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Engaged Employer
Synchrony
4.3
based on 1.1k Reviews
Video summary
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
Company Overview
Company Locations
Working at Synchrony
Company Summary
A leading consumer financial services provider that offers customized financing solutions across various industries, leveraging technology to enhance consumer engagement and business success.
Overall Rating
4.3/5
based on 1.1k reviews
13% above
industry average
Highly rated for
Company culture, Job security, Work-life balance
Work Policy
Permanent work from home
66% employees reported
Monday to Friday
61% employees reported
Flexible timing
77% employees reported
No travel
75% employees reported
View detailed work policy
Top Employees Benefits
Office cab/shuttle
178 employees reported
Cafeteria
157 employees reported
Office gym
150 employees reported
Health insurance
143 employees reported
View all benefits
About Synchrony
Founded in1932 (93 yrs old)
India Employee Count1k-5k
Global Employee Count10k-50k
HeadquartersStamford, UnitedStates
Office Locations
Websitesynchrony.com
Primary Industry
Other Industries
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View in video summary
Synchrony (NYSE: SYF) is a premier consumer financial services company delivering customized financing programs across key industries including retail, health, auto, travel and home, along with award-winning consumer banking products. With more than $140 billion in sales financed and 80.3 million active accounts, Synchrony brings deep industry expertise, actionable data insights, innovative solutions and differentiated digital experiences to improve the success of every business we serve and the quality of each life we touch. More information can be found at www.synchrony.com and through Twitter: @Synchrony. We’ve built relationships with national and regional retailers, healthcare providers, manufacturers and more. We serve hundreds of thousands of partner locations across the U.S. and Canada, and each one is important to us. Our financial expertise spans key product areas, including apparel, electronics and appliances, home furnishings, automotive, power products and sports, jewelry and luxury, other retail, elective healthcare procedures and services, and more. Our investments in technology across multiple platforms—in-store, online and mobile—allow us to engage consumers when and where they want. Our programs and tools strengthen the relationship between our business partners and their customers, driving growth and opportunity across the board.
AmbitionBox Best Places to Work in India Awards
Best of the best, rated by employees
Synchrony won India’s Largest Employee Choice Awards in Mid-Sized Companies Category.
#19 Top Rated Mid-Sized Company
#3 Top Rated Company for Women
#3 Top Rated Financial Services Company
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Synchrony Ratings
based on 1.1k reviews
Overall Rating
4.3/5
How AmbitionBox ratings work?
5
730
4
192
3
72
2
35
1
52
Category Ratings
4.4
Company culture
4.4
Job security
4.3
Work-life balance
4.1
Skill development
4.1
Work satisfaction
3.9
Salary
3.7
Promotions
Synchrony is rated 4.3 out of 5 stars on AmbitionBox, based on 1.1k company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Synchrony
based on 1k reviews
4.3
Rated by 420 Women
Rated 4.3 for Company culture and 4.3 for Job security
4.4
Rated by 582 Men
Rated 4.5 for Company culture and 4.5 for Job security
Work Policy at Synchrony
based on 98 reviews in last 6 months
Permanent work from home
66%
Hybrid
25%
Work from office
9%
Synchrony Reviews
Top mentions in Synchrony Reviews
+ 5 more
Compare Synchrony with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 4.3/5 based on 1.1k reviews  | 4.2/5 based on 3.1k reviews | 4.0/5 based on 8 reviews | 4.0/5 based on 1 reviews |
Highly Rated for | Job security Company culture Work-life balance | Work-life balance Company culture Salary | Job security Work-life balance Company culture | Skill development Work-life balance Salary |
Critically Rated for |  No critically rated category | No critically rated category | No critically rated category | Company culture Work satisfaction |
Primary Work Policy | Permanent work from home 66% employees reported | Hybrid 82% employees reported | - | - |
Rating by Women Employees | 4.3 Good rated by 420 women | 4.2 Good rated by 931 women | 4.3 Good rated by 2 women | - no rating available |
Rating by Men Employees | 4.4 Good rated by 582 men | 4.2 Good rated by 1.9k men | 2.9 Poor rated by 3 men | - no rating available |
Job security | 4.4 Good | 4.1 Good | 4.5 Good | 4.0 Good |
View more
Synchrony Salaries
Synchrony salaries have received with an average score of 3.9 out of 5 by 1.1k employees.
