Key Responsibilities:
• Develop and maintain credit policies and procedures for digital lending products
• Work with cross-functional teams to design and implement credit scoring models for digital lending products
• Monitor loan portfolios and identify areas of credit risk exposure
• Review and approve loan applications within delegated authority
• Develop and maintain relationships with credit bureaus and other financial institutions
• Conduct regular credit reviews to ensure adherence to credit policies and procedures
• Ensure compliance with regulatory requirements and internal policies and procedures
Requirements:
• Strong understanding of credit risk analysis, credit scoring models, and credit policies and procedures
• Experience with data analysis and statistical modeling
• Excellent communication and interpersonal skills
• Proficiency in Microsoft Office and other relevant software applications.