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Bread Financial
based on 191 Reviews
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Full Time
Operations Department
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Good pay when compared to its competitors, employee benefits, etc.
While the company may initially entice you with attractive salary packages, the overall experience leaves much to be desired. Here are the key issues: 1. Ineffective Management : Poor decision-making and unclear direction. 2. Limited Career Growth: There are no Internal Job Postings (IJPs) or avenues for upward mobility, leaving employees stagnant. 3. Favoritism and Lack of Recognition: Contributions often go unacknowledged, with favoritism playing a significant role in promotions and rewards. 4. Outdated Tools: The company relies on obsolete resources, hindering productivity and employee learning. 5. Job Insecurity: Employees face constant uncertainty about their roles and futures. 6. No Focus on Learning and Development: Training opportunities are either insufficient or non-existent, limiting professional growth. Conclusion: While the compensation may be appealing, the lack of job satisfaction, growth opportunities, work pressure and unsupportive environment outweigh the benefits. Proceed with caution if you're considering this opportunity....Read More
Work policy: 3 days/week from office
Work days: Rotational Shift (Strict Timings)
Work related travel: This job involves Travel Within City.
Employer’s Response
We're sorry to hear about your experience. We encourage you to engage with your People Partner (formerly HR Business Partner) so that can help address your concerns. We'll be sure to also share these details with appropriate audiences. Your voice matters and we appreciate the time spent leaving a review!
Full Time
Back Office Department
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I really enjoy the work-life balance and the recognition we receive here. The job satisfaction is high because of the excellent pay and thoughtful employees. It's clear that the company cares about us.
Sometimes, the IT support can be slow, which is a bit frustrating. I also wish we had more company-branded items and a better cafeteria.
Work days: Monday to Friday (Flexible Timings)
Employer’s Response
Thank you for stopping by to share your feedback. Your voice matters and we'll be sure to share your feedback with appropriate audiences. We encourage you to continue voicing your feedback in upcoming surveys and townhalls also! Thank you for being a valuable associate!
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Full Time
Finance Department
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Everything here.
After a point your growth is stooped position wise.
Work policy: 2 days/week from office
Work days: Alternate Saturday off (Flexible Timings)
Work related travel: This is a desk job.
Full Time
Accounting & Taxation Department
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I joined not knowing that we were going to travel a lot. Now I enjoy waking up and visiting places with my talent of carpet cleaning professionally.
Have nothing to share anything unpleasant about the company
Employer’s Response
Thanks for sharing your experience with us!
Full Time
Operations Department
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Work life balance Job satisfaction Recognition Monetary benefits including excellent pay Employee well being plans
Insufficient and inefficient IT support team Less marketing in India, due to which it's less popular No branded goodies for employees like bags, bottles, coffee mugs, etc. No in-house cafeteria
Work policy: 3 days/week from office
Work days: Monday to Friday (Flexible Timings)
Work related travel: This is a desk job.
Employer’s Response
Thanks for sharing your experience! We take feedback seriously and will be sharing the opportunity areas you listed with our leadership teams accordingly. Pleased to see you've been able to enjoy work/life balance, job satisfaction and more!
Full Time
Voice / Blended Department
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Everything is just awesome
Unable to indentify any till now
Marketing analytics Department
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People Friendly and you will always get recognized for your work
Work days: Monday to Friday (Flexible Timings)
Work related travel: This job involves Travel Within City, Travel Within Country.
Full Time
Operations Department
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Senior Leadership team decisions and policies are employee friendly and great place to work
Promotions criteria and policies could be much better
Employer’s Response
Thank you for taking time to share your feedback. It's great to see you find us a great place to work! We'll be sure to keep your feedback close as we continue to evolve and grow.
Full Time
Customer Success Department
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Shifts are worst , work load is too much
Work days: Rotational Shift (Strict Timings)
Employer’s Response
Thanks for sharing your experience of working with us as a Senior Analyst. We can appreciate that sometimes the workload can become heavy. We encourage you to engage with your leader and/or your People Partner (formerly HR Partner) regarding your workload. Thanks for being a part of the team!
Full Time
Assessment / Advisory Department
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"• Strong work-life balance. • Visible career growth for those who are dedicated. • Good benefits package. "
So far, none.
Work days: Monday to Friday (Flexible Timings)
Employer’s Response
First, thank you for all of your contributions! Second, thanks for taking a moment to share your thoughts with us and we're happy to see things are going well.
Full Time
Operations Support Department
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The management here really recognizes and rewards our efforts. It feels great to be appreciated for the hard work we put in.
I wish the healthcare options were a bit more extensive, though they cover the basics.
Work days: Monday to Friday (Flexible Timings)
Employer’s Response
Thank you for sharing your perspective. We're delighted to hear that you feel appreciated!
Full Time
Accounting & Taxation Department
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It is a great place to work.
It is always about work
Work policy: 2 days/week from office
Work days: Monday to Friday (Strict Timings)
Work related travel: This job involves Travel Within City.
Employer’s Response
Glad to hear you're enjoying many items working at Bread Financial! We encourage you to take advantage of the various resources available like with our LivingWell program to help you feel balanced, energized and optimistic about your personal journey.
Business Intelligence & Analytics Department
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Life just goes on
Pay and growth
Business Intelligence & Analytics Department
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Worst company to join. They are still very new in the Bangalore market and their hiring standards especially for managers and above are very poor. Managers and above who have been rejected elsewhere find their way at alliance data/bread financial. This company has seen 4 ceos in less than 3 years. You can check layoff.com/alliance data for more details. Only if you want to increase your package at the cost of zero learning you are most welcome here. But mind you since you will not learn anything during your stint here you may remain at the same package for quite a long time as the market doesn't thinks highly of alliance data candidates and that's my personal experience...Read More
Don't join the analytics or the IT team - your life and skills will be permanently ruined due to these terms internal politics.
