Credit Officer
Annual salary range
₹1.8 Lakh - ₹6 Lakhs
Very High Confidence 
Very High Confidence means the data is based on a large number of latest salaries.
Filter salaries byCredit Officer Salary in Customer Success, Service & Operations Department in India
based on 419
latest salaries
• updated:
19 Jan 2025
Select an experience to get the exact salary
Salary of majority employees
Experience wise Credit Officer salaries
| Years of experience | Avg. Annual Salary |
|---|---|
1
year
(67
salaries)
|  ₹1.6 L/yr - ₹4 L/yr |
2
years
(81
salaries)
| ₹1.4 L/yr - ₹4 L/yr |
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| |
3
years
(71
salaries)
| ₹1.9 L/yr - ₹5.1 L/yr |
4
years
(82
salaries)
| ₹2 L/yr - ₹4.5 L/yr |
5
years
(58
salaries)
| ₹1.7 L/yr - ₹5 L/yr |
View all salaries by experience
Credit Officer Salary in
India ranges between ₹1.8
Lakh to ₹6
Lakhs for
1 year of experience to 7 years of experience
. Salary estimates are based on
419 latest salaries received
from Credit Officer.
See latest salaries
Explore on this page
Top paying companies
Popular companies
Jobs
available
Similar designations
Salary related reviews
Top interview questions
Latest annual salaries shared by Credit Officers
1d ago
HDB Financial Services
Credit Officer
5 years exp.
2d ago
Satin Finserv
Credit Officer
4 years exp.
2d ago
NeoGrowth Credit
Credit Officer
6 years exp.
2d ago
iKORP Technology Consulting
Credit Officer
5 years exp.
2d ago
HDB Financial Services
Credit Officer
1 year exp.
2d ago
MAS Financial Services
Credit Officer
2 years exp.
2d ago
Equitas Small Finance Bank
Credit Officer
3 years exp.
2d ago
MAS Financial Services
Credit Officer
3 years exp.
3d ago
ESAF Small Finance Bank
Credit Officer
2 years exp.
3d ago
AU Small Finance Bank
Credit Officer
2 years exp.
View all latest salaries
| Company name | Avg Annual Salary | Open Jobs |
|---|---|---|
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| Company Name | Avg Annual Salary | Open Jobs |
|---|---|---|
7 -
8
yrs
exp.
(AmbitionBox Estimate)
|
₹2.8 L/yr - ₹3.6 L/yr | |
5 -
6
yrs
exp.
(AmbitionBox Estimate)
|
₹3.5 L/yr - ₹4.1 L/yr | |
Login to view exact salary
| ||
5 -
6
yrs
exp.
(AmbitionBox Estimate)
|
₹3 L/yr - ₹4.1 L/yr | |
|
4 -
5
yrs
exp.
(AmbitionBox Estimate)
|
₹2.5 L/yr - ₹2.6 L/yr | |
2 -
4
yrs
exp.
(AmbitionBox Estimate)
|
₹2.7 L/yr - ₹3.5 L/yr | |
2 -
3
yrs
exp.
(AmbitionBox Estimate)
|
₹2.5 L/yr - ₹2.7 L/yr | |
4 -
5
yrs
exp.
(AmbitionBox Estimate)
|
₹2.7 L/yr - ₹3.5 L/yr | |
1 -
2
yrs
exp.
(AmbitionBox Estimate)
|
₹2.7 L/yr - ₹3.5 L/yr | |
Login to view exact salary
| ||
0 -
1
yrs
exp.
(AmbitionBox Estimate)
|
₹2.4 L/yr - ₹3 L/yr | 1 job opening |
3 -
7
yrs
exp.
(AmbitionBox Estimate)
|
₹2.2 L/yr - ₹3.6 L/yr | |
Credit Officer Jobs in India
Credit Officer
· 3-5 years
JPMorgan Chase
Bangalore / Bengaluru
Credit Officer
· 1-3 years
Kinara Capital
₹2.5
L/yr
- ₹4.5
L/yr
Bangalore / Bengaluru
Credit Officer
· 2-7 years
MAS Rural Housing and Mortgage Finance Limited
Lunawada
Similar Designation Salaries for Credit Officer
| Designations | Avg Annual Salary |
|---|---|
Credit Manager Salary
1 -
10
years
exp.
(19.4k salaries)
| ₹3 L/yr - ₹13 L/yr |
Sales Officer Salary
1 -
10
years
exp.
(83k salaries)
| ₹1.6 L/yr - ₹6.4 L/yr |
Login to view exact salary
| |
Senior Credit Officer Salary
2 -
8
years
exp.
(1.2k salaries)
| ₹2.1 L/yr - ₹7.5 L/yr |
Officer Salary
1 -
10
years
exp.
(60.8k salaries)
| ₹2 L/yr - ₹8.5 L/yr |
Credit Analyst Salary
1 -
8
years
exp.
