Divisional Manager

Budget Profitability

• Ensure business targets, disbursement growth and budget fulfillment are met as per
  guidelines given by circle head
• Drive profitability and ensure portfolio quality maintenance
• Ensure cost maintenance and reduction
• Identify the methods for achieving the plans through channels and direct marketing in ref.
• Execution of business cycle with the team
• Reviewing the target v/s achievements on a day to day basis of the division under control
• To maintain and achieve targeted IRR

People Management

• Providing solutions to the team on various issues at executive level
• Organize manpower as per the business requirements at divisional level
• Ensuring process standardization through Daily Work Management
• In charge of driving different teams and departments to make sure they achieve all the initial
  goals
• Ensure to execute all the initiatives taken by higher authority at executive and ABM level
• Appraisal of team members on regular basis and feedback as well as conduct regional
  reviews
• Identifying skill gaps continue training , mentoring guiding the team
• Improve engagement of department

Relationship Management

• Develop Dealers, brokers, DSA, organized channel to achieve business budget.
• Build engagement platform like dealer, DSA, brokers council at state and division and branch
  level
• Dealership coverage includes improvement in market share in non-active/low market share
  dealers and channels for pre-owned car loans business
• Measurement of dealer performances in volume, quality and market share
• Dealer salesman engagement

Portfolio Management

• Maintaining portfolio as per guidelines.
• Control on NPA and non-starters
• Maintaining OD contract. And reviewing all OD contracts on ABM level.
• Providing support to team for highly volatile customers.

Competitors analysis

• Competitors analysis
• Analysis of market share business growth.
• To study competitor s business strategy and best practices on regular intervals and
  accordingly device monthly business plan

• Post Graduate with 6+ year of relevant experience.
• Stay up-to-date on industry trends and best practices.
• Excellent communication and interpersonal skills.
• Strong problem-solving and analytical skills
• Ability to work independently and as part of a team.
• Ability to meet deadlines and work under pressure.
• Willingness to learn and adapt to new challenges.