SMFG India Credit Branch Credit Officer Salaries by 4 Employees (Updated 2025)

2 - 6 years exp.

₹1.2 Lakh - ₹4.5 Lakhs

Low Confidence

Avg. annual salary

Monthly In-hand Salary

5% more than the average Branch Credit Officer Salary in NBFC Companies for 2 - 6 years of experience

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Salaries in different departments

Finance & Accounting Branch Credit Officer Salary 4 - 6 years exp. (3 salaries)	₹1.2 L/yr - ₹3.6 L/yr
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Customer Success, Service & Operations Branch Credit Officer Salary 2 years exp. (AmbitionBox Estimate)	₹4.1 L/yr - ₹5 L/yr

Last Updated: 20 Mar 2025

Companies similar to SMFG India Credit for Branch Credit Officer

Company name	Avg Annual Salary	Open Jobs
Aye Finance Branch Credit Officer Salary 0 - 8 years exp. (151 salaries)	₹2.2 L/yr - ₹3.8 L/yr 8% less
Mahindra Rural Housing Finance Branch Credit Officer Salary 1 - 6 years exp. (22 salaries)	₹2.1 L/yr - ₹3.1 L/yr 15% less
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Aditya Birla Finance Branch Credit Officer Salary 2 - 4 years exp. (6 salaries)	₹3 L/yr - ₹4.1 L/yr 7% more
Manappuram Finance Branch Credit Officer Salary 2 - 6 years exp. (6 salaries)	₹2.8 L/yr - ₹3.4 L/yr 11% less
Muthoot Fincorp Branch Credit Officer Salary 0 - 6 years exp. (6 salaries)	₹2.5 L/yr - ₹3.2 L/yr 13% less
SK Finance Limited Branch Credit Officer Salary 4 - 10 years exp. (6 salaries)	₹3 L/yr - ₹4.7 L/yr 21% more
Fusion Microfinance Branch Credit Officer Salary 0 - 7 years exp. (4 salaries)	₹3.5 L/yr - ₹4 L/yr 15% more
Mahindra Finance Branch Credit Officer Salary 0 - 9 years exp. (4 salaries)	₹3 L/yr - ₹4.4 L/yr 10% more
Muthoot Microfin Branch Credit Officer Salary 1 - 21 years exp. (4 salaries)	₹1.3 L/yr - ₹2.3 L/yr 45% less
L&T Finance Branch Credit Officer Salary 4 - 17 years exp. (4 salaries)	₹3.1 L/yr - ₹18.1 L/yr 142% more
IIFL Finance Branch Credit Officer Salary 3 - 9 years exp. (3 salaries)	₹2.5 L/yr - ₹3.2 L/yr 10% less
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HDB Financial Services Branch Credit Officer Salary 1 - 5 years exp. (3 salaries)	₹1.7 L/yr - ₹2 L/yr 45% less

Branch Credit Officer salary at SMFG India Credit ranges between ₹1.2 Lakh to ₹4.5 Lakhs per year for employees with experience between 2 years to 6 years. Salary estimates are based on 4 latest salaries received from various employees of SMFG India Credit.

Experience wise SMFG India Credit Branch Credit Officer salaries

Last Updated: 20 Mar 2025

Experience	Avg Annual Salary
2 years (AmbitionBox Estimate)	₹1.4 L/yr - ₹4.5 L/yr
3 years (AmbitionBox Estimate)	₹3.1 L/yr - ₹3.9 L/yr
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4 years (AmbitionBox Estimate)	₹1.2 L/yr - ₹5.9 L/yr
5 years (AmbitionBox Estimate)	₹1.3 L/yr - ₹3.6 L/yr
6 years (AmbitionBox Estimate)	₹1.2 L/yr - ₹3.6 L/yr

Similar Designation salaries in SMFG India Credit

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(251 salaries)

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Senior Credit Officer Salary

(11 salaries)

₹1.43 L/yr - ₹3 L/yr

Credit Officer Salary

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₹0.95 L/yr - ₹4.5 L/yr

Area Credit Manager Salary

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₹6 L/yr - ₹23.73 L/yr

Zonal Credit Manager Salary

(3 salaries)

₹28.8 L/yr - ₹38.2 L/yr

Sales Officer Salary

(79 salaries)

₹1.2 L/yr - ₹4.5 L/yr

Deputy Credit Manager Salary

(AmbitionBox Estimate)

₹5.9 L/yr - ₹7.5 L/yr

Regional Credit Manager Salary

(14 salaries)

₹21 L/yr - ₹40 L/yr

Branch Manager Salary

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₹3.83 L/yr - ₹15 L/yr

Credit Manager Salary

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₹2.35 L/yr - ₹10.8 L/yr

Salary related reviews for SMFG India Credit

Officer in Mumbai

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 24 Mar 2023

5.0

for Salary and Benefits

Likes

I am very happy from this this company People Management, Working Pattern, Salary & Perks, Work Life Balance except other things like Learning & Development, Motivational Thoughts.

Salary - Excellent

+4 more

Dislikes

Learning & Development, Next Level (Promotion).

