Annapurna Finance Credit Officer Salaries by 20+ Employees (Updated 2025)

1 - 8 years exp.

₹1.2 Lakh - ₹4 Lakhs

Avg. annual salary

Monthly In-hand Salary

22% less than the average Credit Officer Salary in NBFC Companies for 1 - 8 years of experience

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Salaries in different departments

Finance & Accounting Credit Officer Salary 1 - 8 years exp. (11 salaries)	₹2.1 L/yr - ₹3.5 L/yr
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BFSI, Investments & Trading Credit Officer Salary 2 - 8 years exp. (7 salaries)	₹2.2 L/yr - ₹4 L/yr

Last Updated: 6 Feb 2025

Companies similar to Annapurna Finance for Credit Officer

Company name	Avg Annual Salary	Open Jobs
Muthoot Fincorp Credit Officer Salary 0 - 6 years exp. (167 salaries)	₹1.3 L/yr - ₹4 L/yr 1% more
Shriram Finance Credit Officer Salary 0 - 8 years exp. (168 salaries)	₹1.2 L/yr - ₹4.5 L/yr 1% less
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Aye Finance Credit Officer Salary 0 - 7 years exp. (148 salaries)	₹2.2 L/yr - ₹4 L/yr 7% more
HDB Financial Services Credit Officer Salary 1 - 7 years exp. (119 salaries)	₹1.1 L/yr - ₹4.1 L/yr 3% less
SMFG India Credit Credit Officer Salary 0 - 6 years exp. (100 salaries)	₹1 L/yr - ₹4.5 L/yr 2% more
Muthoot Microfin Credit Officer Salary 0 - 6 years exp. (60 salaries)	₹1.4 L/yr - ₹2.7 L/yr 27% less
Aditya Birla Finance Credit Officer Salary 0 - 7 years exp. (67 salaries)	₹2.4 L/yr - ₹4.6 L/yr 24% more
IIFL Finance Credit Officer Salary 1 - 7 years exp. (56 salaries)	₹1.4 L/yr - ₹4.2 L/yr 2% more
Aavas Financiers Credit Officer Salary 1 - 5 years exp. (52 salaries)	₹1.5 L/yr - ₹4.5 L/yr 11% more
L&T Finance Credit Officer Salary 0 - 5 years exp. (47 salaries)	₹1.5 L/yr - ₹4 L/yr 14% more
SK Finance Limited Credit Officer Salary 1 - 7 years exp. (51 salaries)	₹1.6 L/yr - ₹4.5 L/yr 11% more
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Bajaj Finance Credit Officer Salary 0 - 5 years exp. (38 salaries)	₹1.9 L/yr - ₹5.5 L/yr 25% more
Mahindra Finance Credit Officer Salary 1 - 7 years exp. (32 salaries)	₹1.5 L/yr - ₹3.6 L/yr 4% less
Spandana Sphoorty Financial Credit Officer Salary 0 - 4 years exp. (27 salaries)	₹1.2 L/yr - ₹3.5 L/yr 16% less
Manappuram Finance Credit Officer Salary 1 - 11 years exp. (25 salaries)	₹2.2 L/yr - ₹4.5 L/yr 25% more
Piramal Capital Housing Finance Credit Officer Salary 1 - 7 years exp. (25 salaries)	₹1.9 L/yr - ₹6.4 L/yr 27% more
Fusion Microfinance Credit Officer Salary 1 - 6 years exp. (20 salaries)	₹2 L/yr - ₹5 L/yr 21% more
Tata Capital Credit Officer Salary 0 - 5 years exp. (20 salaries)	₹2.5 L/yr - ₹5 L/yr 15% more	1 job opening
CreditAccess Grameen Credit Officer Salary 0 - 8 years exp. (15 salaries)	₹1.8 L/yr - ₹3.5 L/yr 5% less
Svatantra Microfin Credit Officer Salary 2 - 5 years exp. (12 salaries)	₹2.5 L/yr - ₹4 L/yr 7% more

View all

Credit Officer salary at Annapurna Finance ranges between ₹1.2 Lakh to ₹4 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 23 latest salaries received from various employees of Annapurna Finance.

