Branch Credit Manager

Key Responsibilities: • Develop and maintain credit policies and procedures for digital lending products • Work with cross-functional teams to design and implement credit scoring models for digital lending products • Monitor loan portfolios and identify areas of credit risk exposure • Review and approve loan applications within delegated authority • Develop and maintain relationships with credit bureaus and other financial institutions • Conduct regular credit reviews to ensure adherence to credit policies and procedures • Ensure compliance with regulatory requirements and internal policies and procedures Requirements: • Strong understanding of credit risk analysis, credit scoring models, and credit policies and procedures • Experience with data analysis and statistical modeling • Excellent communication and interpersonal skills • Proficiency in Microsoft Office and other relevant software applications.