Skill development - Poor

+1 more

Credit Manager in Wani

BFSI, Investments & Trading Department

5.0

• posted on 04 Apr 2021

5.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Excellent

+6 more

Dislikes

Because of my health I am not able to continue working on the field and from me company work not complete on time so I have leave from Fullerton

Relationship Manager in South Karnataka

Customer Success, Service & Operations Department

4.0

• posted on 23 Jul 2021

4.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Good

+6 more

Dislikes

...ot okThere is a lot of politics and the management doesn’t address our issues. Salary is decent but career growth is slow. There is a bond of 2 years before which you cannot resign. On the job training is not given to new joinees.

Officer in Pune

BFSI, Investments & Trading Department

5.0

• posted on 31 Jul 2021

5.0

for Salary and Benefits

Likes

If you work hard then You can get anything in this org. like growth, opportunity, salary. & today i happy to share because i have worked here & it's very useful for my growth.

Salary - Excellent

+6 more

Dislikes

But here no timing limit for work.......

Credit Executive in Hyderabad / Secunderabad

Finance & Accounting Department

5.0

• posted on 11 Jan 2021

5.0

for Salary and Benefits

Likes

My work places and my mangers and company it's to good covid lockdown Schiwation also is provided salary am very provided in company employment thank you Fullerton India company ltd

Salary - Excellent

+5 more

Dislikes

Work places not good it's not adjusted setting thear..

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Experience - 5.9 Tech - React.js CTC- 13LPA Current company - TCS Offer in the process - Nagarro (19LPA) My LWD is 24th May, but I told Nagarro I can be released in 30 days. Now, should I: 1. Be honest and say I can join on 25th May? 2. Commit to 25th April and request a DOJ extension later?(By telling them some emergency) Q1). If I choose option 1, is there a risk they won’t release the offer?(As I am being hired for a particular project, so will they go for some immediate candidates?) Q2). If I choose option 2, could they revoke the offer?(As the HR told changing the DOJ in released offer letter is not possible

Nagarro offer: Kindly Help me to decide

Option 1

Option 2

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SMFG India Credit Branch Credit Officer Salary FAQs

What is the salary of Branch Credit Officer at SMFG India Credit ?

The average salary of a Branch Credit Officer at SMFG India Credit in India typically ranges from ₹1.2 Lakhs to ₹4.5 Lakhs per year, depending on experience (from 2 years to 6 years).

The top 10% of Branch Credit Officer at SMFG India Credit earn more than ₹4.5 Lakhs per year, and the top 1% earn over ₹4.5 Lakhs per year. Branch Credit Officer Salaries at SMFG India Credit can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 SMFG India Credit employees in India.

What is the estimated take home salary of a Branch Credit Officer at SMFG India Credit in India?

The estimated take-home salary of a Branch Credit Officer at SMFG India Credit in India typically ranges from ₹23,690 to ₹25,149 per month. This is based on the average salary range of ₹1.2 Lakhs to ₹4.5 Lakhs per year for employees with experience ranging from 2 years to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of SMFG India Credit. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than SMFG India Credit for Branch Credit Officer in India?

L&T Finance	₹3.1 Lakhs to ₹18.1 Lakhs per year
SK Finance Limited	₹3.0 Lakhs to ₹4.7 Lakhs per year
Fusion Microfinance	₹3.5 Lakhs to ₹4.0 Lakhs per year
Mahindra Finance	₹3.0 Lakhs to ₹4.4 Lakhs per year
Aditya Birla Finance	₹3.0 Lakhs to ₹4.1 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by SMFG India Credit, depending on the role and experience level.

What is the salary of a Branch Credit Officer in companies similar to SMFG India Credit in India?

The salary of a Branch Credit Officer at companies similar to SMFG India Credit in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Aye Finance	₹2.2 Lakhs to ₹3.8 Lakhs per year
IIFL Finance	₹2.5 Lakhs to ₹3.2 Lakhs per year
Manappuram Finance	₹2.8 Lakhs to ₹3.4 Lakhs per year
Muthoot Fincorp	₹2.5 Lakhs to ₹3.2 Lakhs per year
Mahindra Rural Housing Finance	₹2.1 Lakhs to ₹3.1 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Branch Credit Officer at SMFG India Credit in India?

The salary growth for a Branch Credit Officer at SMFG India Credit depends on factors such as experience, performance, and promotions. On average, a Branch Credit Officer can expect the following growth trajectory at SMFG India Credit:

Experience	Average Salary Range
2 years	₹1.4 Lakhs to ₹4.5 Lakhs per year
3 years	₹3.1 Lakhs to ₹3.9 Lakhs per year
4 years	₹1.2 Lakhs to ₹5.9 Lakhs per year
5 years	₹1.3 Lakhs to ₹3.6 Lakhs per year

and so on.

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SMFG India Credit Branch Credit Officer Salaries

SMFG India Credit Branch Credit Officer salary in India ranges between ₹1.2 Lakh to ₹4.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 SMFG India Credit latest salaries received from various employees of SMFG India Credit.