L&T Finance Chennai Credit Officer Salaries by 6 Employees

2 - 3 years exp.

₹2 Lakhs - ₹3.5 Lakhs

Avg. annual salary

Monthly In-hand Salary

21% less than the average Credit Officer Salary in NBFC Companies for 2 - 3 years of experience

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Salaries in different departments

Finance & Accounting Credit Officer Salary 2 - 3 years exp. (4 salaries)	₹2 L/yr - ₹3.5 L/yr
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BFSI, Investments & Trading Credit Officer Salary 3 years exp. (AmbitionBox Estimate)	₹2.3 L/yr - ₹3.2 L/yr

Last Updated: 16 Mar 2023

Companies similar to L&T Finance for Credit Officer in Chennai

L&T Finance Credit Officer Salary

2 - 3 years exp. (6 salaries)

₹2 L/yr - ₹3.5 L/yr

Company name	Avg Annual Salary	Open Jobs
Muthoot Fincorp Credit Officer Salary 0 - 6 years exp. (8 salaries)	₹1.3 L/yr - ₹4 L/yr 9% less
TVS Credit Credit Officer Salary 3 - 9 years exp. (5 salaries)	₹2.1 L/yr - ₹4.1 L/yr 22% less
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Muthoot Microfin Credit Officer Salary 2 - 4 years exp. (4 salaries)	₹1.8 L/yr - ₹2.7 L/yr 29% less
Five-Star Business Finance Credit Officer Salary 2 - 5 years exp. (3 salaries)	₹2.3 L/yr - ₹3 L/yr 11% less
Equitas Small Finance Bank Credit Officer Salary 0 - 9 years exp. (115 salaries)	₹1.6 L/yr - ₹4.4 L/yr 6% less	19 job openings

Credit Officer salary at L&T Finance ranges between ₹2 Lakhs to ₹3.5 Lakhs per year for employees with experience between 2 years to 3 years. Salary estimates are based on 6 latest salaries received from various employees of L&T Finance.

Experience wise L&T Finance Credit Officer salaries in Chennai

Last Updated: 16 Mar 2023

Experience	Avg Annual Salary
2 years (3 salaries)	₹2 L/yr - ₹5.4 L/yr
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3 years (3 salaries)	₹2 L/yr - ₹3.5 L/yr

Similar Designation salaries in L&T Finance

Sales Officer Salary

(12 salaries)

₹1.55 L/yr - ₹3 L/yr

Credit Executive Salary

(10 salaries)

₹2.55 L/yr - ₹3.5 L/yr

Area Credit Manager Salary

(8 salaries)

₹11.85 L/yr - ₹14.19 L/yr

Credit Manager Salary

(4 salaries)

₹4.83 L/yr - ₹9.8 L/yr

Top skills at L&T Finance for Credit Officer

Finance Home Loans housing loan home finance

Salary related reviews for L&T Finance

5.0

Rated by 1 employees for salary & benefits

Branch Manager in Hanwada

Full Time

Finance & Accounting Department

4.0

• posted on 10 Feb 2025

4.0

for Salary and Benefits

Likes

Work life Salary Skill development

Salary - Good

+4 more

Dislikes

Some kind of aggressive mentors monitoring, It's too worst to face and use some salary to work comparision words continue revert by supervisor and superior officials

Branch Manager in Madhubani

Full Time

Finance & Accounting Department

2.0

• posted on 01 Dec 2024

4.0

for Salary and Benefits

Likes

Salary credit on time in any condition

Salary - Good

+1 more

Dislikes

Leave Policy.if the senior wishes,he will make him work for 30 days in a month's.There is no Hr Policy.secondly even if you are eligible for prmotion,if your senior does not wants it then will not get promotion,and if your senior wants it but is not eligible then he will also get promotion.There is no Hr Policy at all.

Job security - Bad

+4 more

Branch Manager in Kochi

Full Time

Other Department

1.0

• posted on 01 Jul 2024

1.0

for Salary and Benefits

Likes

Nothing here to be liked

Dislikes

...ated people to save their job. If you complaints, you will be their next target. Mandatory yearly bonus is a part of your salary. Actually its not given. Always cutting your incentives.

Salary - Bad

+6 more

Branch Manager in Kusheshwar Asthan

Full Time

Sales & Business Development Department

4.0

• posted on 06 Aug 2024

4.0

for Salary and Benefits

Likes

When I was working in L&T finance I was feeling very good, I got promotion and salary benefits

Salary - Good

+1 more

Dislikes

I am telling you what happened to me, low level bosses make us work as per their wish, why is it not wrong, on small matters they tell us to resign.

Job security - Poor

+1 more

Branch Manager (working remotely)

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 20 Jan 2023

4.0

for Salary and Benefits

Likes

If you work well the company give quik promotion and good salary, Company s salary good but , benifits very worst

Salary - Good

+1 more

Dislikes

Hr benifits very worst, the higher or reporting manager are very worst people most. They like personal vanchens only.The company like employees benefits, but the reporting manager are don't care about employees benefits.communication lag in hr and employees, hr support only Regional manager concern about employees.No benifits for work this. Organisation.

Job security - Bad

+1 more

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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L&T Finance Credit Officer Salary FAQs

What is the salary of Credit Officer at L&T Finance in Chennai?

The average salary of a Credit Officer at L&T Finance in Chennai typically ranges from ₹2.0 Lakhs to ₹3.5 Lakhs per year, depending on experience (from 2 years to 3 years).

The top 10% of Credit Officer in Chennai at L&T Finance earn more than ₹3.4 Lakhs per year, and the top 1% earn over ₹3.5 Lakhs per year. Credit Officer Salaries at L&T Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 6 L&T Finance employees in India.

What is the estimated take home salary of a Credit Officer at L&T Finance in Chennai?

The estimated take-home salary of a Credit Officer at L&T Finance in Chennai typically ranges from ₹21,966 to ₹23,450 per month. This is based on the average salary range of ₹2.0 Lakhs to ₹3.5 Lakhs per year for employees with experience ranging from 2 years to 3 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 6 salaries received from various employees of L&T Finance. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Officer at L&T Finance in Chennai?

To be a Credit Officer at L&T Finance in Chennai, the key skills required include:

- Finance
- Home Loans
- housing loan
- home finance

These skills are highly valued at L&T Finance and are crucial for successful performance in a Software Engineering role.

What is the salary of a Credit Officer in companies similar to L&T Finance in Chennai?

The salary of a Credit Officer at companies similar to L&T Finance in Chennai varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Equitas Small Finance Bank	₹1.6 Lakhs to ₹4.4 Lakhs per year
Muthoot Fincorp	₹1.3 Lakhs to ₹4.0 Lakhs per year
Five-Star Business Finance	₹2.3 Lakhs to ₹3.0 Lakhs per year
TVS Credit	₹2.1 Lakhs to ₹4.1 Lakhs per year
Muthoot Microfin	₹1.8 Lakhs to ₹2.7 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at L&T Finance in Chennai?

The salary growth for a Credit Officer at L&T Finance in Chennai depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Chennai can expect the following growth trajectory at L&T Finance:

Experience	Average Salary Range
2 years	₹2.0 Lakhs to ₹5.4 Lakhs per year
3 years	₹2.0 Lakhs to ₹3.5 Lakhs per year

and so on.

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L&T Finance Credit Officer Salaries in Chennai

L&T Finance Credit Officer salary in Chennai ranges between ₹2 Lakhs to ₹3.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 6 L&T Finance latest salaries received from various employees of L&T Finance.