Senior Customer Service Representative
(255 salaries)
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₹2.3 L/yr - ₹6.4 L/yr
Senior Analyst
(252 salaries)
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₹5.2 L/yr - ₹18.5 L/yr
Senior Representative
(229 salaries)
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₹2.6 L/yr - ₹7 L/yr
Senior Associate
(149 salaries)
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₹2.9 L/yr - ₹6.5 L/yr
Customer Service Executive
(113 salaries)
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₹1.8 L/yr - ₹5.3 L/yr
Assistant Vice President
(109 salaries)
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₹13.2 L/yr - ₹44 L/yr
Customer Service Representative
(99 salaries)
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₹2 L/yr - ₹5.5 L/yr
Senior Customer Service Executive
(90 salaries)
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₹2.6 L/yr - ₹6 L/yr
Senior Fraud Analyst
(78 salaries)
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₹2.8 L/yr - ₹7.8 L/yr
Senior Specialist
(72 salaries)
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₹2.7 L/yr - ₹7 L/yr
Synchrony Interview Questions
Interview questions by designation
Top Synchrony interview questions and answers
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Synchrony Jobs
Current Openings
Synchrony News
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CD, Checking, and Savings Rates Today: Maximize Your Returns
- The article discusses maximizing returns through high interest rates on CD, checking, and savings accounts as of March 7, 2025.
- Highlighted are top offers like Axos ONE Savings and Checking Bundle with up to 4.86% APY, LendingClub LevelUp Savings Account with up to 4.50% APY, and Valley National Bank High Yield Savings Account offering 4.39%.
- For CDs, rates include Ponce Bank 3 Month CD at 4.20%, Barclays 6 Month Online CD at 3.80%, and Synchrony 16 Month CD at 4.40%.
- Featured high interest checking accounts such as BCU PowerPlus Checking offering up to 8.00% APY and SoFi Checking and Savings with up to 3.80% APY are also listed.
- The article emphasizes the importance of online or lower-profile institutions for higher rates due to lower overhead costs compared to national brands.
- Different account types like high-yield savings, checking, money market, cash management, and CDs are explained for various saving and investing needs.
- CDs provide locked-in rates based on term length, with options like 6-month, 1-year, 2-year, 3-year, and 5-year CDs being discussed in detail.
- No-Penalty CDs are highlighted for better rates over traditional savings accounts, catering to those who may need early access to their funds.
- Investors seeking short-term gains, CD ladder strategies, or long-term earnings can choose CDs based on varying terms and associated interest rates.
- Overall, the article serves as a guide for individuals looking to make informed decisions on maximizing returns through different banking products and account types.
Insider | 7 Mar, 2025
Synchrony Looks to Best Rate Cut Environment With Innovation Mix
- Synchrony Financial reported a significant increase in net earnings for Q4 2024.
- The company focused on diversification and added new partner programs.
- Executives noted that interest rate cuts may impact lenders providing credit card financing.
- Synchrony's financial results showed progress in loan receivables but also declines in purchase volume.
Pymnts | 28 Jan, 2025
Synchrony Mastercard Enhances Apple Pay Experience with Flexible Payment Options
- Synchrony is enhancing the way consumers shop online and in-app with Apple Pay.
- Eligible Synchrony Mastercard holders can choose to pay with standard credit card terms or promotional offers that include fixed monthly payments.
- Customers can add their Synchrony Mastercard to Apple Wallet and select it when checking out with Apple Pay.
- Synchrony plans to expand the ability to pay with fixed monthly payments to more Apple Pay users in the future.
