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Navi Technologies
2.8
based on 253 Reviews
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Company Overview
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Working at Navi Technologies
Company Summary
Money lending platform for instant loans with a paperless process
Overall Rating
2.8/5
based on 253 reviews
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24% below
industry average
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Critically rated for
Job security, Company culture, Work-life balance
Work Policy
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Work from office
84% employees reported
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Monday to Friday
57% employees reported
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Flexible timing
65% employees reported
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No travel
70% employees reported
View detailed work policy
Top Employees Benefits
Free meal
14 employees reported
Cafeteria
10 employees reported
Office gym
9 employees reported
Child care facility
6 employees reported
View all benefits
About Navi Technologies
Founded in2018 (7 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
India HeadquartersBangalore,Karnataka, India
Office Locations
Websitenavi.com
Primary Industry
Other Industries
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View in video summary
Navi is the latest venture by Sachin Bansal (formerly co-founder of Flipkart, India’s largest e-commerce player) and Ankit Agarwal (formerly a banker with Deutsche Bank and Bank of America) that plans on making financial services simple, transparent, and accessible to all.
Navi has taken a technology-driven and customer-centric approach to launch products in the financial services space.
Founded in Dec 2018, Navi started with Digital Lending, and has served over 1.5 lac customers with our wholly-owned NBFC subsidiary ‘Navi Finserv’. In only 3 months post its launch it became one of the largest lending apps in the country.
Shortly after, Navi launched General Insurance with our health insurance app, where we guarantee cashless claim approvals in under 20 mins with over 10,000+ hospitals in India.
Navi has also ventured into Micro-Financing (through its wholly-owned MFI-NBFC- ‘Chaitanya India’) and has served 5 lac+ customers across 8 states and an AUM of 1.3 thousand Cr.
Navi has taken a technology-driven and customer-centric approach to launch products in the financial services space.
Founded in Dec 2018, Navi started with Digital Lending, and has served over 1.5 lac customers with our wholly-owned NBFC subsidiary ‘Navi Finserv’. In only 3 months post its launch it became one of the largest lending apps in the country.
Shortly after, Navi launched General Insurance with our health insurance app, where we guarantee cashless claim approvals in under 20 mins with over 10,000+ hospitals in India.
Navi has also ventured into Micro-Financing (through its wholly-owned MFI-NBFC- ‘Chaitanya India’) and has served 5 lac+ customers across 8 states and an AUM of 1.3 thousand Cr.
Navi Technologies Ratings
based on 253 reviews
Overall Rating
2.8/5
How AmbitionBox ratings work?
5
65
4
31
3
30
2
33
1
94
Category Ratings
3.5
Salary
2.7
Skill development
2.6
Promotions
2.6
Work satisfaction
2.5
Work-life balance
2.4
Company culture
2.1
Job security
Navi Technologies is rated 2.8 out of 5 stars on AmbitionBox, based on 253 company reviews.This rating reflects a below average employee experience, indicating poor satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Navi Technologies
based on 229 reviews
2.9
Rated by 62 Women
Rated 3.3 for Salary and 2.9 for Skill development
2.7
Rated by 167 Men
Rated 3.6 for Salary and 2.7 for Skill development
Work Policy at Navi Technologies
based on 31 reviews in last 6 months
Work from office
84%
Permanent work from home
10%
Hybrid
6%
Navi Technologies Reviews
Top mentions in Navi Technologies Reviews
+ 5 more
Compare Navi Technologies with Similar Companies
Change Company | Change Company | Change Company | ||
---|---|---|---|---|
Overall Rating | 2.8/5 based on 253 reviews | 4.0/5 based on 10.7k reviews | 3.4/5 based on 1.9k reviews | 3.3/5 based on 7.4k reviews |
Highly Rated for | No highly rated category | Skill development Salary Job security | No highly rated category | No highly rated category |
Critically Rated for | Job security Company culture Work-life balance | No critically rated category | Job security Promotions Company culture | Job security Promotions Company culture |
Primary Work Policy | Work from office 84% employees reported | Work from office 60% employees reported | Work from office 79% employees reported | Work from office 48% employees reported |
Rating by Women Employees | 2.9 Poor rated by 62 women | 3.9 Good rated by 1.9k women | 3.5 Good rated by 229 women | 3.2 Average rated by 616 women |
Rating by Men Employees | 2.7 Poor rated by 167 men | 4.0 Good rated by 7.9k men | 3.4 Average rated by 1.5k men | 3.3 Average rated by 6.3k men |
Job security | 2.1 Poor | 3.8 Good | 2.8 Poor | 2.7 Poor |
View more
Navi Technologies Salaries
Navi Technologies salaries have received with an average score of 3.5 out of 5 by 253 employees.
