Credit Analyst - Credit Assessment - Retail Loan Operations (5-10 yrs)

Credit Analyst - Retail Loan Operations - Credit Assessment_F2F Interview on 7th March _immediate Australian client

Business & Team: Retail Operation & VERO Team

Impact & contribution: Credit analysis, decisioning, verification, monitoring throughout the credit lifecycle; the development of credit policy; or the implementation of credit strategies, including problem asset strategies; across the retail or corporate business

Roles & Responsibilities:

- Review and analyse home loan applications against credit limits and frameworks.

- Apply your knowledge of Australian home loan lending processes and regulations.

- Support credit risk management initiatives by working with management teams.

- Utilize data analysis tools and techniques to assess and manage credit risks associated with home loan applications.

- Collaborate effectively within a team environment to meet deadlines.

- Communicate credit risk analysis results clearly and concisely.

- Participate in the development and implementation of credit risk assessment tools and processes.

- Work productively as part of a team or independently to meet deadlines; provides coaching to team members.

- Communicates results and analysis of credit risks to management and key internal stakeholders and actions those with the business unit

Essential Skills:

- Minimum of 5 years' experience in a related credit risk analysis or verification role.

- Strong analytical and problem-solving skills.

- Excellent communication and interpersonal skills.

- Proficient in Microsoft Office Suite and data analysis tools.

- Working knowledge of Australian home loan lending principles and regulations.

Education Qualifications:

- Degree in a relevant field such as Finance, Accounting, or Business.