Latest annual salaries shared by Annapurna Finance Credit Officer

3d ago

₹4 Lakhs

6 years exp.

3mo ago

₹2.7 Lakhs

4 years exp.

3mo ago

₹3.3 Lakhs

2 years exp.

4mo ago

₹2.1 Lakhs

5 years exp.

8mo ago

₹3.5 Lakhs

3 years exp.

8mo ago

3 years exp.

10mo ago

5 years exp.

1y ago

2 years exp.

1y ago

8 years exp.

1y ago

1 year exp.

Experience wise Annapurna Finance Credit Officer salaries

Last Updated: 6 Feb 2025

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹1.2 L/yr - ₹3.5 L/yr
2 years (3 salaries)	₹1.1 L/yr - ₹3.5 L/yr
Login to view exact salary
3 years (7 salaries)	₹1.8 L/yr - ₹3.5 L/yr
4 years (5 salaries)	₹2.1 L/yr - ₹2.9 L/yr
5 years (3 salaries)	₹2.1 L/yr - ₹4 L/yr
6 years (AmbitionBox Estimate)	₹1.2 L/yr - ₹4 L/yr
7 years (AmbitionBox Estimate)	₹2.6 L/yr - ₹3.3 L/yr
8 years (AmbitionBox Estimate)	₹1.2 L/yr - ₹3.3 L/yr

View all

Similar Designation salaries in Annapurna Finance

Credit Manager Salary

(216 salaries)

₹2.65 L/yr - ₹7.05 L/yr

Sales Officer Salary

(12 salaries)

₹2.1 L/yr - ₹2.7 L/yr

Credit Analyst Salary

(4 salaries)

₹3.25 L/yr - ₹7.55 L/yr

Senior Credit Officer Salary

(3 salaries)

₹2 L/yr - ₹2.4 L/yr

Officer Salary

(AmbitionBox Estimate)

₹0.1 L/yr - ₹0.1 L/yr

Credit Executive Salary

(AmbitionBox Estimate)

₹2.3 L/yr - ₹3 L/yr

Area Credit Manager Salary

(4 salaries)

₹5 L/yr - ₹10.5 L/yr

Branch Manager Salary

(150 salaries)

₹2.05 L/yr - ₹6.25 L/yr

Deputy Manager Salary

(120 salaries)

₹2.15 L/yr - ₹7.39 L/yr

Zonal Credit Manager Salary

(8 salaries)

₹4.5 L/yr - ₹8 L/yr

Salary related reviews for Annapurna Finance

4.9

Rated by 5 employees for salary & benefits

Credit Relationship Manager in Goregaon

Full Time

Finance & Accounting Department

3.0

• posted on 07 May 2023

4.0

for Salary and Benefits

Likes

...deputy manager . It's a odisa base company means head office is in odisa State. End of the month we got salary . Reporting boss is always helpful n corporate.

Salary - Good

+3 more

Dislikes

Politics wid office staff Not corporate Credit person in Mumbai region only one staff to each branch and sales person around 6 staff wid branch manager. Daily business expected like new business and collection recovery from default and flow customer. Branch environment is not good for working.

Company culture - Poor

Deputy Manager in Bhubaneswar

Full Time

Other Department

2.0

• posted on 21 Apr 2023

1.0

for Salary and Benefits

Likes

Scope. There indeed is a lot to learn on practical aspevts but again its an individuals choice. Good to start career with such org but not a good haul to stay fr long period as you might feel stagnant.

Job security - Good

+1 more

Dislikes

Culture and baised way of salary structure. Unprofessional way of work. No value for quality work. More of a sheep or donkey rearing place. Unorganised work and heavy load with no appropriate compensation.

Salary - Bad

+4 more

Branch Credit Manager in Sonepur, Odisha

Full Time

Finance & Accounting Department

5.0

• posted on 20 Jan 2024

5.0

for Salary and Benefits

Likes

Job Security, Salary on time, Friendly Atmosphere with in own branch.

