Credit Officer
Annual salary range
₹1.8 Lakh - ₹8 Lakhs
Very High Confidence 
Very High Confidence means the data is based on a large number of latest salaries.
Filter salaries byCredit Officer Salary in BFSI, Investments & Trading Department in India
based on 2.3k
latest salaries
• updated:
2 Dec 2024
Select an experience to get the exact salary
Salary of majority employees
Experience wise Credit Officer salaries
| Years of experience | Avg. Annual Salary |
|---|---|
1
year
(263
salaries)
|  ₹1.8 L/yr - ₹6.1 L/yr |
2
years
(426
salaries)
| ₹1.8 L/yr - ₹8 L/yr |
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| |
3
years
(474
salaries)
| ₹1.8 L/yr - ₹8 L/yr |
4
years
(432
salaries)
| ₹1.8 L/yr - ₹8 L/yr |
5
years
(366
salaries)
| ₹1.8 L/yr - ₹8 L/yr |
View all salaries by experience
Credit Officer Salary in
India ranges between ₹1.8
Lakh to ₹8
Lakhs for
1 year of experience to 7 years of experience
. Salary estimates are based on
2.3k latest salaries received
from Credit Officer.
See latest salaries
Explore on this page
Top paying companies
Popular companies
Jobs
available
Similar designations
Salary related reviews
Top interview questions
Latest annual salaries shared by Credit Officers
1d ago
Pink City Fincap
Credit Officer
6 years exp.
1d ago
Bank of Baroda
Credit Officer
6 years exp.
1d ago
Five-Star Business Finance
Credit Officer
5 years exp.
1d ago
Fly Hi Financial Services
Credit Officer
6 years exp.
2d ago
Axis Bank
Credit Officer
3 years exp.
2d ago
Non-bank Financial Institution
Credit Officer
1 year exp.
2d ago
NeoGrowth Credit
Credit Officer
3 years exp.
2d ago
Cholamandalam Investment & Finance
Credit Officer
4 years exp.
2d ago
Cholamandal
Credit Officer
3 years exp.
2d ago
HDB Financial Services
Credit Officer
4 years exp.
View all latest salaries
| Company name | Avg Annual Salary | Open Jobs |
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| Company Name | Avg Annual Salary | Open Jobs |
|---|---|---|
1 -
8
yrs
exp.
(104 salaries)
|
₹1.3 L/yr - ₹3.5 L/yr | |
0 -
9
yrs
exp.
(103 salaries)
|
₹2.3 L/yr - ₹4.2 L/yr | |
Login to view exact salary
| ||
1 -
8
yrs
exp.
(94 salaries)
|
₹2 L/yr - ₹5.1 L/yr | |
0 -
8
yrs
exp.
(83 salaries)
|
₹1.8 L/yr - ₹4.4 L/yr | |
0 -
9
yrs
exp.
(83 salaries)
|
₹1.6 L/yr - ₹4.3 L/yr | 1 job opening |
0 -
8
yrs
exp.
(71 salaries)
|
₹1.7 L/yr - ₹3.9 L/yr | |
1 -
7
yrs
exp.
(63 salaries)
|
₹1.9 L/yr - ₹5 L/yr | |
0 -
6
yrs
exp.
(61 salaries)
|
₹1.3 L/yr - ₹3.5 L/yr | |
Login to view exact salary
| ||
0 -
6
yrs
exp.
(56 salaries)
|
₹1.3 L/yr - ₹6.5 L/yr | |
1 -
6
yrs
exp.
(53 salaries)
|
₹1.7 L/yr - ₹3.8 L/yr | |
Credit Officer Jobs in India
Credit Officer
· 3-5 years
JPMorgan Chase
Bangalore / Bengaluru
Credit Officer
· 1-4 years
DEUTSCHE BANK AG
Mumbai
Credit Officer
· 0-6 years
Tata Capital Ltd
Rajapalayam
Similar Designation Salaries for Credit Officer
| Designations | Avg Annual Salary |
|---|---|
Credit Manager Salary
1 -
10
years
exp.
(20.2k salaries)
| ₹3.1 L/yr - ₹13 L/yr |
Sales Officer Salary
1 -
10
years
exp.
(81.4k salaries)
| ₹1.6 L/yr - ₹6.3 L/yr |
Login to view exact salary
| |
Senior Credit Officer Salary
2 -
8
years
exp.
(1.3k salaries)
| ₹2.1 L/yr - ₹7.5 L/yr |
Officer Salary
1 -
10
years
exp.
(60.9k salaries)
| ₹2 L/yr - ₹8.5 L/yr |
Credit Analyst Salary
1 -
8
years
exp.
(7.3k salaries)
| ₹2.2 L/yr - ₹16 L/yr |
View more similar designations
Salary reviews by Credit Officer and similar roles
Punjab and Maharashtra Co-operative Bank
Credit Officer
• posted on 22 Nov 2024
Likes
Work life balance and company culture was very good.
