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Engaged Employer
InCred Finance
3.9
based on 300 Reviews
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
Company Overview
Associated Companies
Company Locations
Working at InCred Finance
Company Summary
InCred Finance is a leading financial services company offering a diverse range of solutions, including Personal Loan, Education Loan, and MSME Loan.
Overall Rating
3.9/5
based on 300 reviews
7% above
industry average
Highly rated for
Work-Life Balance
Critically rated for
Promotions/Appraisal
Work Policy
Work from office
76% employees reported
Monday to Friday
38% employees reported
Flexible timing
68% employees reported
No travel
46% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
12 employees reported
Job/Soft skill training
9 employees reported
Cafeteria
6 employees reported
Office cab/shuttle
2 employees reported
View all benefits
About InCred Finance
Founded in2016 (8 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
India HeadquartersMumbai, Maharashtra, India
Office Locations
Websiteincred.com
Primary Industry
Other Industries
InCred Finance, the lending arm of the InCred Group, was established in 2016 by Bhupinder Singh. InCred Finance is a new-age, tech and risk-analytics-focused lending institution, offering a diversified portfolio that includes Personal Loan, Education Loan and MSME Loan. The company’s lending approach is built on the twin pillars of domain expertise and risk analytics, supported by a cutting-edge technological architecture that underpins all its operations and processes. The company turned unicorn in late 2023 and has a loan book of over Rs. 10,000 Cr.
For more information, visit www.incred.com
Mission: To be relentless in inculcating and nurturing a culture of continuous innovation and execution excellence by combining cutting edge technology, data science and deep financial domain expertise and delivering the best suited profitable product in the most dignified experience for every customer
Vision: To create a trustworthy, transparent and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle class Indian households while protecting the interests of all stakeholders.
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AmbitionBox Best Places to Work in India Awards
Awards 2024
Awards 2022
Best of the best, rated by employees
InCred Finance won India’s Largest Employee Choice Awards in Tech Startups Companies Category.
#8 Top Rated Tech Startups
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InCred Finance Ratings
based on 300 reviews
Overall Rating
3.9/5
How AmbitionBox ratings work?
5
152
4
71
3
30
2
12
1
35
Category Ratings
3.8
Work-Life Balance
3.7
Company Culture
3.7
Salary & Benefits
3.7
Job Security
3.6
Skill Development
3.6
Work Satisfaction
3.1
Promotions/Appraisal
InCred Finance is rated 3.9 out of 5 stars on AmbitionBox, based on 300 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at InCred Finance
based on 270 reviews
4.2
Rated by 43 Women
Rated 4.2 for Salary & Benefits and 4.1 for Skill Development
3.9
Rated by 227 Men
Rated 3.8 for Work-Life Balance and 3.7 for Company Culture
Work Policy at InCred Finance
based on 45 reviews in last 6 months
Work from office
76%
Hybrid
17%
Permanent work from home
7%
InCred Finance Reviews
Top mentions in InCred Finance Reviews
+ 5 more
Compare InCred Finance with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 3.9/5 based on 300 reviews | 4.0/5 based on 36.6k reviews | 3.9/5 based on 37.5k reviews | 4.0/5 based on 6.3k reviews |
Highly Rated for | Work-Life balance | Job Security Skill development Company culture | Job Security Skill development | Salary & Benefits Skill development Job Security |
Critically Rated for | Promotion/Appraisals | No critically rated category | Promotion/Appraisals | No critically rated category |
Primary Work Policy | Work from office 76% employees reported | Work from office 92% employees reported | Work from office 85% employees reported | Work from office 79% employees reported |
