Job Title- Product Head, Business Banking
Role Description
- Head the Product function for the core Business Banking Lending and Trade Finance products suite for Private Bank India viz. Working Capital Finance, Trade Finance, Supply Chain Finance, FX, etc.
- Responsibility to deliver Balance sheet as well as Revenue numbers in line with the business plans; NNL growth and Portfolio performance are the main focus areas
- Focus on new product development in line with business growth strategy as well as product gap fixing in line with customer expectations
- Process review and enhancement on an ongoing basis
- Business support to coverage teams, working on Business Banking product queries and structuring of deals
- Ensure compliance on product and process, to satisfy internal and external control and regulatory requirements
- Lead and train the team of employees under your charge to deliver the organisational objectives following the values of the Bank.
- Sponsorship for industry relevant certifications and conferences
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
- Best in class leave policy
- Gender neutral parental leaves
- 100% reimbursement under childcare assistance benefit (gender neutral)
Your key responsibilities
- Deliver financial metrics; pertaining to Revenues, Book growth and Portfolio performance
- Effectively manage the Business Banking Lending product team; and further interact with multi-disciplinary functions as a key owner of the product.
- Focus on new Product development, Project management and Process enhancement
Your skills and experience
- Product Sales experience of 15 yrs plus with a focus on Business Lending, with a strong knowledge of Trade Finance and Supply Chain finance nuances too.
- Project management experience, should have delivered at least one product from conception to delivery
- Strong assessment capability of customer financials with upto date general knowledge of different industries trends.
- Well-versed in understanding the legal and technical intricacies around real estate (as a collateral) pan India
- Team management skills
Employment Type: Full Time, Permanent
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