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JPMorgan Chase & Co.

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4.0

based on 6.2k Reviews

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Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

Top Rated Mega Company - 2024

Top Rated Company for Women - 2024

Top Rated Financial Services Company - 2024

693 JPMorgan Chase & Co. Jobs

Wholesale Credit Risk Associate

JPMorgan Chase

4.0

based on 6.2k Reviews

5-9 years

₹ 29 - 27.4L/yr (AmbitionBox estimate)

Bangalore / Bengaluru

1 vacancy

Wholesale Credit Risk Associate

JPMorgan Chase & Co.

posted 13hr ago

Job Role Insights

Flexible timing

Key skills for the job

Private Banking Data Analytics Auditing Business Management Risk Management Credit Risk Modelling

+ 4 more

Job Description

Analyze or at times may work with more Senior Credit Officer, to evaluate the risk of adding a particular transaction to the banks loan portfolio.
Identify additional information requirements needed to properly assess risks of the transaction.
Understand and assess the customer s business model and its viability in the long run.
Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business.
Consider alternative credit structures to mitigate risk where appropriate.
Recommend action to be taken on credit, identifies key risks and information requirements.
Ensure that credit facilities presented are properly graded.
Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements.
Work independently with limited direct supervision. Serves as a resource for less experienced Credit Officers.

Required qualifications, capabilities, and skills

Minimum 5 years experience as a credit underwriter or similar position requiring business knowledge and credit judgment.
Postgraduate or an advanced degree in business management, finance or accounting.
Ability to formulate and articulate objective views based on professional analysis.
Thorough knowledge of credit philosophy, Risk Guidelines and policies, loan documentation, bankruptcy and related legal issues.
Strong verbal, written, and interpersonal skills, as well as analytic and problem-solving skills.
Good organization skills and ability to work within time constraints in a highly regulated industry.

Employment Type: Full Time, Permanent

Read full job description

Prepare for Credit Risk Associate roles with real interview advice

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