American Express Gurgaon / Gurugram Senior Credit Analyst Salaries by 20+ Employees (Updated 2025)

3 - 9 years exp.

₹4 Lakhs - ₹14.5 Lakhs

Avg. annual salary

Fixed

₹

Lakhs

Variable

₹

Lakh

Monthly In-hand Salary

39% less than the average Senior Credit Analyst Salary in Financial Services Companies for 3 - 9 years of experience

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Salaries in different departments

Customer Success, Service & Operations Senior Credit Analyst Salary 3 - 7 years exp. (8 salaries)	₹4.8 L/yr - ₹15.2 L/yr
Food, Beverage & Hospitality Senior Credit Analyst Salary 6 - 9 years exp. (4 salaries)	₹7.8 L/yr - ₹10 L/yr
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BFSI, Investments & Trading Senior Credit Analyst Salary 5 - 7 years exp. (3 salaries)	₹6.6 L/yr - ₹14.3 L/yr
Data Science & Analytics Senior Credit Analyst Salary 3 years exp. (AmbitionBox Estimate)	₹4 L/yr - ₹9.2 L/yr
Finance & Accounting Senior Credit Analyst Salary 5 years exp. (AmbitionBox Estimate)	₹6.2 L/yr - ₹8.5 L/yr

View all

Last Updated: 14 Mar 2025

Companies similar to American Express for Senior Credit Analyst in Gurgaon / Gurugram

American Express Senior Credit Analyst Salary

3 - 9 years exp. (26 salaries)

₹4 L/yr - ₹14.5 L/yr

Company name	Avg Annual Salary	Open Jobs
NatWest Group Senior Credit Analyst Salary 0 - 5 years exp. (29 salaries)	₹7.5 L/yr - ₹16 L/yr 42% more
Crisil Senior Credit Analyst Salary 2 - 8 years exp. (17 salaries)	₹9.6 L/yr - ₹18.6 L/yr 89% more	2 job openings
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WNS Senior Credit Analyst Salary 3 - 9 years exp. (13 salaries)	₹5.1 L/yr - ₹15.8 L/yr 24% more
Berkadia Senior Credit Analyst Salary 3 - 5 years exp. (9 salaries)	₹13 L/yr - ₹17 L/yr 83% more
Creditas Solutions Senior Credit Analyst Salary 3 - 6 years exp. (8 salaries)	₹3.3 L/yr - ₹4.1 L/yr 55% less

Senior Credit Analyst salary at American Express ranges between ₹4 Lakhs to ₹14.5 Lakhs per year for employees with experience between 3 years to 9 years. Salary estimates are based on 26 latest salaries received from various employees of American Express.

Latest annual salaries shared by American Express Senior Credit Analyst in Gurgaon / Gurugram

3w ago

₹6 Lakhs

6 years exp.

2mo ago

₹6 Lakhs

5 years exp.

3mo ago

₹8.5 Lakhs

6 years exp.

8mo ago

₹15.2 Lakhs

7 years exp.

10mo ago

₹10 Lakhs

9 years exp.

11mo ago

8 years exp.

1y ago

5 years exp.

1y ago

3 years exp.

1y ago

4 years exp.

Experience wise American Express Senior Credit Analyst salaries in Gurgaon / Gurugram

Last Updated: 14 Mar 2025

Experience	Avg Annual Salary
3 years (AmbitionBox Estimate)	₹6.5 L/yr - ₹8.3 L/yr
4 years (AmbitionBox Estimate)	₹6.8 L/yr - ₹8.7 L/yr
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5 years (7 salaries)	₹6 L/yr - ₹8.5 L/yr
6 years (4 salaries)	₹6 L/yr - ₹8.5 L/yr
7 years (7 salaries)	₹7.4 L/yr - ₹15.2 L/yr
8 years (AmbitionBox Estimate)	₹8.2 L/yr - ₹10.5 L/yr
9 years (AmbitionBox Estimate)	₹8.5 L/yr - ₹10.9 L/yr

View all

From

Senior Credit Analyst

₹

Lakhs/yr

3 - 9 years exp.

Director

₹

Lakhs/yr

8 - 18 years exp.

Senior Credit Analyst

3 - 9 years exp.

Business Analyst

0 - 8 years exp.

26% hike

Assistant Manager

1 - 8 years exp.

167% hike

From

View 1 more level

Senior Credit Analyst

3 - 9 years exp.

Special Project Manager

Salary unavailable

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

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Salary related reviews for American Express

3.8

Rated by 15 employees for salary & benefits

Senior Credit Analyst in Gurgaon / Gurugram

Finance & Accounting Department

5.0

• posted on 14 Jun 2021

5.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Excellent

+6 more

Senior Analyst in Gurgaon / Gurugram

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 30 Dec 2024

5.0

for Salary and Benefits

Likes

Amex is the best company I have ever worked with, work culture, flexibility, compensation, management etc everything is superb

Salary - Excellent

+6 more

Dislikes

Amex few HR's never reply or help, when Amex ex -employee want to rejoin Amex they should help them by providing support & feedback needed. They should reply on time.