Don't expect a lot of guidance in your work especially from the managers and that is due to the trash they hire from the market whom nobody wants to hire
Work days: Monday to Friday (Strict Timings)
Work related travel: This is a desk job.
Business Intelligence & Analytics Department
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No job security u can be thrown out anytime.
Work days: Monday to Friday (Flexible Timings)
Full Time
Non Voice Department
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Leads in India pressurise so much to work beyond the deadline. They need to add people but instead of adding they ask one employee to work equal to 5 employees. No work life balance in India. Leaves also they are not giving now. Lot of work stress but the leads never understand.
Work days: Rotational Shift (Flexible Timings)
Work related travel: This is a desk job.
Employer’s Response
We're sorry to hear this is your experience. We will take this feedback and make sure it gets to the appropriate department.
Full Time
Finance Department
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I really appreciate the opportunities for growth and development at Bread Financial. The company promotes a positive work environment with strong support from both leadership and colleagues. I also enjoy the innovative projects we get to work on, which help me enhance my skills. The culture of teamwork and work-life balance is something I value a lot as well.
Nothing
Employer’s Response
What a glowing review! Thank you for sharing your experience with us and we're so excited to have you on the team!
Full Time
Customer Success Department
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The HR team at Bread Financial is truly top-notch, providing unparalleled support and guidance to employees. The company values a healthy work-life balance and encourages professional growth through various opportunities for learning and development.
I don't have anything to note here. Nothing major.
Work days: Monday to Friday (Flexible Timings)
Employer’s Response
Thanks for the raving review! We truly value your feedback and are delighted to know that everything is going well!
Full Time
Customer Success Department
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Working here feels like being part of a big, supportive family. The team environment is fantastic, and there's always someone willing to lend a hand.
Sometimes, the pace can be a bit hectic, but it's manageable with the support around.
Work days: Monday to Friday (Strict Timings)
Work related travel: This is a desk job.
Employer’s Response
Thank you for sharing your appreciation of our team environment! We're excited to have you on the team!
Full Time
Software Development Department
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" Incredible team support and a collaborative atmosphere. Competitive salary and top-notch benefits. Strong focus on personal and professional development."
" The pace is fast, which can be a bit overwhelming at times. High expectations, but they push you to be your best. Sometimes long hours, but the outcomes are rewarding."
Work days: Monday to Friday (Strict Timings)
Work related travel: This is a desk job.
Employer’s Response
Thanks for your amazing review! We appreciate the recognition of collaboration, competitive salary and benefits, and the strong focus on personal and professional development!
Full Time
Technology / IT Department
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I've been empowered to take on new challenges since joining, and the support I receive from management has been phenomenal. It's a nurturing place that values everyone's contribution and fosters personal growth.
The workload can be intense, especially with tight deadlines. However, the sense of accomplishment is worth it.
Work days: Monday to Friday (Flexible Timings)
Work related travel: This is a desk job.
Employer’s Response
We can appreciate that some days can be more hectic than others! We work hard to create an environment where our associates feel empowered to thrive and we're thrilled to hear about your experience here!
Full Time
Employee Relations Department
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The management team is incredible; they really care about us and make sure we're recognized for our hard work. Work-life balance is always a priority, which makes it easier to manage personal and professional life.
With such a focus on performance, the expectations are high, but it's nothing that can't be handled with the support provided.
Employer’s Response
Thank you for the recognition of management and work-life balance. We know those two items are key to success! We appreciate you taking a moment to share how it's going.
Full Time
IT Security Department
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I've seen how much this company focuses on creating an employee-friendly atmosphere. The work-life balance here is excellent, and the benefits are very competitive, making for a wholesome work experience.
an area that needs addressing is the salary structure. There are inconsistencies across different levels, where some in lower positions earn more than their seniors.
Employer’s Response
We're always reviewing our pay structure to ensure alignment against the market to have a competitive pay rate for all. Thanks for stopping by to share your feedback and we'll be sure to share this information accordingly with appropriate audiences.
Full Time
BD / Pre Sales Department
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In this workplace, if you manage to make sales, it can be a lifesaver, or you need to have exceptional skills, like mastering the art of ingratiating yourself with management. However, if you're just average, the experience can be tough. It's important to assert your individuality here. If you work under someone and have no direct contact with management, your job security may be at risk.
The management could benefit from listening to opinions and feedback rather than blindly trusting their existing friends and team members.
Work days: Monday to Friday (Flexible Timings)
Employer’s Response
We deeply respect your voice and are glad you stopped by to share your perspective. We encourage you to connect with your leader and/or People Partner (formerly HR Business Partner) to gain further assistance with your specific concerns. Thank you for all that you do each and every day!
Full Time
General Insurance Department
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• Exceptional work culture with a strong emphasis on employee comfort and satisfaction. • Excellent compensation packages including bonuses and awards, which are among the best in the industry. • No pressure environment, allowing for stress-free productivity and better work-life balance. • Supportive management that listens to and addresses employee concerns effectively. • Opportunities for personal and professional growth, with resources available for learning and development....Read More
The process for yearly increments could be more transparent and generous.
Work days: Monday to Friday (Flexible Timings)
Employer’s Response
We appreciate you taking time to leave us a review! It's exciting to see that so many things are going well and we encourage you to continuously share your feedback in upcoming surveys and town halls. Your voice is important to us!
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