Alertify | 17 Jan, 2025
Synchrony Gives Customers Access to Apple’s Pay Later
- Synchrony is giving certain customers access to the Pay Later feature of Apple Pay.
- The offering allows customers to pay according to the standard terms of their credit card or use a promotional offer with fixed monthly payments.
- The program is open to eligible members of specific Synchrony credit card programs.
- Synchrony plans to expand the ability to pay via fixed monthly payments to more Apple Pay users across its co-branded cards.
Pymnts | 17 Jan, 2025
2 banks in talks to take over Apple Card management from Goldman Sachs
- Apple is in talks with Barclays and Synchrony Financial to take over Apple Card credit services management.
- Goldman Sachs, currently managing the Apple Card, has signaled a retreat from consumer finance initiatives.
- Barclays and Synchrony Financial bring substantial experience in managing co-branded credit card programs.
- The timing of the transition and selection of a new banking partner remains uncertain.
Cultofmac | 17 Jan, 2025
Apple reportedly in talks with Barclays, Synchrony to replace Goldman Sachs as Apple Card partner
- Apple is reportedly in talks with Barclays and Synchrony to replace Goldman Sachs as its Apple Card partner.
- Negotiations between Apple and Barclays have been ongoing for several months.
- JPMorgan Chase has also been in talks with Apple about the business since last year.
- Goldman Sachs' credit card agreement with Apple is set to continue until 2030, but the partnership might conclude before that date.
Macdailynews | 16 Jan, 2025
Three Companies Are Now in the Running to Take Over the Apple Card
- Apple is in talks with Barclays and Synchrony about becoming its new financial partner for the Apple Card.
- Goldman Sachs had reportedly approached American Express about taking over the Apple Card.
- Goldman Sachs is in the process of winding down its consumer lending business.
- Last year, Apple and Goldman Sachs were fined by the U.S. Consumer Financial Protection Bureau.
Macrumors | 16 Jan, 2025
Synchrony is the Winner, SMCI, Enphase, and IFF Are Losers
- Synchrony Financial (SYF) gained 18.8% as market enthusiasm for financial sector.
- Super Micro Computer (SMCI) stock lost 18.0% due to weak preliminary Q1 results.
- Enphase (ENPH) fell 16.8% as solar energy stocks were sold off.
- International Flavors & Fragrances (IFF) could fall further after posting Q3 results.
Baystreet | 7 Nov, 2024
Private-Label Card Trends May Signal Uneven Holiday Spending
- Private-label credit cards make up a small percentage of overall consumer credit.
- Data shows that consumers use store cards because they earn more rewards than other methods.
- Earnings reports from Synchrony Financial and Capital One indicate mixed spending trends.
- Consumers are prioritizing nondiscretionary spending and managing budgets due to inflation.
Pymnts | 30 Oct, 2024
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Synchrony FAQs
When was Synchrony founded?
Synchrony was founded in 1932. The company has been operating for 93 years primarily in the Financial Services sector.
Where is the Synchrony headquarters located?
Synchrony is headquartered in Stamford and has an office in Hyderabad / Secunderabad
How many employees does Synchrony have in India?
Synchrony currently has more than 4,900+ employees in India. Customer Success, Service & Operations department appears to have the highest employee count in Synchrony based on the number of reviews submitted on AmbitionBox.
Does Synchrony have good work-life balance?
Synchrony has a work-life balance rating of 4.3 out of 5 based on 1,000+ employee reviews on AmbitionBox. 85% employees rated Synchrony 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read Synchrony work-life balance reviews for more details
Is Synchrony good for career growth?
Career growth at Synchrony is rated fairly well, with a promotions and appraisal rating of 3.7. 85% employees rated Synchrony 4 or above, while 15% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading Synchrony promotions/appraisals reviews for more detailed insights.
What are the pros of working in Synchrony?
Working at Synchrony offers several advantages that make it an appealing place for employees. The company is highly rated for company culture, job security and work life balance, based on 1,000+ employee reviews on AmbitionBox.
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