American Express Senior Credit Analyst Salaries by 60+ Employees (Updated 2025)

3 - 9 years exp.

₹3.7 Lakhs - ₹14.5 Lakhs

Salary of majority employees

Fixed (82%)

₹6.7 Lakhs

Variable (18%)

₹1.5 Lakh

31% less than the average Senior Credit Analyst Salary in Financial Services Companies for 3 - 9 years of experience

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Salaries in different departments

Customer Success, Service & Operations Senior Credit Analyst Salary 3 - 9 years exp. (17 salaries)	₹4.5 L/yr - ₹15.2 L/yr
BFSI, Investments & Trading Senior Credit Analyst Salary 3 - 8 years exp. (9 salaries)	₹4.8 L/yr - ₹14.3 L/yr
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Finance & Accounting Senior Credit Analyst Salary 4 - 9 years exp. (4 salaries)	₹3.7 L/yr - ₹8 L/yr
Food, Beverage & Hospitality Senior Credit Analyst Salary 6 - 9 years exp. (4 salaries)	₹7.8 L/yr - ₹10 L/yr
Data Science & Analytics Senior Credit Analyst Salary 3 - 9 years exp. (3 salaries)	₹4 L/yr - ₹12 L/yr

View all

Last Updated: 17 Mar 2025

Companies similar to American Express for Senior Credit Analyst

Company name	Avg Annual Salary	Open Jobs
Citicorp Senior Credit Analyst Salary 3 - 9 years exp. (69 salaries)	₹14.4 L/yr - ₹27.1 L/yr 90% more
JPMorgan Chase & Co. Senior Credit Analyst Salary 4 - 7 years exp. (23 salaries)	₹5.6 L/yr - ₹22.9 L/yr 57% more
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Wells Fargo Senior Credit Analyst Salary 0 - 8 years exp. (12 salaries)	₹5 L/yr - ₹18.6 L/yr 45% more
HSBC Group Senior Credit Analyst Salary 3 - 10 years exp. (11 salaries)	₹7.2 L/yr - ₹16 L/yr 34% more
BNY Senior Credit Analyst Salary 3 - 11 years exp. (8 salaries)	₹14 L/yr - ₹22 L/yr 98% more
Northern Trust Operating Services Senior Credit Analyst Salary 1 - 6 years exp. (6 salaries)	₹7 L/yr - ₹11 L/yr 13% more
Commonwealth Bank of Australia, India Senior Credit Analyst Salary 5 - 8 years exp. (5 salaries)	₹21 L/yr - ₹24.5 L/yr 177% more
Aditya Birla Capital Senior Credit Analyst Salary 4 - 6 years exp. (5 salaries)	₹12 L/yr - ₹18.2 L/yr 86% more
Cholamandalam Investment & Finance Senior Credit Analyst Salary 4 - 8 years exp. (5 salaries)	₹3 L/yr - ₹4.2 L/yr 55% less
HDFC Sales Senior Credit Analyst Salary 9 - 14 years exp. (4 salaries)	₹3.6 L/yr - ₹8 L/yr 23% less
ANZ Operations & Technology Senior Credit Analyst Salary 3 - 14 years exp. (4 salaries)	₹7.1 L/yr - ₹13.5 L/yr 43% more
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UBS Senior Credit Analyst Salary 2 - 5 years exp. (3 salaries)	₹10 L/yr - ₹20 L/yr 63% more

Senior Credit Analyst salary at American Express ranges between ₹3.7 Lakhs to ₹14.5 Lakhs per year for employees with experience between 3 years to 9 years. Salary estimates are based on 63 latest salaries received from various employees of American Express.

Experience wise American Express Senior Credit Analyst salaries

Last Updated: 17 Mar 2025

Experience	Avg Annual Salary
3 years (7 salaries)	₹4 L/yr - ₹10 L/yr
4 years (7 salaries)	₹3.7 L/yr - ₹13.4 L/yr
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5 years (17 salaries)	₹4.5 L/yr - ₹9.8 L/yr
6 years (10 salaries)	₹6 L/yr - ₹13 L/yr
7 years (9 salaries)	₹7.4 L/yr - ₹15.2 L/yr
8 years (6 salaries)	₹4.8 L/yr - ₹11 L/yr
9 years (7 salaries)	₹7.3 L/yr - ₹12.5 L/yr

View all

From

Senior Credit Analyst

₹

Lakhs/yr

3 - 9 years exp.

Director

₹

Lakhs/yr

8 - 18 years exp.

Senior Credit Analyst

3 - 9 years exp.

Business Analyst

0 - 8 years exp.

25% hike

Assistant Manager

1 - 8 years exp.

169% hike

From

View 1 more level

Senior Credit Analyst

3 - 9 years exp.

Special Project Manager

Salary unavailable

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

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Salary related reviews for American Express

3.6

Rated by 16 employees for salary & benefits

Senior Credit Analyst in Gurgaon / Gurugram

Finance & Accounting Department

5.0

• posted on 14 Jun 2021

5.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Excellent

+6 more

Senior Analyst in Gurgaon / Gurugram

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 30 Dec 2024

5.0

for Salary and Benefits

Likes

Amex is the best company I have ever worked with, work culture, flexibility, compensation, management etc everything is superb

Salary - Excellent

+6 more

Dislikes

Amex few HR's never reply or help, when Amex ex -employee want to rejoin Amex they should help them by providing support & feedback needed. They should reply on time.

Deputy Manager in Mumbai

Full Time

Sales & Business Development Department

4.0

• posted on 06 Dec 2024

4.0

for Salary and Benefits

Likes

Salary on time and on 25th of every month, good incentives structure

Salary - Good

+2 more

Dislikes

No work life balance in sales, you get tortured on weekends also plus the growth stops once you rch a level of SRM. Rest things were fine.