Business Analyst
(40 salaries)
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₹15 L/yr - ₹30 L/yr
Collections Executive
(32 salaries)
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₹2.2 L/yr - ₹4.9 L/yr
Sde1
(31 salaries)
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₹18 L/yr - ₹27.7 L/yr
Software Developer
(31 salaries)
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₹20 L/yr - ₹37 L/yr
Team Lead
(29 salaries)
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₹4 L/yr - ₹10.5 L/yr
Product Manager
(26 salaries)
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₹30.8 L/yr - ₹48 L/yr
Software Engineer
(22 salaries)
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₹19 L/yr - ₹46 L/yr
SME
(21 salaries)
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₹5 L/yr - ₹9.7 L/yr
Software Development Engineer
(21 salaries)
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₹14 L/yr - ₹33 L/yr
Software Development Engineer II
(21 salaries)
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₹28 L/yr - ₹49 L/yr
Navi Technologies Interview Questions
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Top Navi Technologies interview questions and answers
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Navi Technologies Jobs
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Navi Technologies News
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Navi Group Eyes IPO in FY26 Amid Strong Growth Plans
- NBFC Navi Group, led by Flipkart co-founder Sachin Bansal, is eyeing an IPO in the second half of FY26.
- Discussions with merchant bankers have been initiated to determine the optimal timing for the IPO.
- Navi Finserv, the lending arm of Navi Group, aims to achieve a balanced loan book and expand into retail and MSME lending.
- Navi envisions becoming a top-tier non-bank lender with assets under management exceeding ₹50,000 crore.
Startup Story | 19 Feb, 2025

Navi Restarts IPO Preparations, Eyes Launch In Second Half Of FY26
- Sachin Bansal-led fintech unicorn Navi has initiated discussions with merchant bankers for its IPO.
- Valuation and other details have not been finalized.
- The IPO launch is expected to happen in the second half of FY26.
- Navi is a financial services company founded in 2018 by Flipkart cofounder Sachin Bansal and Ankit Agarwal.
Inc42 | 18 Feb, 2025

Sachin Bansal Resigns As Chief Executive Officer Of Navi Technologies
- Sachin Bansal has resigned from his post of chief executive officer of Navi Technologies Ltd.
- Rajiv Naresh and Abhishek Dwivedi have been appointed as the new CEOs of Navi Technologies and Navi Finserv, respectively.
- The restructuring aims to focus on long-term growth and expand operations.
- Navi Group offers various financial services and solutions in lending, payments, asset management, and general insurance.
Bloomberg Quint | 15 Feb, 2025
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Navi founder and CEO Sachin Bansal Steps down, company appoints new CEOs
- Navi Group has appointed Rajiv Naresh as the new CEO of Navi Technologies Limited and Abhishek Dwivedi as the new CEO of Navi Finserv Limited.
- The founder, Sachin Bansal, will step down as CEO but remain executive chairman, focusing on guiding the group's direction and strategy.
- The appointments of Naresh and Dwivedi aim to make Navi a key player in financial services, with Naresh managing non-lending businesses and Dwivedi leading lending operations.
- The leadership change is a strategic milestone to sharpen the focus on long-term growth and improve company performance.
VIE Stories | 15 Feb, 2025
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From surveillance to video intelligence; Fostering the next generation of soonicorns
- Navi Group Co-founder Sachin Bansal steps down as CEO of subsidiaries, transitioning to Executive Chairman role.
- Canva expands in India with localized content and AI tools, as Indian users create over 666 million designs.
- Venture capitalists invested $110 billion in AI startups in 2026, with winners of the race uncertain.
- YouTube's 20th anniversary raises questions on the total content and data secrecy held by Google.
- VOGIC AI, a video intelligence startup, transforms raw video into searchable knowledge base using AI.
- It operates on scalable AI SaaS model with plans to raise institutional funding and expand globally.
- Marico Innovation Foundation aims to nurture soonicorns in clean tech, plastic waste management, and agritech sectors.
- The foundation supports startups towards achieving a Rs 100-crore annual revenue milestone.
- India's queer community faces challenges celebrating love due to legal and societal barriers.
- Despite hurdles, social media is aiding in showcasing diverse forms of love and offering hope to the younger generation.
