Bread Financial Senior Credit Analyst Reviews

Likes

Good pay when compared to its competitors, employee benefits, etc.

Dislikes

While the company may initially entice you with attractive salary packages, the overall experience leaves much to be desired. Here are the key issues: 1. Ineffective Management : Poor decision-making and unclear direction. 2. Limited Career Growth: There are no Internal Job Postings (IJPs) or avenues for upward mobility, leaving employees stagnant. 3. Favoritism and Lack of Recognition: Contributions often go unacknowledged, with favoritism playing a significant role in promotions and rewards. 4. Outdated Tools: The company relies on obsolete resources, hindering productivity and employee learning. 5. Job Insecurity: Employees face constant uncertainty about their roles and futures. 6. No Focus on Learning and Development: Training opportunities are either insufficient or non-existent, limiting professional growth. Conclusion: While the compensation may be appealing, the lack of job satisfaction, growth opportunities, work pressure and unsupportive environment outweigh the benefits. Proceed with caution if you're considering this opportunity....Read More

Work Details

Work policy: 3 days/week from office

Work days: Rotational Shift (Strict Timings)

Work related travel: This job involves Travel Within City.

Likes

I really appreciate the opportunities for growth and development at Bread Financial. The company promotes a positive work environment with strong support from both leadership and colleagues. I also enjoy the innovative projects we get to work on, which help me enhance my skills. The culture of teamwork and work-life balance is something I value a lot as well.

Dislikes

Nothing

Likes

I really enjoy the work-life balance and the recognition we receive here. The job satisfaction is high because of the excellent pay and thoughtful employees. It's clear that the company cares about us.

Dislikes

Sometimes, the IT support can be slow, which is a bit frustrating. I also wish we had more company-branded items and a better cafeteria.

Work Details

Work days: Monday to Friday (Flexible Timings)

Likes

• Exceptional work culture with a strong emphasis on employee comfort and satisfaction. • Excellent compensation packages including bonuses and awards, which are among the best in the industry. • No pressure environment, allowing for stress-free productivity and better work-life balance. • Supportive management that listens to and addresses employee concerns effectively. • Opportunities for personal and professional growth, with resources available for learning and development....Read More

Dislikes

The process for yearly increments could be more transparent and generous.

Work Details

Work days: Monday to Friday (Flexible Timings)

Likes

The company culture is top-notch, and the US team is keen on maintaining a healthy work environment here as well. New leaders are often very supportive and professional.

Dislikes

The only downside would be the small annual raises and some lack of transparency there.

Work Details

Work days: Monday to Friday (Flexible Timings)

Likes

Everything here.

Dislikes

After a point your growth is stooped position wise.

Work Details

Work policy: 2 days/week from office

Work days: Alternate Saturday off (Flexible Timings)

Work related travel: This is a desk job.

Likes

Senior Leadership team decisions and policies are employee friendly and great place to work

Dislikes

Promotions criteria and policies could be much better

Likes

Work environment

Dislikes

Everything except work environment

Likes

The HR team at Bread Financial is truly top-notch, providing unparalleled support and guidance to employees. The company values a healthy work-life balance and encourages professional growth through various opportunities for learning and development.

Dislikes

I don't have anything to note here. Nothing major.

Work Details

Work days: Monday to Friday (Flexible Timings)

Likes

Working here feels like being part of a big, supportive family. The team environment is fantastic, and there's always someone willing to lend a hand.

Dislikes

Sometimes, the pace can be a bit hectic, but it's manageable with the support around.

Work Details

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

Likes

" Incredible team support and a collaborative atmosphere. Competitive salary and top-notch benefits. Strong focus on personal and professional development."

Dislikes

" The pace is fast, which can be a bit overwhelming at times. High expectations, but they push you to be your best. Sometimes long hours, but the outcomes are rewarding."

Work Details

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

Likes

I've been empowered to take on new challenges since joining, and the support I receive from management has been phenomenal. It's a nurturing place that values everyone's contribution and fosters personal growth.

Dislikes

The workload can be intense, especially with tight deadlines. However, the sense of accomplishment is worth it.

Work Details

Work days: Monday to Friday (Flexible Timings)

Work related travel: This is a desk job.

Likes

The management team is incredible; they really care about us and make sure we're recognized for our hard work. Work-life balance is always a priority, which makes it easier to manage personal and professional life.

Dislikes

With such a focus on performance, the expectations are high, but it's nothing that can't be handled with the support provided.

Likes

I've seen how much this company focuses on creating an employee-friendly atmosphere. The work-life balance here is excellent, and the benefits are very competitive, making for a wholesome work experience.

Dislikes

an area that needs addressing is the salary structure. There are inconsistencies across different levels, where some in lower positions earn more than their seniors.

Likes

In this workplace, if you manage to make sales, it can be a lifesaver, or you need to have exceptional skills, like mastering the art of ingratiating yourself with management. However, if you're just average, the experience can be tough. It's important to assert your individuality here. If you work under someone and have no direct contact with management, your job security may be at risk.

Dislikes

The management could benefit from listening to opinions and feedback rather than blindly trusting their existing friends and team members.

Work Details

Work days: Monday to Friday (Flexible Timings)

Likes

The night shift allowance is definitely a plus here. If you're in the right team, under the right manager, it's a joy to come to work.

Dislikes

There can be a bit too much micromanagement, and the pay could be more transparent. The appraisals process needs clarity.

Work Details

Work days: Monday to Friday (Flexible Timings)