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ML Officer
0-4 years
Prayagraj / Allahabad, Varanasi, Ghaziabad + 3 more
1 vacancy
ML Officer
L&T Finance
posted 7hr ago
Job Description
A Micro Loans Officer is typically responsible for administering small loans, often aimed at helping individuals or businesses in underserved or low-income areas. Their primary duties include evaluating loan applications, assessing applicants' creditworthiness, providing guidance to borrowers, and ensuring the proper use of loan funds. Micro loans usually have lower interest rates and more flexible repayment terms compared to traditional loans.
Key responsibilities of a Micro Loans Officer may include:
- Loan Evaluation : Reviewing applications for small loans, including analyzing financial documentation and assessing the applicant's ability to repay.
- Client Relationship : Building and maintaining relationships with borrowers to offer advice, guidance, and support.
- Risk Assessment : Evaluating the risk associated with lending to an individual or small business, often relying on non-traditional factors in place of formal credit history.
- Loan Disbursement and Monitoring : Ensuring that approved loans are disbursed and monitoring the use of loan funds for compliance.
- Training and Education : Providing financial education to borrowers to help them manage their loans responsibly and build a solid financial foundation.
- Collections : Managing loan repayments, including following up with clients who may be struggling to meet their obligations.
Employment Type: Full Time, Permanent
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People are getting interviews at L&T Finance through
People are getting interviews through
(based on 94 L&T Finance interviews)
Referral
Walkin
Job Portal
Company Website
Campus Placement
Recruitment Consultant
21%
19%
19%
6%
4%
1%
30% candidates got the interview through other sources.
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What people at L&T Finance are saying
Rating based on 16 Officer
reviews
Anonymous · Operations, Maintenance & Support
in Rewa, Madhya Pradesh
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I am the best working person 😁
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Read 16 reviewsOfficer salary at L&T Finance
reported by
32
employees
with 1-13
years exp.
₹1.4
L/yr - ₹3
L/yr
57%
less
than the average Officer Salary in India
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What L&T Finance employees are saying about work life
based on 3.3k employees
Strict timing
Monday to Saturday
Within city
Day Shift
L&T Finance Benefits
Health Insurance 
Job Training 
Soft Skill Training 
Work From Home 
Team Outings 
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