(7.3k salaries)
| ₹2.2 L/yr - ₹16 L/yr |
View more similar designations
Salary related reviews by similar designations like Credit Officer
HDFC Bank
Sales Officer
• posted on 12 Nov 2024
Likes
a good learning environment, strong career growth opportunities, competitive salary and benefits, a supportive work culture, good infrastructure, and a reputation for job security
read more- Salary - Good+4 more
Dislikes
high pressure sales targets, poor work-life balance, lack of career growth, and a perceived toxic work environment.
Muthoot Fincorp
Senior Manager
• posted on 21 Dec 2024
ANZ Banking Group
Senior Manager
• posted on 25 Oct 2024
Likes
Overall it is good. Salary is good as per market. Bonus apart from salary . Latest Tech
read more- Salary - Excellent+6 more
Dislikes
Contractor and consultant are treated as permanent staff while permanent staff are treated like contractors sometimes. Many times it is contractor driven which permanent staff feels bad.
read moreHDB Financial Services
Sales Officer
• posted on 01 Nov 2024
Likes
Some say that working at HDB Financial Services is a good place to start a career in lending and that they have a good work culture:
read more- Salary - Excellent+6 more
Dislikes
Some say the salary and growth level are low. No work-life balance: Some say there is no work-life balance.
read moreKotak Mahindra Bank
Senior Manager
• posted on 17 Oct 2024
Likes
Employee home loan facility for staff at lesser rate of interest ....nearly 50% less rest is ok ok
Dislikes
...ime extended working hours .....Which somewhere it disturbs work life balance... Salary hike is average and bonus depends on work
read more- Promotions - Poor+1 more
Top skills for Credit Officer
Credit Officer Salary By Locations
| Locations | Avg Annual Salary |
|---|---|
Mumbai
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹8.5 L/yr |
New Delhi
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹9 L/yr |
Login to view exact salary
| |
Bangalore / Bengaluru
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹10 L/yr |
Pune
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹6 L/yr |
Chennai
Credit Officer
1 -
7
years
exp.
| ₹1.6 L/yr - ₹5.5 L/yr |
View More
Credit Officer Salary By Industries
| Industries | Avg Annual Salary |
|---|---|
Financial Services
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹8.5 L/yr |
NBFC
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹4.1 L/yr |
Login to view exact salary
| |
Banking
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹10.9 L/yr |
FinTech
Credit Officer
1 -
7
years
exp.
| ₹2.2 L/yr - ₹4.3 L/yr |
Internet
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹4.4 L/yr |
View More
Frequently Asked Questions about Credit Officer Salaries
What is the salary of a Credit Officer in India?
Salary for a Credit Officer in India ranges between ₹1.8 Lakhs to ₹6.0 Lakhs per year. Salary estimates are based on 419 latest salaries received from various Credit Officers across industries.
What are the top paying companies that employ Credit Officers?
- NatWest Group Credit Officer Salary - ₹15.6 Lakhs per year
- IDBI Bank Credit Officer Salary - ₹14.3 Lakhs per year
- Bank of Baroda Credit Officer Salary - ₹13.7 Lakhs per year
- Citicorp Credit Officer Salary - ₹13.1 Lakhs per year
- State Bank of India Credit Officer Salary - ₹12.1 Lakhs per year
What is the starting salary for a Credit Officer in India?
Average starting Salary for Credit Officer in India is around ₹1.8 Lakhs per year (₹15.0k per month). 1 year of minimum experience is required to be a Credit Officer.
What is the highest salary for a Credit Officer in India?
Highest salary that a Credit Officer can earn is ₹20.8 Lakhs per year (₹1.7L per month).
What are the top paying industries for Credit Officer in India?
- Banking - ₹1.1 Lakhs to 50.0 Lakhs per year
- Financial Services - ₹0.1 Lakhs to 336.0 Lakhs per year
- IT Services & Consulting - ₹0.2 Lakhs to 23.0 Lakhs per year
- FinTech - ₹0.2 Lakhs to 15.0 Lakhs per year
- NBFC - ₹0.4 Lakhs to 13.7 Lakhs per year
What are the top paying cities for Credit Officer in India?
- Bangalore / Bengaluru - ₹0.2 Lakhs to 45.0 Lakhs per year
- Mumbai - ₹0.2 Lakhs to 50.0 Lakhs per year
- New Delhi - ₹0.1 Lakhs to 22.0 Lakhs per year
- Pune - ₹0.2 Lakhs to 51.0 Lakhs per year
- Chennai - ₹0.6 Lakhs to 33.0 Lakhs per year
What are the popular/top skills required to become a Credit Officer?
These are the top skills of a Credit Officer based on 36 jobs posted by employers.
- Finance
- Risk Management
- Financial Analysis
- Credit Management
- Credit Analysis
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