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2 Varthana Jobs

Varthana Finance - Credit Manager (4-5 yrs)

4-5 years

Varthana Finance - Credit Manager (4-5 yrs)

Varthana

posted 2mon ago

Job Role Insights

Flexible timing

Job Description

Credit Manager


Responsibilities:

- You will be responsible for ensuring that all loan applications are assessed as per the credit policy and all deviations, if any, are properly mitigated and documented.

- You will be required to visit clients, assess them based on personal discussion and interview and ensure that all files are turned around within acceptable timelines.

- The job requires regularly interacting with customers, members of the sales team and ops.

- Conflicts generally arise in such situations where people are looking at something with different perspectives and hence skills for conflict resolution will help you significantly in excelling at your job.

Specific Responsibilities:

- Visit customers, assess applications and ensure that credit parameters are adhered to

- Ensure that agreed turnaround times are honoured for all applications

- Track deviations and any correlation between deviations and delinquencies

- Monitor portfolio and highlight any early warning signals

- Ensure that all KYC guidelines issued by RBI from time to time are adhered to

- Ensure proper security creation process for all secured loans

- Monitoring of the portfolio, analysis of delinquent cases, profiling of customers, data cuts

Qualifications:

- At least 4 years' experience in Retail/SME credit management

- Comfortable in assessing clients without access to audited financials Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc

- Good analytical skills and ability to process data on computer spreadsheets


Functional Areas: Accounting/Finance

Read full job description

Varthana Interview Questions & Tips

Prepare for Varthana Credit Manager roles with real interview advice

Top Varthana Credit Manager Interview Questions

Q1. How would you convince customer who wants to go for personal loan
Q2. How would you convince customer to take loan
Q3. How to approach customer
View all 10 questions

What people at Varthana are saying

4.6
 Rating based on 16 Credit Manager reviews

Likes

Great place to work

  • Salary - Good
  • +6 more
Dislikes

Nothing to dislike

Read 16 Credit Manager reviews

Credit Manager salary at Varthana

reported by 37 employees with 4-12 years exp.
₹5 L/yr - ₹10 L/yr
8% less than the average Credit Manager Salary in India
View more details

What Varthana employees are saying about work life

based on 498 employees
71%
86%
55%
98%
Flexible timing
Monday to Friday
Within city
Day Shift
View more insights

Varthana Benefits

Health Insurance
Job Training
Soft Skill Training
Education Assistance
Work From Home
Team Outings +6 more
View more benefits

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Varthana Finance - Credit Manager (4-5 yrs)

4-5 Yrs

2mon ago·via iimjobs.com
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