less	19 job openings
HDFC Bank Credit Officer Salary 1 - 8 years exp. (252 salaries)	₹1.2 L/yr - ₹4 L/yr 18% less

Credit Officer salary at Paysense Services India ranges between ₹3 Lakhs to ₹3.5 Lakhs per year for employees with experience between 3 years to 5 years. Salary estimates are based on 4 latest salaries received from various employees of Paysense Services India.

Experience wise Paysense Services India Credit Officer salaries

Last Updated: 26 Feb 2025

Experience	Avg Annual Salary
3 years (AmbitionBox Estimate)	₹2.8 L/yr - ₹3.6 L/yr
4 years (AmbitionBox Estimate)	₹2.8 L/yr - ₹3.6 L/yr
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5 years (AmbitionBox Estimate)	₹2.8 L/yr - ₹3.6 L/yr

Similar Designation salaries in Paysense Services India

Sales Officer Salary

(4 salaries)

₹3 L/yr - ₹4 L/yr

Credit Analyst Salary

(AmbitionBox Estimate)

₹2 L/yr - ₹2.5 L/yr

Credit Underwriter Salary

(4 salaries)

₹3 L/yr - ₹3.95 L/yr

Credit Executive Salary

(4 salaries)

₹2.35 L/yr - ₹4 L/yr

Branch Manager Salary

(AmbitionBox Estimate)

₹12.2 L/yr - ₹15.6 L/yr

Deputy Manager Salary

(AmbitionBox Estimate)

₹8.3 L/yr - ₹10.6 L/yr

Sales Manager Salary

(7 salaries)

₹2.85 L/yr - ₹7.5 L/yr

Relationship Manager Salary

(14 salaries)

₹3.1 L/yr - ₹5.51 L/yr

Salary related reviews for Paysense Services India

Customer Sales Champion in Mumbai

Sales & Business Development Department

3.0

• posted on 26 May 2022

5.0

for Salary and Benefits

Likes

Salary is given on time even during COVID times people who where thrown out where paid three months salary .My job was secure I was paid regularly. So really proud of that

Salary - Excellent

+2 more

Dislikes

Work environment ,the mind set of people yes mentality does matter. Manager act as Don like the owe the company actually even they work for the company .Yes all seniors should be respected but doesn't mean they think we can be treated like door mats

Work satisfaction - Bad

+2 more

Senior Credit Associate in Mumbai

Full Time

Finance & Accounting Department

3.0

• posted on 17 Dec 2024

3.0

for Salary and Benefits

Likes

Culture is good

Dislikes

One area of concern I have is regarding the long-term awards policy. While the policy outlines certain provisions, there have been instances where the implementation did not meet the expectations set. I believe aligning the execution more closely with the stated policy would enhance employee satisfaction and trust."...

Job security - Poor

+1 more

Sales Associate in Mumbai

Full Time

Sales & Business Development Department

1.0

• posted on 13 Feb 2025

3.0

for Salary and Benefits

Likes

I used to love working with Payu gave my 500% to the company for 4 yrs but when I needed them they were no where

Dislikes

Work from home was not permitted when it was possible and needed for employees who gave their heart and soul and needed company in their bad times

Skill development - Bad

+4 more

Credit Operation Executive in Mumbai

Full Time

Customer Success, Service & Operations Department

1.0

• posted on 10 Jan 2025

1.0

for Salary and Benefits

Likes

No any good things

Dislikes

Not good experience. Not progress in this company only data entry work not given chance to growth in knowledge. only politician in team leaders and manager. very worst experience ever. Thank you

Salary - Bad

+6 more

Manager DSA Channel in New Delhi

Full Time

Sales & Business Development Department

2.0

• posted on 14 Jul 2022

2.0

for Salary and Benefits

Likes

just they collect data from DSA& decline the cases then they will fund from their company, basically its a DSA. They are more selfish than DSA.

Dislikes

Fintech company Sale slavery pattern, employee doesn't connect directly to hr, its a crime if connected, after office hours spend 6 hrs more.. Sudats also working no personal life. Business down employee reduction... Just the collect the data from. DSA, then they wil shut. No hr policies, hired under consultant thirt party.

Salary - Poor

+5 more

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My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Paysense Services India Credit Officer Salary FAQs

What is the salary of Credit Officer at Paysense Services India ?

The average salary of a Credit Officer at Paysense Services India in India typically ranges from ₹3.0 Lakhs to ₹3.5 Lakhs per year, depending on experience (from 3 years to 5 years).

The top 10% of Credit Officer at Paysense Services India earn more than ₹3.5 Lakhs per year, and the top 1% earn over ₹3.5 Lakhs per year. Credit Officer Salaries at Paysense Services India can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 Paysense Services India employees in India.

What is the estimated take home salary of a Credit Officer at Paysense Services India in India?

The estimated take-home salary of a Credit Officer at Paysense Services India in India typically ranges from ₹22,505 to ₹23,981 per month. This is based on the average salary range of ₹3.0 Lakhs to ₹3.5 Lakhs per year for employees with experience ranging from 3 years to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of Paysense Services India. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Paysense Services India for Credit Officer in India?

Ujjivan Small Finance Bank	₹1.9 Lakhs to ₹6.0 Lakhs per year
Stashfin	₹2.5 Lakhs to ₹4.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Paysense Services India, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to Paysense Services India in India?

The salary of a Credit Officer at companies similar to Paysense Services India in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Equitas Small Finance Bank	₹1.6 Lakhs to ₹4.4 Lakhs per year
Namaste Credit	₹2.4 Lakhs to ₹3.8 Lakhs per year
HDFC Bank	₹1.2 Lakhs to ₹4.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at Paysense Services India in India?

The salary growth for a Credit Officer at Paysense Services India depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at Paysense Services India:

Experience	Average Salary Range
3 years	₹2.8 Lakhs to ₹3.6 Lakhs per year
4 years	₹2.8 Lakhs to ₹3.6 Lakhs per year
5 years	₹2.8 Lakhs to ₹3.6 Lakhs per year

and so on.

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Paysense Services India Credit Officer Salaries

Paysense Services India Credit Officer salary in India ranges between ₹3 Lakhs to ₹3.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 Paysense Services India latest salaries received from various employees of Paysense Services India.