Salary - Excellent

+6 more

Dislikes

Work on Holiday, Sunday Work, Compensatory Leave will be given but you none Can able to take this. As very less leave is granted. One forcely adjust as he or she is family person and having responsibilities.

Credit Manager in Aurangabad Bihar

Finance & Accounting Department

5.0

• posted on 10 Jun 2022

5.0

for Salary and Benefits

Likes

Good working environment and culture.Teammates are supporting and the management is transparent. Smooth and easy process.

Salary - Excellent

+4 more

Dislikes

Poor salary and career growth is slow .On the job training is not given to new joiners. Increments hold of previous year that is very baad habit.

Credit Manager in Tamilnadu

Full Time

BFSI, Investments & Trading Department

2.0

• posted on 17 Jan 2022

2.0

for Salary and Benefits

Likes

Nothing to say particularly. An avg work culture needed to improve in all those dept

Job security - Good

Dislikes

Not cared about employees benefits. Like appraisal, promotion , Branch expenses from our salary, delayed reimbursements for branch expenses, no proper response from back end head office. Business oriented company, not supporting for credit dept. No challenging contests for business and credit. Last 2 years no appraisal... If you suffered fever even forced to come to office

Salary - Poor

+2 more

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Annapurna Finance Credit Officer Salary FAQs

What is the salary of Credit Officer at Annapurna Finance ?

The average salary of a Credit Officer at Annapurna Finance in India typically ranges from ₹1.2 Lakhs to ₹4.0 Lakhs per year, depending on experience (from 1 year to 8 years).

The top 10% of Credit Officer at Annapurna Finance earn more than ₹3.6 Lakhs per year, and the top 1% earn over ₹4.0 Lakhs per year. Credit Officer Salaries at Annapurna Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 20+ Annapurna Finance employees in India.

What is the estimated take home salary of a Credit Officer at Annapurna Finance in India?

The estimated take-home salary of a Credit Officer at Annapurna Finance in India typically ranges from ₹20,071 to ₹21,733 per month. This is based on the average salary range of ₹1.2 Lakhs to ₹4.0 Lakhs per year for employees with experience ranging from 1 year to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 20+ salaries received from various employees of Annapurna Finance. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Annapurna Finance for Credit Officer in India?

Bharat Financial Inclusion	₹3.0 Lakhs to ₹6.5 Lakhs per year
Piramal Capital Housing Finance	₹1.9 Lakhs to ₹6.4 Lakhs per year
Bajaj Finance	₹1.9 Lakhs to ₹5.5 Lakhs per year
Manappuram Finance	₹2.2 Lakhs to ₹4.5 Lakhs per year
Aditya Birla Finance	₹2.4 Lakhs to ₹4.6 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Annapurna Finance, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to Annapurna Finance in India?

The salary of a Credit Officer at companies similar to Annapurna Finance in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Fusion Microfinance	₹2.0 Lakhs to ₹5.0 Lakhs per year
Tata Capital	₹2.5 Lakhs to ₹5.0 Lakhs per year
L&T Finance	₹1.5 Lakhs to ₹4.0 Lakhs per year
Arohan Financial Services	₹2.7 Lakhs to ₹4.1 Lakhs per year
Aavas Financiers	₹1.5 Lakhs to ₹4.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at Annapurna Finance in India?

The salary growth for a Credit Officer at Annapurna Finance depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at Annapurna Finance:

Experience	Average Salary Range
1 year	₹1.2 Lakhs to ₹3.5 Lakhs per year
2 years	₹1.1 Lakhs to ₹3.5 Lakhs per year
3 years	₹1.8 Lakhs to ₹3.5 Lakhs per year
4 years	₹2.1 Lakhs to ₹2.9 Lakhs per year

and so on.

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Annapurna Finance Credit Officer Salaries

Annapurna Finance Credit Officer salary in India ranges between ₹1.2 Lakh to ₹4 Lakhs with an average annual salary of ₹. Salary estimates are based on 23 Annapurna Finance latest salaries received from various employees of Annapurna Finance.