StashFin - Product Manager - Lending Domain (5-8 yrs)

Job Title : Product Manager - Lending Domain

About StashFin :

StashFin, established in 2016, is a prominent fintech company transforming access to financial products in India. Operating through an RBI-registered NBFC, the company offers a diverse range of services, including credit lines, investments, payments, and commerce. StashFin's core credit line solution provides flexible, transparent, and affordable financing options, ensuring full regulatory compliance and no hidden fees. With over Rs. 6000 Cr raised through multiple rounds of funding from global investors, StashFin serves over 30 lakh approved users across 1000+ cities. With 4 crore app downloads, StashFin is committed to promoting financial inclusion and empowering individuals to take control of their financial well-being.

About the Product Department:

Our product team is driven by collaboration, data / analytics, and continuous improvement. We work closely with cross-functional teams-engineering, design, marketing, and analytics-to optimize user experiences, improve conversion rates, and deliver value to millions of customers. Product controls not just the execution and technology/experience but also the business and PnL impact such as key business metrics of Revenue, Marketing/other burn Costs, Pricing and Margins, # of Users, CAC and MAU.

About the Role :

We are seeking Product Manager - Lending to drive the growth and success of our lending products. You will be responsible for optimizing the entire user funnel, increasing conversion rates, and leveraging analytics to improve loan product performance and revenue. This is a key role where your strategic thinking and data-driven approach will directly impact business outcomes.

What You'll Do:

- Work closely with senior leadership in Product, Technology and Business to articulate business needs to actionable product requirements

- Own up the relevant leading product metrics and the lagging PnL, revenue and cost numbers every month for the lending business

- Write detailed product requirement documents, lead product processes (Agile/Scrum) and manage deliverables.

- Obsess with data, define and track key metrics and draw actionable insights using data. Use data to monitor key metrics, identify trends, and inform decisions that enhance user experience and maximize business impact.

- Periodically conduct user-research, industry analysis, competitor mapping and ideate on what to build next

Qualifications:

- 4+ years of experience in Product Management, Software Development, Analytics or similar roles in a B2C product set-up (MBA is not required)

- Bachelor's degree in computer science, engineering and/or related field

Skills you will need:

- Tech background with a good understanding of technology, data and building products.

- Prior experience of product management, preferably in the Fintech

- Product grasp - capable of taking business metrics, requirements or user problems and breaking them into workable product requirements, and leading the development of identified features

- Excellent communication, written/verbal and problem-solving, organizational and analytical skills

Good to Have skills:

- Knowledge of any 1 or more of Loan Onboarding, KYC, Customer Verification, Risk Underwriting, Loan Management or Collections.

- Worked in a B2C Startup for more than 2+ years

- Understand KYC and other RBI regulations impacting the financial industry generally