Credit Officer
Annual salary range
₹1.7 Lakh - ₹5.8 Lakhs
Very High Confidence 
Very High Confidence means the data is based on a large number of latest salaries.
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Filter salaries byCredit Officer Salary in Chennai
based on 363
latest salaries
• updated:
20 Feb 2025
Select an experience to get the exact salary
Salary of majority employees
Experience wise Credit Officer salaries
| Years of experience | Avg. Annual Salary |
|---|---|
1
year
(46
salaries)
|  ₹1.5 L/yr - ₹3.5 L/yr |
2
years
(77
salaries)
| ₹1.6 L/yr - ₹3.5 L/yr |
Login to view exact salary
| |
3
years
(71
salaries)
| ₹1.9 L/yr - ₹4.2 L/yr |
4
years
(72
salaries)
| ₹2 L/yr - ₹3.7 L/yr |
5
years
(48
salaries)
| ₹2 L/yr - ₹7 L/yr |
View all salaries by experience
Credit Officer Salary in
Chennai ranges between ₹1.7
Lakh to ₹5.8
Lakhs for
1 year of experience to 7 years of experience
. Salary estimates are based on
363 latest salaries received
from Credit Officer.
See latest salaries
Credit Officer salaries in different departments
| Department | Avg Annual Salary |
|---|---|
Finance & Accounting
Credit Officer Salary
1 - 7
years
exp.
(117
salaries)
| ₹1.8 L/yr - ₹4.8 L/yr |
Login to view exact salary
| |
BFSI, Investments & Trading
Credit Officer Salary
1 - 7
years
exp.
(107
salaries)
| ₹1.7 L/yr - ₹5.5 L/yr |
View all departments salaries
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Top paying companies
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available
Similar designations
Salary related reviews
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Latest annual salaries shared by Credit Officers
1d ago
HDB Financial Services
Credit Officer
5 years exp.
2d ago
Satin Finserv
Credit Officer
4 years exp.
2d ago
NeoGrowth Credit
Credit Officer
6 years exp.
2d ago
iKORP Technology Consulting
Credit Officer
5 years exp.
2d ago
HDB Financial Services
Credit Officer
1 year exp.
2d ago
MAS Financial Services
Credit Officer
2 years exp.
2d ago
Equitas Small Finance Bank
Credit Officer
3 years exp.
2d ago
MAS Financial Services
Credit Officer
3 years exp.
3d ago
ESAF Small Finance Bank
Credit Officer
2 years exp.
3d ago
AU Small Finance Bank
Credit Officer
2 years exp.
View all latest salaries
| Company name | Avg Annual Salary | Open Jobs |
|---|---|---|
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| Company Name | Avg Annual Salary | Open Jobs |
|---|---|---|
1 -
4
yrs
exp.
.
Chennai
(6 salaries)
|
₹2.4 L/yr - ₹4 L/yr | |
2 -
3
yrs
exp.
.
Chennai
(6 salaries)
|
₹2 L/yr - ₹3.5 L/yr | |
Login to view exact salary
| ||
1 -
8
yrs
exp.
.
Chennai
(6 salaries)
|
₹2.1 L/yr - ₹2.5 L/yr | |
2 -
10
yrs
exp.
.
Chennai
(5 salaries)
|
₹2 L/yr - ₹3.5 L/yr | |
1 -
5
yrs
exp.
.
Chennai
(5 salaries)
|
₹1.8 L/yr - ₹3.9 L/yr | |
3 -
5
yrs
exp.
.
Chennai
(5 salaries)
|
₹2.2 L/yr - ₹2.5 L/yr | |
2 -
4
yrs
exp.
.
Chennai
(5 salaries)
|
₹2.3 L/yr - ₹3.5 L/yr | |
4 -
7
yrs
exp.
.
Chennai
(5 salaries)
|
₹3 L/yr - ₹6 L/yr | |
Login to view exact salary
| ||
3 -
7
yrs
exp.
.
Chennai
(5 salaries)
|
₹5.1 L/yr - ₹15.4 L/yr | |
0 -
7
yrs
exp.
.
Chennai
(5 salaries)
|
₹3.4 L/yr - ₹4 L/yr | |
Credit Officer Jobs in Chennai
Credit Officer
· 2-5 years
The Indian Hotels Company Limited
Mumbai
Credit Officer
· 7-12 years
DEUTSCHE BANK AG
Mumbai
Credit Officer
· 5-20 years
Axis Bank
Similar Designation Salaries for Credit Officer
| Designations | Avg Annual Salary |
|---|---|
Credit Manager Salary
1 -
9
years
exp.
(863 salaries)
| ₹3.3 L/yr - ₹14.2 L/yr |
Sales Officer Salary
1 -
10
years
exp.
(2.7k salaries)
| ₹1.5 L/yr - ₹6.5 L/yr |
Login to view exact salary
| |
Senior Credit Officer Salary
2 -
8
years
exp.