Deputy Manager in Mumbai

Full Time

Sales & Business Development Department

4.0

• posted on 06 Dec 2024

4.0

for Salary and Benefits

Likes

Salary on time and on 25th of every month, good incentives structure

Salary - Good

+2 more

Dislikes

No work life balance in sales, you get tortured on weekends also plus the growth stops once you rch a level of SRM. Rest things were fine.

Analyst in Gurgaon / Gurugram

Full Time

Data Science & Analytics Department

2.0

• posted on 12 Aug 2023

4.0

for Salary and Benefits

Likes

Salary benefits, employee benefits, free cab, Free food, snacks. Tech team is awesome. Employees are friendly at first.

Salary - Good

Dislikes

1.Managers are centric. In the name of support or help, just words. They get personal in the name of collaboration and 'blue box' values. 2.Professionalism is getting outdoors. Work is getting managed on personal calls. Long discussions on mobile because the manager has other priorities or may be time crunch. 3. Fake BRAND image when comes to culture and values. 4.Company is providing benefits but to leverage them the leader is not supporting. For my earned leaves, getting approval is not easy. 5.Employees staying here for 5-10-15 yrs. So they think they are the boss (fake swag). They can treat anyone with disrespect or say anything comes to their mind on calls or in person in the name of collaboration. 6. Politics is real here. Presentation of your work is more important here than work itself. Fake swag I told you. Never going to join this organization and recommend to anyone. Other teams/departments also has similar kind of opinion about their managers, and the culture. (Instances from cyber city gurgaon office building #5)

Skill development - Poor

+5 more

Team Lead in Gurgaon / Gurugram

Full Time

Production, Manufacturing & Engineering Department

3.0

• posted on 28 Jun 2022

4.0

for Salary and Benefits

Likes

Work from Home as of now, Salary above average.

Salary - Good

+1 more

Dislikes

Less hardly any Opportunities, No growth at all absolute 0 growth that is what I do not like about Amex, I don't like 24*7 shift either, absolute night shifts are worst.

Skill development - Bad

+1 more

see more salary related reviews

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What people are saying about American Express

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an assistant product manager

Salary negotiation

What is the apprx salary bracket for band 30, associate - digital product management at Amex? my current is 12.88 and going to be 14.1 in April in my current organisation. what should i expect? and how much can i negotiate.

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American Express Senior Credit Analyst Salary FAQs

What is the salary of Senior Credit Analyst at American Express in Gurgaon / Gurugram?

The average salary of a Senior Credit Analyst at American Express in Gurgaon / Gurugram typically ranges from ₹4.0 Lakhs to ₹14.5 Lakhs per year, depending on experience (from 3 years to 9 years).

The top 10% of Senior Credit Analyst in Gurgaon / Gurugram at American Express earn more than ₹12.3 Lakhs per year, and the top 1% earn over ₹15.2 Lakhs per year. Senior Credit Analyst Salaries at American Express can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 20+ American Express employees in India.

What is the estimated take home salary of a Senior Credit Analyst at American Express in Gurgaon / Gurugram?

The estimated take-home salary of a Senior Credit Analyst at American Express in Gurgaon / Gurugram typically ranges from ₹61,349 to ₹62,904 per month. This is based on the average salary range of ₹4.0 Lakhs to ₹14.5 Lakhs per year for employees with experience ranging from 3 years to 9 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 20+ salaries received from various employees of American Express. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than American Express for Senior Credit Analyst in India?

Crisil	₹9.6 Lakhs to ₹18.6 Lakhs per year
Berkadia	₹13.0 Lakhs to ₹17.0 Lakhs per year
NatWest Group	₹7.5 Lakhs to ₹16.0 Lakhs per year
WNS	₹5.1 Lakhs to ₹15.8 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by American Express, depending on the role and experience level.

What is the salary of a Senior Credit Analyst in companies similar to American Express in Gurgaon / Gurugram?

The salary of a Senior Credit Analyst at companies similar to American Express in Gurgaon / Gurugram varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Creditas Solutions

₹3.3 Lakhs to ₹4.1 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Senior Credit Analyst at American Express in Gurgaon / Gurugram?

The salary growth for a Senior Credit Analyst at American Express in Gurgaon / Gurugram depends on factors such as experience, performance, and promotions. On average, a Senior Credit Analyst in Gurgaon / Gurugram can expect the following growth trajectory at American Express:

Experience	Average Salary Range
3 years	₹6.5 Lakhs to ₹8.3 Lakhs per year
4 years	₹6.8 Lakhs to ₹8.7 Lakhs per year
5 years	₹6.0 Lakhs to ₹8.5 Lakhs per year
6 years	₹6.0 Lakhs to ₹8.5 Lakhs per year

and so on.

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American Express Senior Credit Analyst Salaries in Gurgaon / Gurugram

American Express Senior Credit Analyst salary in Gurgaon / Gurugram ranges between ₹4 Lakhs to ₹14.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 26 American Express latest salaries received from various employees of American Express.