IBM Sme Credit Analyst salaries in India

Likes

Varied exposure. Due to lack of budget management will get most of the high end task done by you thereby increasing the exposure.

Dislikes

...agement i worked with was not skilled and GA was managed by PTP and OTC leaders Bad pay - increments and perks are really bad Office politics - no value for work if you are good at dancing or singing or anchoring management might favour you. If you are good at work they will drill you. Management company - there is no HR so the rule of manager is final. I witnessed few harassment casses wherein a female employee was abused by manager and on her complaint there was no action. No promotions - there is no 18 or 24 month criteria. Even if you are top rater they at first will make false promises of promotion and later will reject your promotion. Self centered management - the management is so self centered they even jeopardize the careers of innocent. I witnessed few cases where people were asked to resign or else threatened to be given PIP. No formal documentation of roles and responsibilities also even sometimes they mislead org chart or hierarchy. Delayed FNF - management is unaware about FNF policy or relieving formalities which result in delay of FNF. My FNF is pending for more than 2 months and after several escalations i get no resolution. Micro management and pathetic work life balance with no wfh policy. I had to fight with management to allow my team to take 1 wfh a week.

Likes

The company is open to innovation and readily adopts it. It gives individual a platform to interact with clients, which is good for personal development

Dislikes

Compensation is decent, but there is no other monetary benefit

Likes

Lot of projects available to engage people. More Onsite opportunity .

Dislikes

Skills are under utilized due to project pressure. Salary is low compared to market standard and appraisal takes lot of time. Insurance policy is poor.

Likes

No hike no appraisal only work pressure. Avg 2% hike u will get if you don't want to ruin your career join some other company or if joining ibm leave this just after 1 yr if you want your financial growth.

Dislikes

No appraisal no salary hike no band promotion, new joini will get salary more than you. No manager support, internal politics is also.

Likes

No doubt working with prestigious organisation like IBM is a eye catcher. Company will force you to learn anytime. So you will learn a lot through, learning assignment , free premium udemy, wfh facility.

Dislikes

Only Salary. What you get at the time of joining , will be fixed. No increment in any manner. There is no standard to that. So make sure ,you ask higher. They will deny on this but it is true. It is not Limited to me having 3 yrs in IBM but others who has 7 years too has the same issue.