Business Analyst - Wholesale/Commercial Bank (7-9 yrs)

Responsibilities:

Portfolio Roadmap Development & Execution:

- Collaborate with stakeholders to develop and maintain a comprehensive portfolio roadmap for the Credit and Lending area, aligning with strategic business objectives.

- Drive the execution of the roadmap, ensuring timely delivery of projects and initiatives.

Business Requirements & Functional Specifications:

- Elicit, analyze, and document detailed business requirements (BRD) and functional requirements (FRD) for complex projects.

- Create clear and concise use cases and user stories to facilitate effective communication and development.

Business Transformation & Process Improvement:

- Lead business transformation initiatives by identifying and analyzing existing processes, identifying areas for improvement, and proposing innovative solutions.

- Contribute to the design and implementation of new processes and systems to enhance efficiency and effectiveness.

Credit & Lending Expertise:

- Leverage deep domain knowledge of Credit and Lending processes, including loan origination, underwriting, servicing, and risk management.

- Understand and analyze data and process flows related to credit and lending model implementation.

Project Management & Stakeholder Engagement:

- Manage the project approach, develop project plans, and build stakeholder buy-in around project commitments and changes.

- Support the management of project scope, schedule, resourcing, dependencies, communications, and budget.

- Manage, monitor, and report on project progress, issues, dependencies, and risks to portfolio leads, internal stakeholders, and steering committees.

- Proactively identify and address potential roadblocks and risks.

Decision Support & Recommendations:

- Analyze data and provide insights to support decision-making processes.

- Develop and present recommendations to influence decision-making and ensure progress towards delivery and benefits realization.

Qualifications:

- Minimum of 7 years of experience as a Business Analyst in the financial services industry, preferably within commercial banking.

- Proven experience in developing and documenting BRDs, FRDs, use cases, and user stories.

- Strong understanding of business transformation principles and methodologies.

- Extensive experience in Credit and Lending processes and systems.

- Experience with data and process flow analysis for model implementation.

- Excellent project management skills, with the ability to manage multiple projects simultaneously.

- Strong analytical and problem-solving skills.

- Excellent communication and interpersonal skills, with the ability to effectively collaborate with stakeholders at all levels.

- Ability to influence decision-making and drive results.

- Bachelor's degree in Business Administration, Finance, Information Technology, or a related field. Master's degree preferred.

Preferred Skills:

- Experience with Agile methodologies.

- Knowledge of regulatory requirements related to Credit and Lending.

- Experience with data analytics and reporting tools.