(61 salaries)
| ₹2.5 L/yr - ₹6.5 L/yr |
Officer Salary
1 -
9
years
exp.
(3.4k salaries)
| ₹1.7 L/yr - ₹16.9 L/yr |
Credit Analyst Salary
1 -
7
years
exp.
(498 salaries)
| ₹2.3 L/yr - ₹15 L/yr |
View more similar designations
Salary related reviews by similar designations like Credit Officer
HDB Financial Services
Sales Officer in Barpeta
• posted on 01 Nov 2024
Likes
Some say that working at HDB Financial Services is a good place to start a career in lending and that they have a good work culture:
read more- Salary - Excellent
+6 more
Dislikes
Some say the salary and growth level are low. No work-life balance: Some say there is no work-life balance.
read moreICICI Bank
Credit Manager in Chennai
• posted on 01 Jan 2025
Likes
Will get bonus irrespective of performance.
- Job security - Excellent
+1 more
Dislikes
Grading system based on colleges and not based on performance
- Skill development - Poor
+1 more
L&T Finance
Senior Manager in Mumbai
• posted on 24 Jan 2025
Likes
The work culture is dramatically different from before after the Leadership change. It’s all about work life balance and flexibility now.
read more- Work-life balance - Good
Dislikes
While the work culture has improved there’s now a decline in opportunities for salary growth and promotions.
read more- Skill development - Poor
+4 more
HDFC Bank
Sales Officer in Kolkata
• posted on 12 Nov 2024
Likes
a good learning environment, strong career growth opportunities, competitive salary and benefits, a supportive work culture, good infrastructure, and a reputation for job security
read more- Salary - Good
+4 more
Dislikes
high pressure sales targets, poor work-life balance, lack of career growth, and a perceived toxic work environment.
Muthoot Fincorp
Senior Manager in Chennai
• posted on 21 Dec 2024
Top skills for Credit Officer
Credit Officer Salary In Other Locations
| Locations | Avg Annual Salary |
|---|---|
Mumbai
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹8.5 L/yr |
New Delhi
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹9 L/yr |
Login to view exact salary
| |
Bangalore / Bengaluru
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹10 L/yr |
Pune
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹5.6 L/yr |
Jaipur
Credit Officer
1 -
7
years
exp.
| ₹1.7 L/yr - ₹4.2 L/yr |
View More
Credit Officer Salary By Industries
| Industries | Avg Annual Salary |
|---|---|
Financial Services
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹8 L/yr |
NBFC
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹4.2 L/yr |
Login to view exact salary
| |
Banking
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹10.3 L/yr |
Internet
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹4.5 L/yr |
Insurance
Credit Officer
1 -
7
years
exp.
| ₹1.7 L/yr - ₹3.5 L/yr |
View More
Frequently Asked Questions about Credit Officer Salaries
What is the salary of a Credit Officer in India?
Salary for a Credit Officer in India ranges between ₹1.7 Lakhs to ₹5.8 Lakhs per year. Salary estimates are based on 363 latest salaries received from various Credit Officers across industries.
What are the top paying companies that employ Credit Officers?
- Bank of Baroda Credit Officer Salary - ₹14.1 Lakhs per year
- Citicorp Credit Officer Salary - ₹13.3 Lakhs per year
- State Bank of India Credit Officer Salary - ₹12.1 Lakhs per year
- Federal Bank Credit Officer Salary - ₹10.8 Lakhs per year
- Karur Vysya Bank Credit Officer Salary - ₹10.6 Lakhs per year
What is the starting salary for a Credit Officer in India?
Average starting Salary for Credit Officer in India is around ₹1.7 Lakhs per year (₹14.2k per month). 1 year of minimum experience is required to be a Credit Officer.
What is the highest salary for a Credit Officer in India?
Highest salary that a Credit Officer can earn is ₹20.0 Lakhs per year (₹1.7L per month).
What are the top paying industries for Credit Officer in India?
- IT Services & Consulting - ₹2.2 Lakhs to 6.5 Lakhs per year
- Banking - ₹1.2 Lakhs to 16.0 Lakhs per year
- Financial Services - ₹1.3 Lakhs to 12.7 Lakhs per year
- NBFC - ₹1.2 Lakhs to 9.4 Lakhs per year
- FinTech - ₹0.6 Lakhs to 4.1 Lakhs per year
What are the top paying cities for Credit Officer in India?
- Mumbai - ₹0.2 Lakhs to 50.0 Lakhs per year
- Bangalore / Bengaluru - ₹0.2 Lakhs to 45.0 Lakhs per year
- New Delhi - ₹0.1 Lakhs to 22.0 Lakhs per year
- Pune - ₹0.2 Lakhs to 51.0 Lakhs per year
- Chennai - ₹0.6 Lakhs to 33.0 Lakhs per year
What are the popular/top skills required to become a Credit Officer?
These are the top skills of a Credit Officer based on 46 jobs posted by employers.
- Finance
- Risk Management
- Financial Analysis
- Personal Loans
- Credit Analysis
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