Analyst in Gurgaon / Gurugram

Full Time

Data Science & Analytics Department

2.0

• posted on 12 Aug 2023

4.0

for Salary and Benefits

Likes

Salary benefits, employee benefits, free cab, Free food, snacks. Tech team is awesome. Employees are friendly at first.

Salary - Good

Dislikes

1.Managers are centric. In the name of support or help, just words. They get personal in the name of collaboration and 'blue box' values. 2.Professionalism is getting outdoors. Work is getting managed on personal calls. Long discussions on mobile because the manager has other priorities or may be time crunch. 3. Fake BRAND image when comes to culture and values. 4.Company is providing benefits but to leverage them the leader is not supporting. For my earned leaves, getting approval is not easy. 5.Employees staying here for 5-10-15 yrs. So they think they are the boss (fake swag). They can treat anyone with disrespect or say anything comes to their mind on calls or in person in the name of collaboration. 6. Politics is real here. Presentation of your work is more important here than work itself. Fake swag I told you. Never going to join this organization and recommend to anyone. Other teams/departments also has similar kind of opinion about their managers, and the culture. (Instances from cyber city gurgaon office building #5)

Skill development - Poor

+5 more

Team Lead in Gurgaon / Gurugram

Full Time

Production, Manufacturing & Engineering Department

3.0

• posted on 28 Jun 2022

4.0

for Salary and Benefits

Likes

Work from Home as of now, Salary above average.

Salary - Good

+1 more

Dislikes

Less hardly any Opportunities, No growth at all absolute 0 growth that is what I do not like about Amex, I don't like 24*7 shift either, absolute night shifts are worst.

Skill development - Bad

+1 more

see more salary related reviews

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a manager - business analyst

Shifting from Bangalore to Hyderabad

I’m working in Bangalore for last 9 years. Currently I got 2 offers. 1. CTS - Bangalore (CTC - 22.7 LPA) 2. Deloitte - Hyderabad (CTC - 24.2 LPA) Is it good move to shift to Hyderabad for Deloitte ? Is it ok to ask the HR if my base location can be changed to Bangalore ? Please share your thoughts

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American Express Senior Credit Analyst Salary FAQs

What is the salary of Senior Credit Analyst at American Express ?

The average salary of a Senior Credit Analyst at American Express in India typically ranges from ₹3.7 Lakhs to ₹14.5 Lakhs per year, depending on experience (from 3 years to 9 years).

The top 10% of Senior Credit Analyst at American Express earn more than ₹11.1 Lakhs per year, and the top 1% earn over ₹15.1 Lakhs per year. Senior Credit Analyst Salaries at American Express can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 60+ American Express employees in India.

What is the estimated take home salary of a Senior Credit Analyst at American Express in India?

The estimated take-home salary of a Senior Credit Analyst at American Express in India typically ranges from ₹60,171 to ₹61,692 per month. This is based on the average salary range of ₹3.7 Lakhs to ₹14.5 Lakhs per year for employees with experience ranging from 3 years to 9 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 60+ salaries received from various employees of American Express. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than American Express for Senior Credit Analyst in India?

Commonwealth Bank of Australia, India	₹21.0 Lakhs to ₹24.5 Lakhs per year
BNY	₹14.0 Lakhs to ₹22.0 Lakhs per year
Citicorp	₹14.4 Lakhs to ₹27.1 Lakhs per year
Aditya Birla Capital	₹12.0 Lakhs to ₹18.2 Lakhs per year
UBS	₹10.0 Lakhs to ₹20.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by American Express, depending on the role and experience level.

What is the salary of a Senior Credit Analyst in companies similar to American Express in India?

The salary of a Senior Credit Analyst at companies similar to American Express in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

JPMorgan Chase & Co.	₹5.6 Lakhs to ₹22.9 Lakhs per year
Wells Fargo	₹5.0 Lakhs to ₹18.6 Lakhs per year
ANZ Operations & Technology	₹7.1 Lakhs to ₹13.5 Lakhs per year
HSBC Group	₹7.2 Lakhs to ₹16.0 Lakhs per year
Northern Trust Operating Services	₹7.0 Lakhs to ₹11.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Senior Credit Analyst at American Express in India?

The salary growth for a Senior Credit Analyst at American Express depends on factors such as experience, performance, and promotions. On average, a Senior Credit Analyst can expect the following growth trajectory at American Express:

Experience	Average Salary Range
3 years	₹4.0 Lakhs to ₹10.0 Lakhs per year
4 years	₹3.7 Lakhs to ₹13.4 Lakhs per year
5 years	₹4.5 Lakhs to ₹9.8 Lakhs per year
6 years	₹6.0 Lakhs to ₹13.0 Lakhs per year

and so on.

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American Express Senior Credit Analyst Salaries

American Express Senior Credit Analyst salary in India ranges between ₹3.7 Lakhs to ₹14.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 63 American Express latest salaries received from various employees of American Express.

American Express Senior Credit Analyst salaries in India (Updated 2025)

Companies similar to American Express for Senior Credit Analyst

Latest annual salaries shared by American Express Senior Credit Analyst

Experience wise American Express Senior Credit Analyst salaries

Similar Designation salaries in American Express

Salary related reviews for American Express

Senior Credit Analyst in Gurgaon / Gurugram

Senior Analyst in Gurgaon / Gurugram

Deputy Manager in Mumbai

Analyst in Gurgaon / Gurugram

Team Lead in Gurgaon / Gurugram

American Express Senior Credit Analyst Salary FAQs

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American Express Senior Credit Analyst Salaries by Location