Senior Product Manager - Digital Lending System (6-15 yrs)

Position Title: Sr. Product Manager - Lending System

Location: Ahmedabad, Gurugram

Experience Level: 5-8 years

Reports To: Head of Product Management - Banking & Payments

Mandatory Skills: Exp minimum 3-4 years in Loan Origination and Loan Management Systems, Digital Lending & Should having International experience (Like USA, UES, Africa, South Africa, KSA Etc.).

About the Role

We are seeking an experienced and dynamic Sr. Product Manager with a minimum of 5-8 years of hands-on expertise in both Loan Origination and Loan Management Systems. The ideal candidate will have a proven track record of creating and driving product roadmaps as well as implementing lending solutions at customer sites. This role will play a key part in defining the future direction of our loan origination & management solutions, ensuring that our product meets the evolving needs of financial institutions while maintaining competitive market positioning.

Key Responsibilities

Product Strategy & Roadmap Development:

- Define and develop the product strategy and roadmap for our Loan Origination and Loan Management Systems.

- Analyse market trends, competitive landscape, and customer requirements to align product features with market needs.

- Collaborate with cross-functional teams (engineering, sales, and marketing) to prioritize product features and releases based on business impact and customer needs.

End-to-End Product Lifecycle Management:

- Lead the full product lifecycle, from ideation and design through development, testing, launch, and post-launch enhancements.

- Own the product vision and ensure alignment with the company's overall business goals.

Customer Implementation & Support:

- Work closely with customer success and implementation teams to support the deployment of loan management solutions at client sites.

- Engage with clients to gather feedback, address pain points, and ensure successful adoption of the product.

Cross-functional Collaboration:

- Partner with the engineering team to ensure timely delivery of new features and solutions, providing clear product requirements and acceptance criteria.

- Collaborate with marketing to develop go-to-market strategies, messaging, and positioning for the product.

- Work with sales teams to support pre-sales efforts and provide insights into product functionalities.

Market Research & Competitive Analysis:

- Stay up-to-date with industry trends, regulatory changes, and emerging technologies within the loan management space.

- Perform competitive analysis to ensure our product remains innovative and ahead of market needs.

- Identify new opportunities for product growth and expansion in new markets or segments.

Qualifications

- Experience: Minimum of 5-8 years of experience in product management, specifically in Loan Origination and Loan Management Systems.

- Domain Expertise: Strong understanding of lending processes, including loan origination, underwriting, servicing, and collection workflows.

- Technical Knowledge: Two years of experience with product development, coding, APIs, integrations with banking systems, and cloud-based product deployments.

- Implementation Experience: Proven experience in successfully implementing lending products at customer sites, with a deep understanding of configuration and customization processes.

- Leadership & Collaboration: Demonstrated ability to lead cross-functional teams and work effectively with stakeholders across different departments.

- Analytical Skills: Strong analytical mindset, with the ability to translate business requirements into technical specifications and prioritize product features based on customer needs and business goals.

- Communication: Excellent verbal and written communication skills, with the ability to articulate complex ideas clearly to both technical and non-technical stakeholders.

- Education: Master's degree in Computer Science, Finance, or a related field. An MBA or equivalent is a plus