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41 Synchrony Jobs

AVP - Acquisition Credit Strategy - Credit Analytics

11-12 years

Hyderabad / Secunderabad

1 vacancy

AVP - Acquisition Credit Strategy - Credit Analytics

Synchrony

posted 3d ago

Job Description

Job Description:
Role Title: AVP - Acquisition Credit Strategy - Credit Analytics (L11)
Company Overview:
Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more.
  • We have recently been ranked #2 among India s Best Companies to Work for by Great Place to Work. We were among the Top 50 India s Best Workplaces in Building a Culture of Innovation by All by GPTW and Top 25 among Best Workplaces in BFSI by GPTW. We have also been recognized by AmbitionBox Employee Choice Awards among the Top 20 Mid-Sized Companies, ranked #3 among Top Rated Companies for Women, and Top-Rated Financial Services Companies.
  • Synchrony celebrates ~52% women diversity, 105+ people with disabilities, and ~50 veterans and veteran family members.
  • We offer Flexibility and Choice for all employees and provide best-in-class employee benefits and programs that cater to work-life integration and overall well-being.
  • We provide career advancement and upskilling opportunities, focusing on Advancing Diverse Talent to take up leadership roles.
Organizational Overview:
Credit Team decisions credit actions across the lifecycle of a customer - from acquisition to account management to collections and recover - we work towards managing credit and fraud losses and elevating customer experience through powerful and proprietary insights on customer risk and credit behaviors. The actionable insights are driven by access to numerous alternative data sources, new age technologies, focused strategies, emerging algorithms, and predictive precision. Spread across 10 pillars the credit team in India caters to the entire gamut of decision sciences, from data management to model development to strategy design, and bringing it all to life through technology, and managing within the guardrails of our regulatory requirements. As part of the team, you will have access to some unique product propositions, functional and leadership training, interaction with executive leadership team and a myriad of diverse perspectives.
Role Summary/Purpose:
AVP, Acquisition Credit Strategy will have the opportunity to work on major business initiatives in the Credit Acquisition team that contribute to Synchrony Financials growth and productivity objectives. The primary responsibility will be to perform analytic deep dives and root cause analysis to diagnose the impact of credit model performance on credit strategies. The role will work closely with the Acquisition Credit Model Developers as well as the Credit Strategy Validation team to create remediation plans when models used in Credit strategies are not performing as expected. You will also be responsible for developing, delivering , validating & monitor the performance of Acquisition strategies to support model and Non Model Tool changes. This is an Individual Contributor role and reports into VP, Acquisition Strategy Leader, within the India Credit Organization.
Key Responsibilities:
  • Develop acquisition credit strategies for the introduction of new models or retirement of existing models, including partnering with the model development and implementation team
  • Conduct deep dive analytics to provide strategy insights into changes in model performance
  • Partner with compliance, legal, fair lending and audit as required
  • Ensure Non-Model-Tools used within Acquisition Credit Strategy are documented, monitored for effectiveness and have appropriate controls in place in accordance with policy
  • Execute and enhance acquisition credit strategy controls that are designed to minimize defects in the strategy development process
  • Assist as a data liaison for third party vendors that are utilized in the acquisition credit strategy process
  • Perform ad-hoc analytics as required, delivering results in a timely manner
  • Excellent communication skills in presenting finding, updates and results to senior management
  • Work cross-functionally and collaborate on projects across the organization in a fast paced
  • environment.
  • Perform other duties and/or special projects as assigned
  • Work on multiple projects simultaneously. Manage projects independently.
Required Skills/Knowledge:
  • Bachelors degree with quantitative underpinning (i.e., Data Science, Computer Science, Risk, Accounting, Business, Economics, Finance, Mathematics, Statistics, Engineering) with 5+ years of experience in Analytics ideally in support of Risk, Credit, Consumer Lending, or other relevant professional experience, or in lieu of a degree 7+ years of relevant experience
  • Minimum 5+ years of work experience with advanced SAS programming - SAS Base / SAS Stats /SAS Macros.
  • Advanced Excel skills
  • Experience working with large data sets and driving meaningful insights from data
  • Ability to communicate and present at all levels of management; synthesizing complex concepts in a simplified manner; all the while, using tact to build consensus and negotiate business solutions
  • Experience in managing multiple projects, organize work flow, and prioritize work assignments
  • Familiarity with model governance processes and model validation
Desired Skills/Knowledge:
  • Credit strategy development or modelling experience an advantage
  • Hands on experience in Python/PySpark
  • Natural curiosity and passion to drive credit strategy optimization
  • Excellent interpersonal skills in areas such as teamwork, facilitation and presentation to business users or management teams
Eligibility Criteria:
Bachelors degree with quantitative underpinning (i.e., Data Science, Computer Science, Risk, Accounting, Business, Economics, Finance, Mathematics, Statistics, Engineering) with 5+ years of experience in Analytics ideally in support of Risk, Credit, Consumer Lending, or other relevant professional experience and 7+ years of relevant experience in lieu of a degree
Work Timings:
This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time - 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs. Please discuss this with the hiring manager for more details.
For Internal Applicants :
  • Understand the criteria or mandatory skills required for the role, before applying
  • Inform your manager and HRM before applying for any role on Workday
  • Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format)
  • Must not be any corrective action plan (First Formal/Final Formal, PIP)
  • L9+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible.
  • L09+ Employees can apply
Grade/Level: 11
Job Family Group:
Credit

Employment Type: Full Time, Permanent

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Synchrony Hyderabad / Secunderabad Office Location

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Hyderabad Office
Synchrony Financial International Services Pvt. Ltd., Regd. Office: Block 1A, Plot No 18, I-Labs Technology Center, Hi-Tech City, Madhapur Hyderabad
Telangana 500081

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