Rating by Women Employees | 4.2 Good rated by 43 women | 3.9 Good rated by 9.6k women | 3.7 Good rated by 7.7k women | 4.0 Good rated by 554 women |
Rating by Men Employees | 3.9 Good rated by 227 men | 4.0 Good rated by 25.2k men | 3.9 Good rated by 27.8k men | 4.0 Good rated by 5.3k men |
Job Security | 3.7 Good | 4.1 Good | 4.0 Good | 3.9 Good |
View more
InCred Finance Salaries
3.7
rated by 300 employees for salariesSales Manager
(112 salaries)
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₹2.8 L/yr - ₹8.5 L/yr
Assistant Sales Manager
(87 salaries)
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₹3.2 L/yr - ₹5.5 L/yr
Credit Manager
(71 salaries)
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₹4.1 L/yr - ₹10.5 L/yr
Software Engineer
(57 salaries)
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₹8.4 L/yr - ₹25.9 L/yr
Credit Officer
(55 salaries)
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₹2 L/yr - ₹4.5 L/yr
Area Sales Manager
(55 salaries)
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₹4.6 L/yr - ₹14 L/yr
Assistant Credit Manager
(49 salaries)
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₹3.6 L/yr - ₹6 L/yr
Senior Software Engineer
(30 salaries)
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₹14 L/yr - ₹36 L/yr
Operations Executive
(29 salaries)
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₹1.4 L/yr - ₹3.5 L/yr
Collections Manager
(28 salaries)
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₹3.3 L/yr - ₹8.7 L/yr
InCred Finance Interview Questions
Interview questions by designation
Top InCred Finance interview questions and answers
Get interview-ready with top interview questions
Interview Process at InCred Finance
based on 9 interviews in last 1 year
Interview Experience
3.9
Good
Difficulty level
Easy
50%
Moderate
50%
People are getting interviews through
based on 11 InCred Finance interviews
Job Portal
37%
Referral
18%
Campus Placement
18%
*27% candidates got the interview through other sources
High confidence
InCred Finance Jobs
InCred Finance News
InCred Financial Plans INR 5,000 Cr IPO Ahead of Diwali 2025
- InCred Financial Services plans to raise INR 4,000 Cr to INR 5,000 Cr ($470 Mn-$590 Mn) via an IPO in late 2025.
- The company is targeting a valuation between INR 15,000 Cr ($1.78 Bn) and INR 22,500 Cr ($2.6 Bn) for the IPO.
- InCred aims to appoint four banks by January 2025 and launch the IPO by Diwali 2025.
- The IPO will likely include an offer for sale (OFS) for existing investors to divest their stakes.
VIE Stories | 18 Dec, 2024
InCred Financial Eyes INR 5,000 Cr IPO By Diwali Next Year
- InCred Financial Services plans to raise INR 4,000 Cr to INR 5,000 Cr via IPO next year.
- The fintech unicorn aims for a valuation of INR 15,000 Cr to INR 22,500 Cr.
- InCred plans to finalize merchant bankers by January for the IPO launch by Diwali 2025.
- The IPO will include an offer for sale (OFS) component for existing investors to offload stakes.
Inc42 | 18 Dec, 2024
InCred Finance targets Rs 4,000-5,000 Cr IPO following strong FY24 growth
- Lending firm InCred Finance is planning an IPO to raise Rs 4,000-5,000 crore.
- The IPO is expected to value InCred Finance between Rs 15,000 crore and Rs 22,500 crore.
- InCred Finance achieved unicorn status after raising $60 million in a Series D round.
- In the last fiscal year, InCred Finance reported a revenue growth of 48% and a profit after tax of Rs 316 crore.
Entrackr | 18 Dec, 2024
InCred Finance targets Rs 45,000-50,000 Cr IPO following strong FY24 growth
- InCred Finance, the lending arm of the InCred Group, plans to launch an IPO.
- The company aims to raise Rs 4,000-5,000 crore through the IPO.
- InCred Finance achieved unicorn status after a successful funding round.
- The company reported strong growth in FY24 with revenue of Rs 1,267 crore and a profit after tax of Rs 316 crore.
Entrackr | 17 Dec, 2024
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InCred Finance FAQs
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