Monthly Expenses!

I'm curious about what it takes to maintain a middle-to-upper-middle-class lifestyle for a family. How much do you all typically spend each month on the following: Rent or Mortgage: How much do you shell out for your home? Groceries and Food Entertainment: How much do you spend on movies, outings, and other fun activities? Medical Expenses: What are your average healthcare costs? Travel: How often do you travel, and what does it cost? Do you have any other regular expenses, like gifts, electronics, or utilities? Let's share our experiences and get a better idea of what it takes to live comfortably.

an assistant manager

5mo

Our monthly expense is around 80-90k per month including 3 domestic travels 1 of which is to our hometown (providing the increasing flight cost it is easily 6-8k pm) Our major is rent for a spacious 3 BHK in a big society. Then it is house help. Son has yet to start a mainstream school so his school cost (he goes to a local Montessori school - nursery) is not much right now. - total is around 50k Rest goes to grocery, entertainment, day trips, fuel, medical and miscellaneous. We consciously try to maintain a simple lifestyle. Since I do not like to go to shopping malls and restaurants and my wife is aligned with my lifestyle choices we have minimal expenses regarding eating out and purchases. But we do buy premium vegetables and fruits and ghee and spices - preferably organic. We try to play with the kid outside so we don’t buy expensive toys for him as well. We cook ourselves and don’t order outside food much. Once we move to our apartment I feel we could bring the expenses down to 50k.

an assistant manager

5mo

user 2

Idhr log expenses share krrhe ya bas random number leke flex krne ka try krrhe 🤡

a sales executive

5mo (edited)

I am middle class and from Tier-2 city. I am spending around 40-50 k for maintaining a standard lifestyle..

a team lead

5mo

School and extra curricular classes (swimming, dancing, blah) - 50k per month 2 maids - 35k per month Moved from 2bhk to 3bhk - 15k extra Toys, books, etc including gifts for other birthdays - 10k Don't track food, groceries, vacations, vaccinations, etc

a sales executive

5mo (edited)

user 2

1 kid, not kids, going to a good private CBSE school. No rent/Emi, own house. Rest all checks out. We spend 80k-100k on an average. Tier 1 city. Car is a petrol guzzler 6 seater elephant. 6-8k a month. Maid for utensils & cleaning. Cook for cooking meals. 8k a month. Groceries - we do eat good things. Fruits - best of the lot. Never care about prices there. We buy from the weekly mandi though, not on Zepto. But still, vegetables and fruits is almost 8k a month. Rest of the groceries - 10k I guess? We eat like biryani rice on daily basis (120/ kg ones). I'm talking things like dates, granola, epigamia. Blue Tokai coffee, not instant. You get the drift. School fees - 20k. Rest is clothes, shopping. We do 1-2 domestic trips an year and 1 international. How do I know all this? We got married 9 years ago and both of us are earning and my wife is a developer .We have been writing all our expenses in a Google sheet from day 01. I can tell you how much did I recharge my/ wife's phone with in October 2015 because we've a record. Nothing fancy, just date, expense name and amount. We review it every 6 months to see where are we spending, what is unnecessary and should be cut. Although our incomes have risen and we're more than comfortable, it's just fun to review and plan expenses. Hope it helped :)

p1x3l

5mo

works at

PwC

Ooh bhai Kitna showoff ho rakha hai idhar koi Premium Vegetables kha raha hai, koi 35K ka maids rakha hai, koi kah raha hai 'we eat good things 😄

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a senior executive

3mo

Kya karne hai janke ....account mein transfer kar rahe ho kyaaa??

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