Dislikes
When it comes to salary and compensation it was very low as per the designations.
read moreICICI Bank
Chief Manager
• posted on 25 Oct 2024
Likes
...g you can enjoy. You have to do one thing only. Do your Job with responsibility. Nothing will bother you inprospect of Job security, salary. You are working in most established brand who care for its employees.
read moreDislikes
Nothing
Yes Bank
Sales Officer
• posted on 08 Oct 2024
Likes
Enjoyed working..got to learn..got to know a lot..worked for 2.5 years..this was my first job in life..I will never forget yes bank..now I am not working yes bank... Every time I remember, I go to the bank and meet all the staff...and I do all my bank work from Yes Bank...I will never forget the first job of my life.
read moreDislikes
I was in yes bank in me-hin company we were working in yes bank and me-hin used to make our salary but I had no problem with that...but our salary was not increasing...my reason for leaving was salary and Secondly, Shaleen Dodia, the cluster head in Borsad branch, did not know how to respect any employee. And was giving more mental torture...that is why she left working in Yes Bank.
read moreHDB Financial Services
Sales Officer
• posted on 29 Sep 2024
Likes
Working in Hdb is very good 😊 Easy Loans Quick Process Good Environment Good incentive And etc
Dislikes
...n pressure and customer don't pay emi you self fund on emi and pay customer emi. Where employee is 10k salary where he pay customer emi this thing is worst.Then senior Demanding Higher Targets Example - Your new joined and your 1st month Target is 10 lakh and you achieved target senior Demanding next month 20 lakh and your not achieved target senior denied you to take leave and 1st Saturday Sunday is off senior say doing work in market.Company Is continue doing work on Saturday Sunday all employees are frusted there is no social and life balance.There Is very office Politics.Where some employees doing nothing senior don't say anything there employees all target pending login pending and collection pending those employees Senior Don't say anything and some employee doing 1 loan in month and some do many more but who did more company demand more and who don't do more company don't want more.this is very big problem in this company.There is no Senior Support Who talk upper level senior for discussion some case.All thing Doing self Login to Disbursement .Customer Service Is very worst .
read moreKotak Mahindra Bank
Senior Manager
• posted on 17 Oct 2024
Likes
Employee home loan facility for staff at lesser rate of interest ....nearly 50% less rest is ok ok
Dislikes
...ime extended working hours .....Which somewhere it disturbs work life balance... Salary hike is average and bonus depends on work
read moreTop skills for Credit Officer
Credit Officer Salary By Locations
| Locations | Avg Annual Salary |
|---|---|
Mumbai
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹8.5 L/yr |
New Delhi
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹9 L/yr |
Login to view exact salary
| |
Bangalore / Bengaluru
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹10 L/yr |
Pune
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹5.8 L/yr |
Chennai
Credit Officer
1 -
7
years
exp.
| ₹1.7 L/yr - ₹6 L/yr |
View More
Credit Officer Salary By Industries
| Industries | Avg Annual Salary |
|---|---|
Financial Services
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹8.5 L/yr |
Banking
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹10.5 L/yr |
Login to view exact salary
| |
NBFC
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹4 L/yr |
Internet
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹4.5 L/yr |
Insurance
Credit Officer
1 -
7
years
exp.
| ₹1.6 L/yr - ₹3.5 L/yr |
View More
Frequently Asked Questions about Credit Officer Salaries
What is the salary of a Credit Officer in India?
Salary for a Credit Officer in India ranges between ₹1.8 Lakhs to ₹8.0 Lakhs per year. Salary estimates are based on 2.3k latest salaries received from various Credit Officers across industries.
What are the top paying companies that employ Credit Officers?
- NatWest Group Credit Officer Salary - ₹15.6 Lakhs per year
- Bank of Baroda Credit Officer Salary - ₹13.4 Lakhs per year
- State Bank of India Credit Officer Salary - ₹12.3 Lakhs per year
- Federal Bank Credit Officer Salary - ₹10.9 Lakhs per year
- Karur Vysya Bank Credit Officer Salary - ₹10.4 Lakhs per year
What is the starting salary for a Credit Officer in India?
Average starting Salary for Credit Officer in India is around ₹1.8 Lakhs per year (₹15.0k per month). 1 year of minimum experience is required to be a Credit Officer.
What is the highest salary for a Credit Officer in India?
Highest salary that a Credit Officer can earn is ₹20.8 Lakhs per year (₹1.7L per month).
What are the top paying industries for Credit Officer in India?
- Banking - ₹1.2 Lakhs to 50.0 Lakhs per year
- IT Services & Consulting - ₹0.2 Lakhs to 43.5 Lakhs per year
- Financial Services - ₹0.1 Lakhs to 336.0 Lakhs per year
- FinTech - ₹0.2 Lakhs to 15.0 Lakhs per year
- NBFC - ₹0.4 Lakhs to 13.7 Lakhs per year
What are the top paying cities for Credit Officer in India?
- Mumbai - ₹0.2 Lakhs to 50.0 Lakhs per year
- Bangalore / Bengaluru - ₹0.2 Lakhs to 45.0 Lakhs per year
- New Delhi - ₹0.1 Lakhs to 22.0 Lakhs per year
- Pune - ₹0.2 Lakhs to 51.0 Lakhs per year
- Chennai - ₹0.6 Lakhs to 33.0 Lakhs per year
What are the popular/top skills required to become a Credit Officer?
These are the top skills of a Credit Officer based on 42 jobs posted by employers.
- Finance
- Risk Management
- Credit Analysis
- Credit Management
- Personal Loans
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Popular Calculators
Credit Officer Interview Questions
based on 194 interviews
Q1.
In this round HR ask question from my CV.
Q2.
How can handle HL and LAP product
Q3.
What is difference between housing loan and mortgage loan
Q4.
Which one is eligible for housing and mortgage loan and other loan
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