Yourstory | 15 Feb, 2025
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Navi founder and CEO Sachin Bansal resigns, company appoints new CEOs
- Navi Group has named Rajiv Naresh as CEO of Navi Technologies Ltd. and Abhishek Dwivedi as CEO of Navi Finserv Ltd.
- Both Naresh and Dwivedi have been part of Navi's founding team for six years and have held various senior roles within the company.
- The Reserve Bank of India recently lifted a temporary restriction on Navi Finserv's lending, allowing the company to resume loan approvals.
- Founder Sachin Bansal will step down as CEO and focus on guiding the group's overall direction and strategy as executive chairman.
ISN | 15 Feb, 2025
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Navi Group's Founding Members To Take Reigns Of Two Units As CEOs
- Sachin Bansal-promoted Navi Group has appointed Rajiv Naresh as the CEO of Navi Technologies Ltd. and Abhishek Dwivedi as the CEO of Navi Finserv Ltd.
- Sachin Bansal will continue to serve as the executive chairman of the Navi Group.
- Navi Finserv, which was under RBI's restriction, had the restriction lifted in December 2024.
- This restructuring allows Navi Group to focus on long-term growth, with Bansal focusing on strategic vision, fund-raising, and risk management, along with driving Navi's tech segment.
Bloomberg Quint | 14 Feb, 2025
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Navi’s Sachin Bansal Steps Down From CEO Role
- Sachin Bansal has stepped down from the role of CEO of Navi Technologies and Navi Finserv.
- Rajiv Naresh has been appointed as the CEO of Navi Technologies and Abhishek Dwivedi as the CEO of Navi Finserv.
- Bansal will continue to be the executive chairman of the Navi Group.
- Bansal will focus on Navi's long-term strategies, expansion opportunities, fundraising, and enhancing compliance and risk management.
Inc42 | 14 Feb, 2025

Navi Group reshuffles leadership, Sachin Bansal appointed executive chairman
- Navi Group reshuffles leadership, appoints Sachin Bansal as executive chairman.
- Sachin Bansal to oversee strategic vision, expansion initiatives, fundraising, mergers and acquisitions, and compliance frameworks.
- Rajiv Naresh to lead non-lending businesses, while Dwivedi to lead lending vertical.
- Leadership reorganization aimed at focusing on long-term growth and deepening competitive edge.
HinduBusinessLine | 14 Feb, 2025
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Sachin Bansal hands over CEO role; transitions to Executive Chairman
- Sachin Bansal, co-founder of Navi Group, will step down as CEO of Navi Technologies Limited (NTL) and Navi Finserv Limited (NFL).
- Bansal will transition to the role of Executive Chairman, while Rajiv Naresh and Abhishek Dwivedi will assume the positions of CEOs for NTL and NFL respectively.
- Naresh will oversee non-lending businesses, and Dwivedi will helm NFL's lending operations.
- Bansal, who co-founded Flipkart before launching Navi in 2019, will focus on the group's long-term vision, fundraising, mergers and acquisitions, and technology innovation.
Yourstory | 14 Feb, 2025
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Navi Technologies FAQs
When was Navi Technologies founded?
Navi Technologies was founded in 2018. The company has been operating for 7 years primarily in the FinTech sector.
Where is the Navi Technologies headquarters located?
Navi Technologies is headquartered in Bangalore,Karnataka and has an office in Bangalore / Bengaluru
How many employees does Navi Technologies have in India?
Navi Technologies currently has more than 1,600+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in Navi Technologies based on the number of reviews submitted on AmbitionBox.
Does Navi Technologies have good work-life balance?
Navi Technologies has a work-life balance rating of 2.5 out of 5 based on 200+ employee reviews on AmbitionBox. 62% employees rated Navi Technologies 3 or below for work-life balance. This rating reflects a negative sentiment among employees for work-life balance. We encourage you to read Navi Technologies work-life balance reviews for more details
Is Navi Technologies good for career growth?
Career growth at Navi Technologies is rated as poor, with a promotions and appraisal rating of 2.6. 62% employees rated Navi Technologies 3 or below on promotions/appraisal. This rating reflects a negative sentiment among employees for career growth. We recommend reading Navi Technologies promotions/appraisals reviews for more detailed insights.
What are the cons of working in Navi Technologies?
Working at Navi Technologies does have some drawbacks that potential employees should consider. The company is poorly rated for job security, company culture and work life balance, based on 200+ employee reviews on AmbitionBox.
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